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DIVA

Active Private limited company (pre-2019)founded 2008active for 18 yearsWijkschoolstraat 8, 9860 OosterzeleKBO/BCE: BE 0807.260.427

Lifetime

15 annual accounts with figures on one time axis
peak €42,863 (2011)
-€2,237▼ €1,033
lowest -€21,280 (2012)
-€593▼ €673
peak €76,924 (2024)
€76,331▼ 0.8%
€3,289▲ 2.9%
Board1 name since 2021
1 directorDe Deyn Dirk
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Gross margin from -€1,204 to -€2,237Loss of €593Investments €2,189Cash from €221 to €525

Key points

from the 2025 annual accounts

Investments

€2,189 5.4 × depreciation
202120222025

Green is investment, beige is depreciation. Machinery stands 451.5% higher than in 2024.

Filings

15 annual accounts since 2011
deadline201520202025

The 2022 accounts came 1 day late. The other nine of the last ten were filed on time.

Position in the sector

95.9%

Higher solvency than 95% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.

Turnover not published (micro format)

Checked score

88
Excellent
Financially stronger than 43% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.4%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.3%▼ -0.1 percentage points vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▲ +0.3 percentage points vs 04-2025highest value 06-2025: 0.3%▼ -0.4 percentage points vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%▲ +0.3 percentage points vs 04-2026 06-2026: 0.2%▼ -0.5 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Average

100=equity 95.9% of total assets
51+1short-term debt 4.1% · cash 0.7%
18-1return on assets -0.7%

Score breakdown

raises risk
Liquidity: current ratio 23.55, cash €525
Size: total assets €79,619
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €76,331 (95.9% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 34% on liquidity, 13% on profitability and 37% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as DIVA has now. Each dot stands for 18 companies, two years later.

90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of DIVA itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for DIVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 23.55 (24.96 in 2024), above the usual 1.5. Short-term debt is 4.1% and cash 0.7% of total assets. 4.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 23.55, cash €525
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Size: total assets €79,619
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €76,331 (95.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
1 day early
2022
1 day late
2021
3 days early
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DD
De Deyn Dirk
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0807260427
Incorporation published on 29-10-2008 · Gazette deed
First establishment Wijkschoolstraat 8, Oosterzele
All 24 events

Comparable companies

same main activity, similar in size and age
Company
DIVA Oosterzele €79,619 -€2,237 95.9% -
L.E.A.F. MANAGEMENT Hamme (Vl.) €88,230 -€20,051 62.5% -
JCiP Lokeren €67,783 -€10,415 44.2% -
CREALEC Lier €76,238 -€19,101 -14.5% -
TARGO Antwerp €75,423 -€4,093 53.1% 0
DYJIT Andenne €90,008 €1,088 99.9% -
AD'WISE Villers-le-Bouillet €65,921 -€6,495 74.0% -

These companies have the same main activity as DIVA: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €65,900 and €90,000, founded between 2007 and 2009.

Official details

Source: KBO
Status
Active since 21-10-2008Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Establishment unit
2.173.944.5019860 Oosterzele, since 02-10-2008
Financial year end
30 September
Peppol
Reachable since 16-12-2025
Company details

Annual accounts to 30-09-2025

€79,619▼ 0.6%
Filing
Filed on 29-04-2026, 1 day before the end of the filing period
Financials

Insights on DIVA

DIVA files the micro format. That format states no turnover. The gross margin fell from €42,863 in 2011 to -€2,237 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DIVA

What is the company number of DIVA?
The company number of DIVA is 0807.260.427. The VAT number is the same number with BE in front: BE 0807.260.427.
Where is DIVA based?
The registered office is at Wijkschoolstraat 8, 9860 Oosterzele.Company details
What does DIVA do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of DIVA?
DIVA is a private limited company (pre-2019) (BVBA).
When was DIVA founded?
DIVA was founded on 21-10-2008.
Is DIVA still active?
Yes, DIVA is an active enterprise in the KBO register.
What is the turnover of DIVA?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2023 turnover was €7,569.Financials
Is DIVA profitable?
In financial year 2025, DIVA made a loss of €593.
Where can I find the annual accounts of DIVA?
DIVA filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DIVA due?
DIVA must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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