JAPJI
ActiveSummary
The annual accounts of JAPJI for fiscal year 2025 show a net loss of 55% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €9,696 and a net result of -€14,982. Equity is growing by ~60.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 2601 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-89
Solvency60▼-37
Growth52▼-29
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.34 against 3.47 in 2024; short-term debt: 64.7% and cash: 65.4% of total assets), and 64.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.3%
Return on assets
-54.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
73 d early
2024
44 d early
2023
5 d late
2022
29 d late
2021
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 23 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€57,268▼ 20.6%
2024 · €72,088
EBIT margin
-23.9%▼ 37.6pp
2024 · 13.8%
Net result
-€14,982
2024 · €7,077
Working capital
€5,993▼ 74.5%
2024 · €23,501
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€45,876-€73,807€72,088▼ 2.3%€57,268▼ 20.6%
Operating result€3,835--€10,450€12,008€9,946▼ 17.2%-€13,660
Net result€2,751within the sector's middle half--€10,921below the sector's middle half€10,771within the sector's middle half€7,077within the sector's middle half▼ 34.3%-€14,982below the sector's middle half
EBIT margin8.4%-16.3%13.8%▼ 2.5pp-23.9%▼ 37.6pp
Equity€4,751below the sector's middle half--€6,170below the sector's middle half€17,601within the sector's middle half€24,678within the sector's middle half▲ 40.2%€9,696within the sector's middle half▼ 60.7%
Total assets€11,968below the sector's middle half-€5,305below the sector's middle half▼ 55.7%€24,195below the sector's middle half▲ 356%€34,198below the sector's middle half▲ 41.3%€27,451below the sector's middle half▼ 19.7%
Debt€7,217-€11,475▲ 59.0%€6,594▼ 42.5%€9,520▲ 44.4%€17,754▲ 86.5%
Working capital€4,751within the sector's middle half--€6,170within the sector's middle half€17,601within the sector's middle half€23,501within the sector's middle half▲ 33.5%€5,993within the sector's middle half▼ 74.5%
Solvency39.7%within the sector's middle half--116.3%below the sector's middle half▼ 156.0pp72.7%above the sector's middle half▲ 189.1pp72.2%above the sector's middle half▼ 0.6pp35.3%within the sector's middle half▼ 36.8pp
Current ratio1.66within the sector's middle half-0.46below the sector's middle half▼ 1.203.67above the sector's middle half▲ 3.213.47above the sector's middle half▼ 0.201.34within the sector's middle half▼ 2.13
Return on assets (ROA)23.0%above the sector's middle half--205.9%below the sector's middle half▼ 228.9pp44.5%above the sector's middle half▲ 250.4pp20.7%above the sector's middle half▼ 23.8pp-54.6%below the sector's middle half▼ 75.3pp
Staff (FTE)1-2.1▲ 110%1.9▼ 9.5%2▲ 5.3%1.2▼ 40.0%
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13,660 after €9,946 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27,451
Fixed assets
€3,704 ▲ 215%
Current assets
€23,747 ▼ 28.1%
Equity and liabilities €27,451
Equity
€9,696 ▼ 60.7%
Debt
€17,754 ▲ 86.5%
Debt's share of the balance-sheet total rises from 27.8% to 64.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€11,986▼
2024 · €10,234
Cash flow
-€13,308▼
2024 · €7,364
Debt to equity
1.83▲
2024 · 0.39
ROE
-154.5%▼
2024 · 28.7%
Interest coverage
-10.61▼
2024 · 25.19
Debt ≤ 1 year
€17,754▲
2024 · €9,520
Income taxes
€192▼
2024 · €2,463
Staff costs
€19,182▲
2024 · €17,037
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,597 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.2%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,597 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €45,876 | - | €73,807 | €72,088 | €57,268 | ▼ 20.6% |
| Goods, raw materials, services and sundry goods60/61 | €19,560 | - | €46,299 | €43,965 | €45,517 | ▲ 3.5% |
| Remuneration, social security and pensions62 | €21,751 | €16,661 | €15,751 | €17,037 | €19,182 | ▲ 12.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €288 | €1,673 | ▲ 482% |
| Other operating charges640/8 | €730 | €652 | €734 | €852 | €6,866 | ▲ 705% |
| Gross operating margin9900 | €26,316 | €6,863 | €28,493 | €28,123 | €14,062 | ▼ 50.0% |
| Operating profit (loss)9901 | €3,835 | -€10,450 | €12,008 | €9,946 | -€13,660 | ▼ 237% |
| Financial charges65/66B | €484 | €44 | €465 | €406 | €1,130 | ▲ 178% |
| Recurring financial charges65 | €484 | €44 | €465 | €406 | €1,130 | ▲ 178% |
| Profit (loss) for the period before taxes9903 | €3,351 | -€10,495 | €11,543 | €9,540 | -€14,790 | ▼ 255% |
| Income taxes67/77 | €600 | €427 | €772 | €2,463 | €192 | ▼ 92.2% |
| Profit (loss) for the period9904 | €2,751 | -€10,921 | €10,771 | €7,077 | -€14,982 | ▼ 312% |
| Profit (loss) for the period to be appropriated9905 | €2,751 | -€10,921 | €10,771 | €7,077 | -€14,982 | ▼ 312% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,968 | €5,305 | €24,195 | €34,198 | €27,451 | ▼ 19.7% |
| Fixed assets21/28 | - | - | - | €1,177 | €3,704 | ▲ 215% |
| Tangible fixed assets22/27 | - | - | - | €1,177 | €3,704 | ▲ 215% |
| Plant, machinery and equipment23 | - | - | - | €1,177 | €689 | ▼ 41.5% |
| Furniture and vehicles24 | - | - | - | - | €3,015 | - |
| Current assets29/58 | €11,968 | €5,305 | €24,195 | €33,021 | €23,747 | ▼ 28.1% |
| Amounts receivable within one year40/41 | €5,348 | - | €3,494 | €7,272 | €5,723 | ▼ 21.3% |
| Trade receivables40 | €5,348 | - | €3,494 | €7,272 | €5,723 | ▼ 21.3% |
| Cash at bank and in hand54/58 | €6,031 | €5,305 | €20,702 | €25,694 | €17,960 | ▼ 30.1% |
| Deferred charges and accrued income490/1 | €589 | - | - | €55 | €63 | ▲ 15.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,968 | €5,305 | €24,195 | €34,198 | €27,451 | ▼ 19.7% |
| Equity10/15 | €4,751 | -€6,170 | €17,601 | €24,678 | €9,696 | ▼ 60.7% |
| Contributions10/11 | €2,000 | €2,000 | €15,000 | €15,000 | €15,000 | = |
| Profit (loss) carried forward14 | €2,751 | -€8,170 | €2,601 | €9,678 | -€5,304 | ▼ 155% |
| Amounts payable17/49 | €7,217 | €11,475 | €6,594 | €9,520 | €17,754 | ▲ 86.5% |
| Amounts payable within one year42/48 | €7,217 | €11,475 | €6,594 | €9,520 | €17,754 | ▲ 86.5% |
| Trade debts44 | €427 | €1,053 | €2,013 | €147 | €239 | ▲ 62.8% |
| Suppliers440/4 | €427 | €1,053 | €2,013 | €147 | €239 | ▲ 62.8% |
| Taxes, remuneration and social security45 | €6,695 | €10,423 | €4,581 | €9,374 | €17,516 | ▲ 86.9% |
| Taxes450/3 | €2,257 | €2,571 | €3,056 | €5,166 | €4,717 | ▼ 8.7% |
| Remuneration and social security454/9 | €4,437 | €7,851 | €1,525 | €4,208 | €12,799 | ▲ 204% |
| Other amounts payable47/48 | €96 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,751 | -€10,921 | €10,771 | €7,077 | -€14,982 | ▼ 312% |
| + Depreciation and write-downs630 | - | - | - | €288 | €1,673 | ▲ 482% |
| Operating cash flow (approximation) | €2,751 | -€10,921 | €10,771 | €7,364 | -€13,308 | ▼ 281% |
| Investment in fixed assets (approximation) | - | - | - | - | -€4,200 | - |
| Change in cash | - | -€726 | €15,397 | €4,993 | -€7,734 | ▼ 255% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€14,982
Net result drops to -€14,982, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Back to profitnet €10,771
Net result €10,771 after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 3.67
Current ratio from 0.46 to 3.67; short-term debt falls from €11,475 to €6,594.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2021
Ground area
1.8 ha
Building footprint
109 m²
Volume, LiDAR
264 m³
Parcel 55005C0242/00G000, Wallonia · tallest building 2.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JAPJI
since 20212.312.968.067
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55005C0242/00G000indicative | Wallonia | 1.8 ha | 1 · 109 m² | 2.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,205 companies in sector 95316 we hold annual accounts for 754. 464 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
Contact
E-mail
japji7130@gmail.comBinche
Phone
0484/13.79.90Binche
E-invoicing
Reachable via Peppol
Peppol ID
0208:0761469103
Also
9925:BE0761469103
Registered
01-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.