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BRUMA S.D.

Active
Private limited companyfounded 2022active for 4 yearsBergensesteenweg 24, 1600 Sint-Pieters-Leeuw, Belgium603 active companies are registered at this addressKBO/BCE: BE 0791.577.309

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BRUMA S.D. is 4.1% (elevated). The 2025 annual accounts show equity of €31,013 and a net result of -€22,940. Equity has been growing by about 4.4% per year since 2023. Its solvency ranks better than 52% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 29-09-2022 Normal situation
Legal form
Private limited company
Registered office
Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment units
2.336.129.489 7140 Morlanwelz, since 29-09-2022
2.370.117.794 7141 Morlanwelz, since 15-02-2025
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Board

Financial position

47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.1%
Annual accounts 2025
Turnover
€199,156
▼ 11.3%
Loss
€22,940
Equity
€31,013
▼ 42.5%
Total assets
€69,565
▼ 23.8%
2025 accounts filed 36 days before the deadline
Filed on 25-06-2026at the National Bank
Score breakdownraises riskFounded in 2022Sector: Construction of residential and non-residential buildings (NACE 41)Size: turnover €199,156, total assets €69,565lowers riskFigures for financial year 2025 (filed on 25-06-2026)Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 26% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 70-14
equity 44.6% of total assets
Liquidity 26-9
short-term debt 55.4% · cash 3.2%
Profitability 0-95
return on assets -33.0%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 2.7%lowest value 12-2024: 2.7%● unchanged vs 11-2024lowest value 01-2025: 2.8%▲ +0.1 percentage points vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 3.2%▲ +0.4 percentage points vs 02-2025 04-2025: 3.3%▲ +0.1 percentage points vs 03-2025 05-2025: 3.4%▲ +0.1 percentage points vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.5%▲ +0.1 percentage points vs 06-2025 08-2025: 4.7%▲ +1.2 percentage points vs 07-2025 09-2025: 4.7%● unchanged vs 08-2025 10-2025: 4.7%● unchanged vs 09-2025 11-2025: 4.7%● unchanged vs 10-2025 12-2025: 4.7%● unchanged vs 11-2025 01-2026: 4.7%● unchanged vs 12-2025 02-2026: 4.7%● unchanged vs 01-2026 03-2026: 5.0%▲ +0.3 percentage points vs 02-2026 04-2026: 5.2%▲ +0.2 percentage points vs 03-2026 05-2026: 5.4%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 4.7%▼ -0.7 percentage points vs 05-2026 07-2026: 4.2%▼ -0.5 percentage points vs 06-2026 08-2026: 4.2%● unchanged vs 07-2026 09-2026: 4.1%▼ -0.1 percentage points vs 08-2026 10-2026: 4.1%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.47 (2.05 in 2024), below the usual 1.5. Short-term debt is 55.4% and cash 3.2% of total assets. 55.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 53% of them on solvency, 21% on liquidity, 5% on profitability and 24% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: turnover €199,156, total assets €69,565
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 25-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
36 days early
2024
17 days early
2023
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 27 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 92% of companies in construction of buildingssector median €8,543 · 9,370 companies -€22,940 View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BRUMA S.D.

What is the company number of BRUMA S.D.?
The company number of BRUMA S.D. is 0791.577.309. The VAT number is the same number with BE in front: BE 0791.577.309.
Where is BRUMA S.D. based?
The registered office is at Bergensesteenweg 24, 1600 Sint-Pieters-Leeuw.Company details
What does BRUMA S.D. do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BRUMA S.D.?
The legal form of BRUMA S.D. is Private limited company (BV).
When was BRUMA S.D. founded?
BRUMA S.D. was founded on 29-09-2022.
Is BRUMA S.D. still active?
Yes, BRUMA S.D. is an active enterprise in the KBO register.
What is the turnover of BRUMA S.D.?
The turnover of BRUMA S.D. was €199,156 in financial year 2025, according to the filed annual accounts.Financials
Is BRUMA S.D. profitable?
In financial year 2025, BRUMA S.D. made a loss of €22,940.
Where can I find the annual accounts of BRUMA S.D.?
BRUMA S.D. filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BRUMA S.D. due?
BRUMA S.D. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as BRUMA S.D.: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €57,500 and €82,800, founded between 2022 and 2023.

CompanyTotal assetsGross margin
BRUMA S.D. Sint-Pieters-Leeuw€69,565-€9,957
REDI CONSTRUCT Huldenberg€62,614-€25,826
J&Q Leuven€73,984-€9,184
MUNDO BELGIUM CONSTRUCT Kraainem€61,391-€19,043
MS PROJETS Zaventem€60,689-€10,411
Project solution Construct Halle€82,767-€21,109
DEL PROJECTS Sint-Genesius-Rode€57,455-€17,278
Full comparison

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