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JC DECO

Active
Private limited companyfounded 2025active for 1 yearChaussée de Tirlemont(S.-J.-G.) 23, 1370 Jodoigne, BelgiumKBO/BCE: BE 1022.076.726

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of JC DECO is 7.9% (elevated). The 2025 annual accounts show equity of €1,410 and a net result of -€590. Its solvency ranks better than 19% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 08-04-2025 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.373.930.785 1370 Jodoigne, since 08-04-2025
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Financial position

31 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.9%
Annual accounts 2025
Turnover
€81,075
Loss
€590
Equity
€1,410
Total assets
€13,033
Filed on 30-09-2026, 61 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 61 days late; 1 of the last 3 accounts lateLiquidity: current ratio 1.12, cash €8Show the evidence

Checked score

Score 2025
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 13% of micro companies in construction of buildings (NACE 41)
Financial strength
Weak
Solvency 36
equity 10.8% of total assets
Liquidity 1
short-term debt 89.2% · cash 0.1%
Profitability 26
return on assets -4.5%
Bankruptcy probability within 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 05-2026: 3.6%lowest value 06-2026: 3.7%▲ +0.1 percentage points vs 05-2026 07-2026: 3.7%● unchanged vs 06-2026 08-2026: 4.2%▲ +0.5 percentage points vs 07-2026 09-2026: 4.2%● unchanged vs 08-2026 10-2026: 7.9%▲ +3.7 percentage points vs 09-2026highest value
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.12, below the usual 1.5. Short-term debt is 89.2% and cash 0.1% of total assets. 89.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 19% of them on solvency, 3% on liquidity and 18% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 1.12, cash €8
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 86% of companies in construction of buildingssector median €45,645 · 9,383 companies €1,410 View

Comparable companies

These companies have the same main activity as JC DECO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €8,690 and €19,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
JC DECO Jodoigne€13,033€2,498
ELI PROJECT Sint-Pieters-Leeuw€13,006€2,722
BOUW T INVEST Sint-Niklaas€13,153€3,083
S&S SERVICES Wezembeek-Oppem€14,827€3,065
HB-Inspect Kapellen€15,500€3,745
M2B Puurs-Sint-Amands€18,989€2,154
MK BATINOVA Tienen€8,693€2,740
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about JC DECO

What is the company number of JC DECO?
The company number of JC DECO is 1022.076.726. The VAT number is the same number with BE in front: BE 1022.076.726.
Where is JC DECO based?
The registered office is at Chaussée de Tirlemont(S.-J.-G.) 23, 1370 Jodoigne.Company details
What does JC DECO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of JC DECO?
The legal form of JC DECO is Private limited company (BV).
When was JC DECO founded?
JC DECO was founded on 08-04-2025.
Is JC DECO still active?
Yes, JC DECO is an active enterprise in the KBO register.
What is the turnover of JC DECO?
The turnover of JC DECO was €81,075 in financial year 2025, according to the filed annual accounts.Financials
Is JC DECO profitable?
In financial year 2025, JC DECO made a loss of €590.
Where can I find the annual accounts of JC DECO?
JC DECO filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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