Equity
€213,560 ▲ 5.5%
XL TECHNICS DAKWERKEN has made a profit without a break since 2021.
XL TECHNICS DAKWERKEN
Lifetime
11 annual accounts with figures on one time axisGross marginpeak €108,403 (2023)
€47,741▼ 47.4%
Resultlowest -€3,502 (2020)
€11,185▼ 77.9%
Equitypeak €213,560 (2025)
€213,560▲ 5.5%
Debts
€215,707▼ 7.5%
Board1 name since 2024
1 directorILIADIS Dimitris
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €90,844 to €47,741Result from €50,501 to €11,185Cash from €17,359 to €5,234
Key points
from the 2025 annual accountsFilings
11 annual accounts 12 filings since 2015
Two of the last ten came late. The 2020 accounts came latest: 198 days after the end of the period.
Position in the sector
€213,560
More equity than 88% of companies in construction of buildings. Sector median €45,572 · 9,418 companies.
Checked score
84
Excellent
Financially stronger than 51% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,457 companies (NACE 41, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025lowest value
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.3%▼ -0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Liquidity: current ratio 1.70, cash €5,234, halved
lowers risk
Founded in 2013
Size: total assets €429,267
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 58% of them on solvency, 55% on liquidity, 46% on profitability and 47% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as XL TECHNICS DAKWERKEN has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of XL TECHNICS DAKWERKEN itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for XL TECHNICS DAKWERKEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.7 (2.43 in 2024), above the usual 1.5. Short-term debt is 8.5% and cash 1.2% of total assets. However, 50.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
1 day late
2023
22 days early
2022
26 days early
2021
10 days early
2020
198 days late
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0541971068
Company renamed from XL TECHNICS to XL TECHNICS DAKWERKEN
Change of role: ILIADIS Dimitris, from manager to director · Gazette deed
Registered office moved from Mechelen to Elewijt
New registered office: Waversebaan 14, 1982 Elewijt · Previous registered office: Nekkerspoelstraat 319 bus 202, 2800 Mechelen · General meeting of 12-03-2021 · Gazette deed
First establishment
XL TECHNICS, Waversebaan 14, Zemst
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| XL TECHNICS DAKWERKEN Zemst | €429,267 | €47,741 | 49.7% | - |
| M&N GROUPE Vilvoorde | €345,681 | €48,503 | 14.7% | - |
| BOUWTEAM 4U Tienen | €433,273 | €48,868 | 24.6% | - |
| ISOBUILDING Londerzeel | €343,368 | €42,825 | 54.0% | - |
| JULIEN SNOECK Herve | €423,837 | €45,857 | 24.6% | - |
| Taracha Zbigniew Schoten | €396,752 | €47,845 | 41.9% | - |
| IrBo Bruges | €468,767 | €43,941 | 77.9% | - |
These companies have the same main activity as XL TECHNICS DAKWERKEN: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €343,000 and €469,000, founded between 2013 and 2016.
Official details
Source: KBO- Status
- Active since 15-11-2013Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.228.731.8811982 Zemst, since 19-11-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 30-10-2025
Annual accounts 2025
- Turnover
- ≈ €330,000estimated
- Total assets
- €429,267▼ 1.5%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on XL TECHNICS DAKWERKEN
XL TECHNICS DAKWERKEN files the micro format. That format states no turnover. The gross margin rose from -€155 in 2015 to €47,741 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about XL TECHNICS DAKWERKEN
- What is the company number of XL TECHNICS DAKWERKEN?
- The company number of XL TECHNICS DAKWERKEN is 0541.971.068. The VAT number is the same number with BE in front: BE 0541.971.068.
- Where is XL TECHNICS DAKWERKEN based?
- The registered office is at Waversebaan 14, 1982 Zemst.Company details
- What does XL TECHNICS DAKWERKEN do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of XL TECHNICS DAKWERKEN?
- XL TECHNICS DAKWERKEN is a private limited company (BV).
- When was XL TECHNICS DAKWERKEN founded?
- XL TECHNICS DAKWERKEN was founded on 15-11-2013.
- Is XL TECHNICS DAKWERKEN still active?
- Yes, XL TECHNICS DAKWERKEN is an active enterprise in the KBO register.
- What is the turnover of XL TECHNICS DAKWERKEN?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €47,741 and 164 comparable companies (NACE 41001). It probably lies between €180,000 and €610,000.Financials
- Is XL TECHNICS DAKWERKEN profitable?
- In financial year 2025, XL TECHNICS DAKWERKEN made a profit of €11,185.
- Where can I find the annual accounts of XL TECHNICS DAKWERKEN?
- XL TECHNICS DAKWERKEN filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of XL TECHNICS DAKWERKEN due?
- XL TECHNICS DAKWERKEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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