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JBC CONSTRUCT

Active
Private limited companyfounded 20233 years activeEikenbergstraat 29, 1040 Etterbeek, BelgiumKBO/BCE: BE 0797.566.266
Summary

The computed 12-month bankruptcy probability of JBC CONSTRUCT is 10.1% (high). The annual accounts of JBC CONSTRUCT for fiscal year 2024 show a net loss of 73% of the equity at the start of that year. The 2024 annual accounts show equity of €5,073 and a net result of -€14,022. Its solvency ranks better than 17% of 9,988 sector peers (NACE 41, fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€66,712total assets 2024
Equity
€5,073
Loss
-€14,022
Turnover not published (abridged schema)
Financial health
30 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
10.1%
Structure
Accounts 69 days overdue1 of 3 deeds read
Why 30- 1 financial year not filed after the legal deadline; latest accounts 228 days late; 2 of the last 3 late- Figures for FY 2024 (filed 16-03-2026)- Founded in 2023- Size: total assets €66,712Show the evidence

Checked score

Score 2024
30 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 24% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Weak
Solvency 33-48
equity 7.6% of total assets
Liquidity 60+20
short-term debt 60.4% · cash 33.2%
Profitability 0-100
return on assets -21.0%
Bankruptcy probability, 12 months
10.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 5.7% 12-2024: 5.6%▼ -0.1 percentage points vs 11-2024 01-2025: 5.6%● unchanged vs 12-2024 02-2025: 5.6%● unchanged vs 01-2025lowest value 03-2025: 5.7%▲ +0.1 percentage points vs 02-2025 04-2025: 6.8%▲ +1.1 percentage points vs 03-2025 05-2025: 7.2%▲ +0.4 percentage points vs 04-2025 06-2025: 7.4%▲ +0.2 percentage points vs 05-2025 07-2025: 7.4%● unchanged vs 06-2025 08-2025: 7.9%▲ +0.5 percentage points vs 07-2025 09-2025: 8.0%▲ +0.1 percentage points vs 08-2025 10-2025: 10.3%▲ +2.3 percentage points vs 09-2025 11-2025: 10.5%▲ +0.2 percentage points vs 10-2025 12-2025: 11.2%▲ +0.7 percentage points vs 11-2025 01-2026: 14.0%▲ +2.8 percentage points vs 12-2025 02-2026: 14.0%● unchanged vs 01-2026 03-2026: 14.2%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 11.8%▼ -2.4 percentage points vs 03-2026 05-2026: 8.5%▼ -3.3 percentage points vs 04-2026 06-2026: 8.2%▼ -0.3 percentage points vs 05-2026 07-2026: 8.1%▼ -0.1 percentage points vs 06-2026 08-2026: 9.0%▲ +0.9 percentage points vs 07-2026 09-2026: 9.6%▲ +0.6 percentage points vs 08-2026 10-2026: 10.1%▲ +0.5 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.93 against 1.99 in 2023; short-term debt: 60.4% and cash: 33.2% of total assets), and 92.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 16% on solvency, 65% on liquidity, 5% on profitability and 7% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 228 days late; 2 of the last 3 late
NBB · filings
raises risk · Figures for FY 2024 (filed 16-03-2026)
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €66,712
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9988 sector peers (2024).
NBB · sector comparison
Position among 9988 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-03-2026, 228 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
228 days late
2023
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 145 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Resignation: Caliari Joao (director)Appointment: Roberlei Caliari (director) ·…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 12% on net resultsector median €7,814 · 9,976 companies -€14,022 View
  • Caution: Accounts not fileddeadline was 31-07-2026 69 days late View
  • Caution: Board changedlatest change 02-02-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2024
Total assets
€66,712
Loss
-€14,022
Solvency
7.6%
Total assets▲ 96.7%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
24-01-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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