CHRISTOPHE BAUDONCQ
ActiveCHRISTOPHE BAUDONCQ has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €21k. Equity is shrinking by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency62▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.28 against 4.12 in 2024; short-term debt: 9.4% and cash: 19% of total assets), but 63.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
3.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
36 d early
2023
22 d early
2022
40 d early
2021
53 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€206k▼ 13.3%
2024 · €238k
2018: €339k
2019: €391k
2020: €444k
2021: €433k
2022: €320k
2023: €271k
2024: €238k
2018 → 2025
Total assets
€559k▼ 11.6%
2024 · €633k
2018: €776k
2019: €840k
2020: €953k
2021: €969k
2022: €803k
2023: €772k
2024: €633k
2018 → 2025
Net result
€21k▲ 372%
2024 · €4k
2018: €46k
2019: €69k
2020: €64k
2021: €39k
2022: €-4k
2023: €-16k
2024: €4k
2018 → 2025
Working capital
€173k▼ 8.7%
2024 · €190k
2018: €280k
2019: €344k
2020: €372k
2021: €341k
2022: €249k
2023: €204k
2024: €190k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€433k-€320k▼ 26.2%€271k▼ 15.3%€238k▼ 12.2%€206k▼ 13.3%
Operating result€54k-€-958€-10k▼ 989%€10k€35k▲ 259%
Net result€39k-€-4k€-16k▼ 326%€4k€21k▲ 372%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 259% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €559k
Fixed assets
€333k▼ 12.8%
Current assets
€226k▼ 9.8%
Equity and liabilities €559k
Equity
€206k▼ 13.3%
Debt
€353k▼ 10.6%
The debt ratio rises from 62.5% to 63.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€84k▲
2024 · €63k
Cash flow
€70k▲
2024 · €58k
Solvency
36.8%▼
2024 · 37.5%
Current ratio
4.28▲
2024 · 4.12
Quick ratio
4.28▲
2024 · 4.12
Debt / equity
1.72▲
2024 · 1.66
ROE
10.1%▲
2024 · 1.9%
ROA
3.7%▲
2024 · 0.7%
Interest coverage
7.85▲
2024 · 6.12
Debt
€353k▼
2024 · €395k
Debt ≤ 1 year
€53k▼
2024 · €61k
Debt > 1 year
€299k▼
2024 · €334k
Income taxes
€8k▲
2024 · €270
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€633k€559k▼
Fixed assets21/28€382k€333k▼
Tangible fixed assets22/27€382k€333k▼
Land and buildings22€382k€333k▼
Plant, machinery and equipment23€454-
Current assets29/58€251k€226k▼
Amounts receivable after more than one year29€50k-
Other amounts receivable291€50k-
Amounts receivable within one year40/41€16k€4k▼
Trade receivables40€14k€1k▼
Other amounts receivable41€2k€3k▲
Current investments50/53€120k€114k▼
Cash at bank and in hand54/58€62k€106k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€633k€559k▼
Equity10/15€238k€206k▼
Contributions10/11€12k€12k=
Reserves13€220k€189k▼
Tax-exempt reserves132€17k€17k=
Distributable reserves133€203k€171k▼
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€395k€353k▼
Amounts payable after more than one year17€334k€299k▼
Financial debts170/4€334k€299k▼
Amounts payable within one year42/48€61k€53k▼
Current portion of amounts payable after more than one year42€36k€37k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45-€824
Taxes450/3-€824
Other amounts payable47/48€20k€7k▼
Accrued charges and deferred income492/3€567€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€49k▼
Other operating charges640/8€11k€12k▲
Gross operating margin9900€74k€96k▲
Operating profit (loss)9901€10k€35k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€5k€29k▲
Income taxes67/77€270€8k▲
Profit (loss) for the period9904€4k€21k▲
Profit (loss) for the period to be appropriated9905€4k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€26k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2€38k€52k▲
Transfer to equity691/2€4k€21k▲
To other reserves6921€4k€21k▲
Profit to be distributed694/7€38k€52k▲
Return on contributions (dividend)694€38k€52k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €69k ▲52.3%
Operating result €93k, net result €69k, both a record.
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterbes 48520 KuurneGround area
930 m²
Building footprint
215 m²
Volume, LiDAR
1,165 m³
Parcel 34023B0356/00H000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Century 21 My Place
since 19962.075.804.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0356/00H000 | Flanders | 930 m² | 1 · 215 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,511 EUR awarded · 1,706 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 297 EUR | 297 EUR |
| 2024 | 1 | 312 EUR | 312 EUR |
| 2023 | 1 | 495 EUR | 690 EUR |
| 2022 | 1 | 407 EUR | 407 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 5,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-1996
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:baudoncq-christophe@skynet.be
Phone:0477599375