CHN & Cie
ActiveCHN & Cie has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €255k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-19
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.87 in 2024; short-term debt: 95.2% and cash: 69.4% of total assets), and 95.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.8%
Return on assets
42.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
211 d late
2023
61 d late
2022
31 d late
2021
304 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 77.3%
2024 · €127k
2021: €79k
2022: €131k
2023: €212k
2024: €127k
2021 → 2025
Total assets
€596k▲ 11.8%
2024 · €533k
2021: €179k
2022: €207k
2023: €322k
2024: €533k
2021 → 2025
Net result
€255k▼ 4.7%
2024 · €268k
2021: €77k
2022: €52k
2023: €81k
2024: €268k
2021 → 2025
Working capital
€-147k▼ 181%
2024 · €-52k
2021: €79k
2022: €-34k
2023: €21k
2024: €-52k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€131k▲ 66.5%€212k▲ 61.9%€127k▼ 40.2%€29k▼ 77.3%
Operating result€97k-€69k▼ 28.6%€112k▲ 61.7%€356k▲ 219%€339k▼ 4.7%
Net result€77k-€52k▼ 31.8%€81k▲ 54.9%€268k▲ 230%€255k▼ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €596k
Fixed assets
€176k▼ 1.9%
Current assets
€421k▲ 18.7%
Equity and liabilities €596k
Equity
€29k▼ 77.3%
Debt
€567k▲ 39.6%
The debt ratio rises from 76.2% to 95.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€346k▼
2024 · €369k
Cash flow
€261k▼
2024 · €281k
Solvency
4.8%▼
2024 · 23.8%
Current ratio
0.74▼
2024 · 0.87
Quick ratio
0.74▼
2024 · 0.87
Debt / equity
19.69▲
2024 · 3.21
ROE
885.3%▲
2024 · 211.3%
ROA
42.8%▼
2024 · 50.2%
Interest coverage
429.95▲
2024 · 127.67
Debt
€567k▲
2024 · €407k
Debt ≤ 1 year
€567k▲
2024 · €407k
Income taxes
€85k▼
2024 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€533k€596k▲
Fixed assets21/28€179k€176k▼
Tangible fixed assets22/27€179k€175k▼
Land and buildings22€147k€143k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€27k€28k▲
Financial fixed assets28€363€363=
Current assets29/58€354k€421k▲
Amounts receivable within one year40/41€165k€7k▼
Trade receivables40€107k€4k▼
Other amounts receivable41€58k€3k▼
Cash at bank and in hand54/58€189k€414k▲
Equity and liabilities
Total equity and liabilities10/49€533k€596k▲
Equity10/15€127k€29k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€125k€27k▼
Amounts payable17/49€407k€567k▲
Amounts payable within one year42/48€407k€567k▲
Trade debts44€45k€6k▼
Suppliers440/4€45k€6k▼
Taxes, remuneration and social security45€62k€63k▲
Taxes450/3€59k€60k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€300k€498k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€14k
Other operating charges640/8€2k€893▼
Gross operating margin9900€371k€361k▼
Operating profit (loss)9901€356k€339k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€3k€804▼
Recurring financial charges65€3k€804▼
Profit (loss) for the period before taxes9903€356k€340k▼
Income taxes67/77€88k€85k▼
Profit (loss) for the period9904€268k€255k▼
Profit (loss) for the period to be appropriated9905€268k€255k▼
Appropriation of the result
Profit (loss) to be appropriated9906€478k€380k▼
Profit (loss) brought forward from the previous period14P€210k€125k▼
Profit to be distributed694/7€353k€353k=
Return on contributions (dividend)694€353k€353k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 211 days late
2024
31-12
Financial
Highest result since 2021net €268k ▲230%
Operating result €356k, net result €268k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 1.20
Current ratio from 0.55 to 1.20.
31-12
Financial
Equity above €200kEq €212k ▲61.9%
3 profitable years in a row build equity to €212k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 304 days late
2022
31-12
Financial
Weakest financial yearnet €52k ▼31.8%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €131k ▲66.5%
2 profitable years in a row build equity to €131k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wolvengracht 131000 BrusselGround area
391 m²
Building footprint
389 m²
Volume, LiDAR
5,374 m³
Parcel 21802B0948/00D000, Brussels · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CHN & Cie
since 20212.312.589.965
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0948/00D000 | Brussels | 391 m² | 1 · 389 m² | 19.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 34,144 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:chnetcie@gmail.com