Financials
- Fiscal year
- 2025
- Total assets
- €468,023
- Profit
- €223,298
- Solvency
- 5.6%
Total assets▼ 27.4%
Net result
20202025
SWEY Consulting
ActiveSummary
SWEY Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,298 and a net result of €223,298. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€468,023total assets 2025
- Equity
- €26,298
- Profit
- €223,298
Turnover not published (abridged schema)
Structure
Accounts 9 d early0 of 3 deeds read
Why 93- Equity €26,298 (5.6% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €468,023+ Liquidity: current ratio 1.29, cash €134,671Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
31-11
equity 5.6% of total assets
Liquidity
74+30
short-term debt 29.8% · cash 28.8%
Profitability
100+28
return on assets 47.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.1%highest value
08-2026: 0.1%▼ -50.4% vs 07-2026lowest value
09-2026: 0.1%● 0.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €468,023 lowers the probability for this profile
- Equity €26,298 (5.6% of total assets) raises the probability
- Liquidity: current ratio 1.29, cash €134,671 lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.62 in 2024; short-term debt: 29.8% and cash: 28.8% of total assets), and 94.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 14%, liquidity 66%, profitability 85%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 34931 sector peers (2025).
NBB · sector comparisonPosition among 34931 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
9 d early
2024
21 d early
2023
5 d early
2022
14 d early
2021
32 d early
2020
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2020net €223,298 ▲1,067%
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Positive: Result rose in 2025from €19,137 to €223,298 ▲ 1,067% View
- Caution: Among the weakest 14% on solvencysector median 56.1% · 34,931 companies 5.6% View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
- Positive: 6 profitable years in a rowprofit 2025: €223,298 6 years View
By topic
Timeline
- Events
- 10
- Since
- 2021
- Next accounts
- by 31-07-2027
- 22-07-2026Annual accounts filed
- 31-12-2025Highest result since 2020
- 10-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 20-12-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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