JASMIJN
ActiveSummary
JASMIJN has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €123k and a net result of €39k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+1
Solvency50▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.65 against 0.88 in 2024; short-term debt: 22.7% and cash: 4.1% of total assets), and 75.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
8 d early
2022
14 d early
2021
2 d early
2020
30 d late
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€123k▼ 17.0%
2024 · €148k
2018: €48klowest in 8 years
2019: €63k▲ +31.4% vs 2018
2020: €91k▲ +43.0% vs 2019
2021: €112k▲ +23.5% vs 2020
2022: €122k▲ +8.8% vs 2021
2023: €140k▲ +14.7% vs 2022
2024: €148k▲ +6.1% vs 2023highest in 8 years
2025: €123k▼ -17.0% vs 2024
2018 → 2025
Total assets
€500k▼ 7.0%
2024 · €537k
2018: €252klowest in 8 years
2019: €453k▲ +79.9% vs 2018
2020: €414k▼ -8.6% vs 2019
2021: €423k▲ +2.2% vs 2020
2022: €576k▲ +36.1% vs 2021highest in 8 years
2023: €554k▼ -3.7% vs 2022
2024: €537k▼ -3.1% vs 2023
2025: €500k▼ -7.0% vs 2024
2018 → 2025
Net result
€39k▲ 14.8%
2024 · €34k
2018: €57khighest in 8 years
2019: €15k▼ -73.3% vs 2018lowest in 8 years
2020: €37k▲ +146% vs 2019
2021: €38k▲ +2.8% vs 2020
2022: €20k▼ -48.0% vs 2021
2023: €28k▲ +40.5% vs 2022
2024: €34k▲ +20.0% vs 2023
2025: €39k▲ +14.8% vs 2024
2018 → 2025
Working capital
€-40k▼ 231%
2024 · €-12k
2018: €-51klowest in 8 years
2019: €-43k▲ +16.1% vs 2018
2020: €-19k▲ +55.5% vs 2019
2021: €-11k▲ +42.5% vs 2020highest in 8 years
2022: €-42k▼ -284% vs 2021
2023: €-12k▲ +72.1% vs 2022
2024: €-12k▼ -2.5% vs 2023
2025: €-40k▼ -231% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€122k▲ 8.8%€140k▲ 14.7%€148k▲ 6.1%€123k▼ 17.0%
2021: €112klowest in 5 years
2022: €122k▲ +8.8% vs 2021
2023: €140k▲ +14.7% vs 2022
2024: €148k▲ +6.1% vs 2023highest in 5 years
2025: €123k▼ -17.0% vs 2024
Operating result€57k-€35k▼ 37.6%€52k▲ 46.7%€59k▲ 13.4%€63k▲ 6.5%
2021: €57k
2022: €35k▼ -37.6% vs 2021lowest in 5 years
2023: €52k▲ +46.7% vs 2022
2024: €59k▲ +13.4% vs 2023
2025: €63k▲ +6.5% vs 2024highest in 5 years
Net result€38k-€20k▼ 48.0%€28k▲ 40.5%€34k▲ 20.0%€39k▲ 14.8%
2021: €38k
2022: €20k▼ -48.0% vs 2021lowest in 5 years
2023: €28k▲ +40.5% vs 2022
2024: €34k▲ +20.0% vs 2023
2025: €39k▲ +14.8% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€426k ▼ 5.2%
Current assets
€74k ▼ 16.1%
Equity and liabilities €500k
Equity
€123k ▼ 17.0%
Debt
€377k ▼ 3.2%
Debt's share of the balance-sheet total rises from 72.4% to 75.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€86k▲
2024 · €82k
Cash flow
€62k▲
2024 · €57k
Current ratio
0.65▼
2024 · 0.88
Debt to equity
3.06▲
2024 · 2.62
ROE
31.3%▲
2024 · 22.6%
ROA
7.7%▲
2024 · 6.2%
Interest coverage
8.62▲
2024 · 6.98
Debt ≤ 1 year
€113k▲
2024 · €100k
Debt > 1 year
€263k▼
2024 · €289k
Income taxes
€15k▲
2024 · €14k
Staff costs
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€537k€500k▼
Fixed assets21/28€450k€426k▼
Tangible fixed assets22/27€450k€426k▼
Land and buildings22€412k€401k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€32k€21k▼
Other tangible fixed assets26€595€397▼
Current assets29/58€88k€74k▼
Amounts receivable within one year40/41€45k€41k▼
Trade receivables40€28k€37k▲
Other amounts receivable41€18k€4k▼
Cash at bank and in hand54/58€26k€21k▼
Deferred charges and accrued income490/1€16k€12k▼
Equity and liabilities
Total equity and liabilities10/49€537k€500k▼
Equity10/15€148k€123k▼
Contributions10/11€20k€20k=
Reserves13€128k€103k▼
Tax-exempt reserves132€4k€4k=
Distributable reserves133€124k€99k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€389k€377k▼
Amounts payable after more than one year17€289k€263k▼
Financial debts170/4€289k€263k▼
Amounts payable within one year42/48€100k€113k▲
Current portion of amounts payable after more than one year42€23k€25k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€21k€19k▼
Suppliers440/4€21k€19k▼
Advances received on contracts in progress46€38k€38k=
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€5k€5k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€10k€23k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▼
Other operating charges640/8€12k€13k▲
Gross operating margin9900€94k€104k▲
Operating profit (loss)9901€59k€63k▲
Financial income75/76B€778€786▲
Recurring financial income75€778€786▲
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€48k€54k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€34k€39k▲
Profit (loss) for the period to be appropriated9905€34k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€39k▲
Transfer from equity791/2€15k€64k▲
Transfer to equity691/2€24k€39k▲
To other reserves6921€24k€39k▲
Profit to be distributed694/7€25k€64k▲
Return on contributions (dividend)694€25k€64k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €5k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34k | €40k | €28k | €23k | €23k | ▼ 0.5% |
| Other operating charges640/8 | €12k | €12k | €15k | €12k | €13k | ▲ 5.0% |
| Gross operating margin9900 | €103k | €88k | €95k | €94k | €104k | ▲ 10.0% |
| Operating profit (loss)9901 | €57k | €35k | €52k | €59k | €63k | ▲ 6.5% |
| Financial income75/76B | €521 | €735 | €619 | €778 | €786 | ▲ 1.0% |
| Recurring financial income75 | €521 | €735 | €619 | €778 | €786 | ▲ 1.0% |
| Financial charges65/66B | €6k | €8k | €13k | €12k | €10k | ▼ 15.3% |
| Recurring financial charges65 | €6k | €8k | €13k | €12k | €10k | ▼ 15.3% |
| Profit (loss) for the period before taxes9903 | €51k | €28k | €40k | €48k | €54k | ▲ 11.9% |
| Income taxes67/77 | €13k | €8k | €12k | €14k | €15k | ▲ 4.8% |
| Profit (loss) for the period9904 | €38k | €20k | €28k | €34k | €39k | ▲ 14.8% |
| Profit (loss) for the period to be appropriated9905 | €38k | €20k | €28k | €34k | €39k | ▲ 14.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €423k | €576k | €554k | €537k | €500k | ▼ 7.0% |
| Fixed assets21/28 | €312k | €500k | €473k | €450k | €426k | ▼ 5.2% |
| Tangible fixed assets22/27 | €312k | €500k | €473k | €450k | €426k | ▼ 5.2% |
| Land and buildings22 | €223k | €435k | €424k | €412k | €401k | ▼ 2.8% |
| Furniture and vehicles24 | €3k | €5k | €5k | €4k | €3k | ▼ 20.3% |
| Leasing and similar rights25 | €77k | €54k | €43k | €32k | €21k | ▼ 33.3% |
| Other tangible fixed assets26 | €10k | €5k | €794 | €595 | €397 | ▼ 33.4% |
| Current assets29/58 | €111k | €76k | €81k | €88k | €74k | ▼ 16.1% |
| Amounts receivable within one year40/41 | €57k | €43k | €33k | €45k | €41k | ▼ 9.5% |
| Trade receivables40 | €38k | €14k | €18k | €28k | €37k | ▲ 34.1% |
| Other amounts receivable41 | €20k | €29k | €15k | €18k | €4k | ▼ 77.6% |
| Cash at bank and in hand54/58 | €44k | €30k | €48k | €26k | €21k | ▼ 21.9% |
| Deferred charges and accrued income490/1 | €10k | €3k | €564 | €16k | €12k | ▼ 25.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €423k | €576k | €554k | €537k | €500k | ▼ 7.0% |
| Equity10/15 | €112k | €122k | €140k | €148k | €123k | ▼ 17.0% |
| Contributions10/11 | €19k | €19k | €20k | €20k | €20k | = |
| Reserves13 | €85k | €103k | €119k | €128k | €103k | ▼ 19.7% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Tax-exempt reserves132 | €4k | €4k | €4k | €4k | €4k | = |
| Distributable reserves133 | €79k | €97k | €115k | €124k | €99k | ▼ 20.3% |
| Profit (loss) carried forward14 | €9k | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €311k | €454k | €414k | €389k | €377k | ▼ 3.2% |
| Amounts payable after more than one year17 | €189k | €336k | €312k | €289k | €263k | ▼ 8.9% |
| Financial debts170/4 | €189k | €336k | €312k | €289k | €263k | ▼ 8.9% |
| Amounts payable within one year42/48 | €122k | €118k | €93k | €100k | €113k | ▲ 13.6% |
| Current portion of amounts payable after more than one year42 | €44k | €41k | €26k | €23k | €25k | ▲ 8.0% |
| Financial debts43 | €0 | €6k | €3k | €0 | - | - |
| Credit institutions430/8 | €0 | €6k | €3k | €0 | - | - |
| Trade debts44 | €18k | €18k | €10k | €21k | €19k | ▼ 7.0% |
| Suppliers440/4 | €18k | €18k | €10k | €21k | €19k | ▼ 7.0% |
| Advances received on contracts in progress46 | €38k | €38k | €38k | €38k | €38k | = |
| Taxes, remuneration and social security45 | €11k | €5k | €6k | €8k | €7k | ▼ 3.4% |
| Taxes450/3 | €8k | €3k | €3k | €5k | €5k | ▼ 5.6% |
| Remuneration and social security454/9 | €3k | €3k | €3k | €3k | €3k | ▲ 0.7% |
| Other amounts payable47/48 | €12k | €10k | €10k | €10k | €23k | ▲ 134% |
| Accrued charges and deferred income492/3 | - | €500 | €9k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €38k | €20k | €28k | €34k | €39k | ▲ 14.8% |
| + Depreciation and write-downs630 | €34k | €40k | €28k | €23k | €23k | ▼ 0.5% |
| Operating cash flow (approximation) | €72k | €60k | €56k | €57k | €62k | ▲ 8.6% |
| Investment in fixed assets (approximation) | - | €-228k | €-679 | €0 | €0 | - |
| Change in cash | - | €-14k | €18k | €-21k | €-6k | ▲ 73.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €112k ▲23.5%
4 profitable years in a row build equity to €112k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €15k ▼73.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1995
Ground area
5,037 m²
Building footprint
1,813 m²
Volume, LiDAR
14,121 m³
Parcel 46025B1190/00A022, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JASMIJN
since 19952.072.643.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1190/00A022 | Flanders | 5,037 m² | 1 · 1,813 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 5,233 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.