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HB-Inspect

Active
Private limited companyfounded 2025active for 1 yearRoerdomplei 26, 2950 Kapellen, BelgiumKBO/BCE: BE 1019.335.485
Summary

HB-Inspect has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,093 and a net result of €2,593. Its solvency ranks better than 39% of 9,354 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow ReportCompare
HB-InspectActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €45,000turnover 2025, estimated
Equity
€5,093
Profit
€2,593
Turnover estimated from the gross margin
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
2025 accounts on time
Why 66raises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €15,500lowers riskLiquidity: current ratio 1.49, cash €10,366Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 56% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength
Strong
Solvency 58
equity 32.9% of total assets
Liquidity 64
short-term debt 67.1% · cash 66.9%
Profitability 79
return on assets 16.7%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)
Last 24 months 02-2026: 3.6% 03-2026: 3.6%● unchanged vs 02-2026 04-2026: 3.7%▲ +0.1 percentage points vs 03-2026 05-2026: 4.1%▲ +0.4 percentage points vs 04-2026 06-2026: 4.2%▲ +0.1 percentage points vs 05-2026 07-2026: 4.6%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 1.1%▼ -3.5 percentage points vs 07-2026lowest value 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 40% on solvency, 69% on liquidity and 60% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.49, cash €10,366
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €15,500
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: HEYNS Bo Jozef Mariette…

Key points

  • Caution: Among the weakest 17% on equitysector median €45,599 · 9,357 companies €5,093 View
  • Board2 directors in office 2 View
  • Total assets 2025first financial year filed €15,500 View

By topic

Financials

Financial year
2025
Total assets
€15,500
Profit
€2,593
Solvency
32.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
29-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
Fourth Friday of June at 16:00
Purpose
“Ontwikkeling van residentiële bouwprojecten; Projectontwikkeling voor de nieuwbouw van…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about HB-Inspect

What is the company number of HB-Inspect?
1019.335.485. In Belgium the VAT number is the company number with BE in front: BE 1019.335.485.
Where is HB-Inspect based?
The registered office is at Roerdomplei 26, 2950 Kapellen.Company details
What does HB-Inspect do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of HB-Inspect?
Private limited company (BV).
When was HB-Inspect founded?
On 29-01-2025.
Is HB-Inspect still active?
Yes, HB-Inspect is an active enterprise in the KBO register.
What is the turnover of HB-Inspect?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HB-Inspect profitable?
In financial year 2025, HB-Inspect made a profit of €2,593.
Where can I find the annual accounts of HB-Inspect?
HB-Inspect filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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