M2B
ActiveSummary
The computed 12-month bankruptcy probability of M2B is 1.9% (moderate). The 2025 annual accounts show equity of €203 and a net result of €-2k. Its solvency ranks better than 13% of 7453 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability23
Solvency26
Growth-
Track record67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.6; short-term debt: 98.9% of total assets), and 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
-9.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€203
Total assets
€19k
Net result
€-2k
Working capital
€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €19k
Fixed assets
€8k
Current assets
€11k
Equity and liabilities €19k
Equity
€203
Debt
€19k
Debt finances 98.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€1k
Cash flow
€505
Current ratio
0.60
ROA
-9.5%
Interest coverage
1.90
Debt ≤ 1 year
€19k
Equity ratios withheld: equity of €203 is too small for a meaningful ratio.
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€19k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Plant, machinery and equipment23€2k
Furniture and vehicles24€5k
Current assets29/58€11k
Amounts receivable within one year40/41€11k
Trade receivables40€11k
Other amounts receivable41€24
Deferred charges and accrued income490/1€333
Equity and liabilities
Total equity and liabilities10/49€19k
Equity10/15€203
Contributions10/11€2k
Profit (loss) carried forward14€-2k
Amounts payable17/49€19k
Amounts payable within one year42/48€19k
Financial debts43€5k
Credit institutions430/8€5k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€4k
Taxes450/3€2k
Remuneration and social security454/9€2k
Other amounts payable47/48€6k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€1k
Gross operating margin9900€2k
Operating profit (loss)9901€-1k
Financial income75/76B€11
Recurring financial income75€11
Financial charges65/66B€547
Recurring financial charges65€547
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overheide 692870 Puurs-Sint-AmandsGround area
1,363 m²
Building footprint
293 m²
Volume, LiDAR
1,128 m³
Parcel 12030A0226/00F000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
M2B
since 20242.367.561.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030A0226/00F000 | Flanders | 1,363 m² | 1 · 293 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GUIMARAES CONSTRUCT
BE 0799.721.646
Sint-Jans-Molenbeek · Eq €206
UNITERM
BE 0721.766.112
Wezembeek-Oppem · Eq €209
NIDO
BE 0735.751.631
Brecht · Eq €197
VS ENTREPRISES
BE 0674.938.866
Fleurus · Eq €196
Algemene Bouwwerken Jimmy Mostrey
BE 0432.805.684
Ichtegem · Eq €194
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2024
Fiscal year end31-12
Trade name NL
VdB Services
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.