ACIA Group
ActiveThe computed 12-month bankruptcy probability of ACIA Group is 1.8% (moderate). The 2025 annual accounts show equity of €33k and a net result of €-28k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 27451 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-81
Solvency81▲+14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.63 in 2024; short-term debt: 43.8% and cash: 16.3% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.2%
Return on assets
-46.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
41 d late
2023
29 d late
2022
3 d early
2021
46 d late
2020
411 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 45.4%
2024 · €61k
2018: €14k
2019: €29k
2020: €37k
2021: €43k
2022: €52k
2023: €56k
2024: €61k
2018 → 2025
Total assets
€59k▼ 58.8%
2024 · €143k
2018: €276k
2019: €203k
2020: €222k
2021: €103k
2022: €125k
2023: €171k
2024: €143k
2018 → 2025
Net result
€-28k
2024 · €14k
2018: €2k
2019: €15k
2020: €8k
2021: €6k
2022: €17k
2023: €4k
2024: €14k
2018 → 2025
Working capital
€33k▼ 36.7%
2024 · €52k
2018: €8k
2019: €15k
2020: €17k
2021: €41k
2022: €51k
2023: €43k
2024: €52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€52k▲ 20.8%€56k▲ 8.1%€61k▲ 7.6%€33k▼ 45.4%
Operating result€8k-€21k▲ 156%€15k▼ 26.9%€25k▲ 65.9%€-27k
Net result€6k-€17k▲ 181%€4k▼ 75.0%€14k▲ 237%€-28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €27k after €25k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€200▼ 97.7%
Current assets
€59k▼ 56.3%
Equity and liabilities €59k
Equity
€33k▼ 45.4%
Debt
€26k▼ 68.7%
The debt ratio falls from 57.6% to 43.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-27k▼
2024 · €30k
Cash flow
€-28k▼
2024 · €19k
Solvency
56.2%▲
2024 · 42.4%
Current ratio
2.27▲
2024 · 1.63
Quick ratio
2.27▲
2024 · 1.63
Debt / equity
0.78▼
2024 · 1.36
ROE
-83.3%▼
2024 · 23.6%
ROA
-46.8%▼
2024 · 10.0%
Interest coverage
-56.25▼
2024 · 95.32
Debt
€26k▼
2024 · €83k
Debt ≤ 1 year
€26k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€59k▼
Fixed assets21/28€9k€200▼
Tangible fixed assets22/27€9k-
Furniture and vehicles24€9k-
Financial fixed assets28€200€200=
Current assets29/58€135k€59k▼
Amounts receivable within one year40/41€115k€49k▼
Trade receivables40€8k€4k▼
Other amounts receivable41€107k€45k▼
Cash at bank and in hand54/58€18k€10k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€143k€59k▼
Equity10/15€61k€33k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€40k€13k▼
Amounts payable17/49€83k€26k▼
Amounts payable within one year42/48€83k€26k▼
Trade debts44€60k€26k▼
Suppliers440/4€60k€26k▼
Taxes, remuneration and social security45€12k-
Taxes450/3€12k-
Remuneration and social security454/9€50-
Other amounts payable47/48€10k-
Income statement
Code20242025
Remuneration, social security and pensions62€35k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k-
Other operating charges640/8€698€5k▲
Non-recurring operating charges66A€3k€4k▲
Gross operating margin9900€72k€-18k▼
Operating profit (loss)9901€25k€-27k▼
Financial charges65/66B€316€482▲
Recurring financial charges65€316€482▲
Profit (loss) for the period before taxes9903€25k€-28k▼
Income taxes67/77€11k-
Profit (loss) for the period9904€14k€-28k▼
Profit (loss) for the period to be appropriated9905€14k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€13k▼
Profit (loss) brought forward from the previous period14P€36k€40k▲
Profit to be distributed694/7€10k-
Directors or managers695€10k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-28k ▼293%
Net result drops to €-28k, the lowest in the series.
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €17k ▲181%
Net result €17k, the highest in the series.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 411 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 138 days late
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 146 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 391000 BrusselGround area
1,435 m²
Building footprint
397 m²
Volume, LiDAR
7,329 m³
2 parcels, Brussels, Wallonia · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
ACIA Group
since 20072.163.841.455
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0630/00H003 | Brussels | 808 m² | 1 · 279 m² | 26.6 m · 8 fl. |
| 52026D0614/00T002 | Wallonia | 627 m² | 1 · 118 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesACIA Group SRL42859
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Of 1,362 companies in sector 43110 we hold annual accounts for 632. 438 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2007
Fiscal year end31-12
Activities, NACEBEL
43110Demolition
45111
71121Engineering and related technical consultancy, excluding land surveyors
41001General construction of residential buildings
41003General construction of other non-residential buildings
42220Construction of utility projects for electricity and telecommunications
43410Roofing work
45211
45213
45215
45220
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@aciagroup.be