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JBL Consult

Active
Private limited companyfounded 20206 yrs activeSmurfenlaan 4, 9140 Temse, BelgiumKBO/BCE: BE 0755.587.636
Summary

JBL Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260,342 and a net result of €236,409. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
JBL ConsultActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€566,481total assets 2025
Equity
€260,342
Profit
€236,409
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 27 d late1 of 2 deeds read
Why 93- 1 change of registered office in 24 months+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 0.86, cash €197,144+ Size: total assets €566,481Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 71-29
equity 46.0% of total assets
Liquidity 67-26
short-term debt 53.0% · cash 34.8%
Profitability 100=
return on assets 41.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,788 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▲ +5.7% vs 12-2024 02-2025: 0.1%▲ +5.4% vs 01-2025 03-2025: 0.1%▲ +11.9% vs 02-2025 04-2025: 0.1%▲ +10.6% vs 03-2025 05-2025: 0.1%▲ +104% vs 04-2025 06-2025: 0.2%▲ +35.6% vs 05-2025highest value 07-2025: < 0.1%▼ -81.7% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%▼ -2.7% vs 10-2025lowest value 12-2025: < 0.1%▲ +2.8% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +5.4% vs 02-2026 04-2026: < 0.1%▲ +7.7% vs 03-2026 05-2026: 0.1%▲ +92.9% vs 04-2026 06-2026: < 0.1%▼ -49.4% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▲ +168% vs 08-2026 10-2026: 0.1%▼ -0.9% vs 09-2026
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 0.86, cash €197,144 lowers the probability
  • Size: total assets €566,481 lowers the probability for this profile
Credit up to €24,000 at 30 days acceptable
Liquidity short (current ratio 0.86 against 2.27 in 2024; short-term debt: 53% and cash: 34.8% of total assets), and 54% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 43%, liquidity 59%, profitability 85%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 0.86, cash €197,144
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €566,481
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-05-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
27 d late
2024
30 d late
2023
31 d late
2022
4 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 May (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Power of…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2022net €236,409 ▲53%

Key points

  • Positive: Among the best 5% on net resultsector median €27,167 · 38,791 companies €236,409 View
  • Caution: Equity fell in 2025from €464,763 to €260,342 ▼ 44.0% View
  • Total assets 20254 fiscal years filed €566,481 View

By topic

Financials

Fiscal year
2025
Total assets
€566,481
Profit
€236,409
Solvency
46.0%
Total assets▼ 5.5%
Net result
20222025
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 30-04-2027
  1. 31-08-2026Registered office
  2. 27-05-2026Annual accounts filed
  3. 30-09-2025Highest result since 2022
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
02-10-2020
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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