JCiP
ActiveThe annual accounts of JCiP for fiscal year 2025 show a net loss of 57% of total assets and of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €30k and a net result of €-38k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 9450 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-79
Solvency69▼-9
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.61 against 1.61 in 2024; short-term debt: 37.6% and cash: 2.7% of total assets), and 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
-56.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
69 d early
2023
76 d early
2022
69 d early
2021
48 d early
2020
65 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 56.2%
2024 · €68k
2018: €34k
2019: €25k
2020: €27k
2021: €47k
2022: €62k
2023: €68k
2024: €68k
2018 → 2025
Total assets
€68k▼ 47.2%
2024 · €128k
2018: €72k
2019: €55k
2020: €53k
2021: €72k
2022: €150k
2023: €156k
2024: €128k
2018 → 2025
Net result
€-38k
2024 · €10k
2018: €146
2019: €-10k
2020: €2k
2021: €22k
2022: €20k
2023: €36k
2024: €10k
2018 → 2025
Working capital
€-10k
2024 · €21k
2018: €24k
2019: €6k
2020: €7k
2021: €17k
2022: €16k
2023: €14k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€62k▲ 32.6%€68k▲ 9.7%€68k=€30k▼ 56.2%
Operating result€30k-€29k▼ 3.6%€54k▲ 83.3%€18k▼ 67.0%€-38k
Net result€22k-€20k▼ 6.7%€36k▲ 77.9%€10k▼ 71.4%€-38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €38k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€52k▼ 27.5%
Current assets
€16k▼ 72.5%
Equity and liabilities €68k
Equity
€30k▼ 56.2%
Debt
€38k▼ 37.1%
The debt ratio rises from 46.9% to 55.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-12k▼
2024 · €42k
Cash flow
€-13k▼
2024 · €34k
Solvency
44.2%▼
2024 · 53.1%
Current ratio
0.61▼
2024 · 1.61
Quick ratio
0.61▼
2024 · 1.61
Debt / equity
1.26▲
2024 · 0.88
ROE
-128.1%▼
2024 · 14.9%
ROA
-56.6%▼
2024 · 7.9%
Interest coverage
-17.77▼
2024 · 31.04
Debt
€38k▼
2024 · €60k
Debt ≤ 1 year
€25k▼
2024 · €35k
Debt > 1 year
€11k▼
2024 · €25k
Income taxes
€325▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€68k▼
Fixed assets21/28€72k€52k▼
Tangible fixed assets22/27€72k€52k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€50k€33k▼
Other tangible fixed assets26€21k€16k▼
Financial fixed assets28€40-
Current assets29/58€56k€16k▼
Amounts receivable within one year40/41€17k€5k▼
Trade receivables40€10k-
Other amounts receivable41€7k€5k▼
Current investments50/53€38k€6k▼
Cash at bank and in hand54/58€1k€2k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€128k€68k▼
Equity10/15€68k€30k▼
Contributions10/11€19k€19k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14-€-38k
Amounts payable17/49€60k€38k▼
Amounts payable after more than one year17€25k€11k▼
Financial debts170/4€25k€11k▼
Amounts payable within one year42/48€35k€25k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€681-
Taxes450/3€681-
Other amounts payable47/48€16k€5k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€25k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€44k€-10k▼
Operating profit (loss)9901€18k€-38k▼
Financial income75/76B€125€322▲
Recurring financial income75€125€322▲
Financial charges65/66B€1k€702▼
Recurring financial charges65€1k€702▼
Profit (loss) for the period before taxes9903€16k€-38k▼
Income taxes67/77€6k€325▼
Profit (loss) for the period9904€10k€-38k▼
Profit (loss) for the period to be appropriated9905€10k€-38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-38k▼
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-38k ▼476%
Net result drops to €-38k, the lowest in the series.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €36k ▲77.9%
Operating result €54k, net result €36k, both a record.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spelonckvaart 159180 LokerenGround area
1,994 m²
Building footprint
163 m²
Volume, LiDAR
884 m³
Parcel 44045D0739/00D000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JCiP
since 20072.160.156.247
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44045D0739/00D000 | Flanders | 1,994 m² | 1 · 163 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZEMTEC
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 4,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2007
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
70210Activities of head offices; management consultancy activities
71112Activities of interior architects
73300Public relations and communication consultancy
74141
90393Specialised image, lighting and sound technical services
92313
92623
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.