Result
€57,559 ▲ 691%
The result rose in 2025 from €7,275 to €57,559.
JAP CONSTRUCT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €74,391 (2025)
€74,391▲ 732%
peak €57,559 (2025)
€57,559▲ 691%
peak €66,834 (2025)
€66,834▲ 621%
€27,995▼ 54.9%
Board1 name since 2023
1 directorPEREIRA PINTO José Agostinho
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €8,943 to €74,391Result from €7,275 to €57,559Equity from €9,275 to €66,834Debts from €62,112 to €27,995
Key points
from the 2025 annual accountsTurnover
≈ €390,000 estimated
The micro format states no turnover.
Investments
€6,000 4.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.23 was 1.15 in 2024
Short-term debts fell from €62,112 to €27,995.
Starting capital
€2,000 100 shares
Position in the sector
€57,559
Higher net result than 90% of companies in construction of buildings. Sector median €8,556 · 9,461 companies.
2025 accounts filed 28 days after the deadline
Checked score
70
Healthy
Financially stronger than 90% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.7%
01-2025: 3.9%▲ +0.2 percentage points vs 12-2024
02-2025: 4.2%▲ +0.3 percentage points vs 01-2025
03-2025: 4.3%▲ +0.1 percentage points vs 02-2025
04-2025: 4.7%▲ +0.4 percentage points vs 03-2025
05-2025: 4.7%● unchanged vs 04-2025
06-2025: 5.2%▲ +0.5 percentage points vs 05-2025
07-2025: 5.1%▼ -0.1 percentage points vs 06-2025
08-2025: 5.0%▼ -0.1 percentage points vs 07-2025
09-2025: 5.3%▲ +0.3 percentage points vs 08-2025
10-2025: 8.5%▲ +3.2 percentage points vs 09-2025
11-2025: 8.5%● unchanged vs 10-2025
12-2025: 8.5%● unchanged vs 11-2025
01-2026: 8.5%● unchanged vs 12-2025
02-2026: 8.5%● unchanged vs 01-2026
03-2026: 8.5%● unchanged vs 02-2026
04-2026: 8.5%● unchanged vs 03-2026
05-2026: 8.5%● unchanged vs 04-2026
06-2026: 8.3%▼ -0.2 percentage points vs 05-2026
07-2026: 8.2%▼ -0.1 percentage points vs 06-2026
08-2026: 8.9%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 0.9%▼ -8.0 percentage points vs 08-2026lowest value
10-2026: 0.9%● unchanged vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 3.23, cash €40,611
Equity €66,834 (70.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 80% of them on solvency, 89% on liquidity, 91% on profitability and 99% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as JAP CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JAP CONSTRUCT itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JAP CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.23 (1.15 in 2024), above the usual 1.5. Short-term debt is 29.5% and cash 42.8% of total assets. 29.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
28 days late
2024
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 39 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PEREIRA PINTO José Agostinho 70 sharesdeed of 26-10-2023
- VILELA Marcilene 30 sharesdeed of 26-10-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001554197
Incorporation
Founding capital of €2,000, 100 shares · Founders: PEREIRA PINTO José Agostinho and VILELA Marcilene · Appointment: PEREIRA PINTO José Agostinho (director) · published on 26-10-2023 · Gazette deed
First establishment
De Bonnestraat 71, Molenbeek-Saint-Jean
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JAP CONSTRUCT Molenbeek-Saint-Jean | €94,829 | €74,391 | 70.5% | - |
| MTC TECH Etterbeek | €100,312 | €73,799 | 78.4% | - |
| ABEMAT SERVICES ET SOLUTIONS Dilbeek | €91,144 | €72,175 | 83.9% | - |
| Profmax Balen | €100,267 | €73,307 | 55.0% | - |
| D.L. Construction S.R.L. Gedinne | €90,676 | €80,632 | 44.6% | - |
| Group Dubois La Bruyère | €86,645 | €79,056 | 55.1% | - |
| RENGEB Wervik | €84,641 | €69,448 | 47.3% | - |
These companies have the same main activity as JAP CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €84,600 and €100,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 24-10-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Establishment unit
- 2.351.714.0251080 Molenbeek-Saint-Jean, since 24-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 14-10-2025
Annual accounts 2025
- €74,391▲ 732%
- €57,559▲ 691%
- €66,834▲ 621%
- €94,829▲ 32.8%
- Filing
- Filed on 28-08-2026
Insights on JAP CONSTRUCT
JAP CONSTRUCT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,834 and a net result of €57,559.
Its solvency ranks better than 79% of 9,471 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-08-2026, 28 days late€74,391
▲ 732%
€71,944
▲ 704%
€57,559
▲ 691%
€62,334
▲ 572%
70.5%
▲ 57.5 percentage points
3.23
▲ 2.08
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €390,000. Estimated: probably between €280,000 and €640,000.
Balance sheet
balance sheet total €94,829 on 31-12-2025What the company ownsHow it is paid for
in euro
Position in the sector
70.5%
Higher than 79% of 9,471 companies in 2025.
3.23
Higher than 77% of 9,219 companies in 2025.
60.7%
Higher than 95% of 9,291 companies in 2025.
JAP CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
94,829 | 71,387 | |
21/28 |
4,500 | - | |
22/27 |
4,500 | - | |
24 |
4,500 | - | |
29/58 |
90,329 | 71,387 | |
40/41 |
49,718 | 71,387 | |
40 |
36,447 | 65,465 | |
41 |
13,271 | 5,922 | |
54/58 |
40,611 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
94,829 | 71,387 | |
10/15 |
66,834 | 9,275 | |
10/11 |
2,000 | 2,000 | |
14 |
64,834 | 7,275 | |
17/49 |
27,995 | 62,112 | |
42/48 |
27,995 | 62,112 | |
44 |
8,300 | 60,293 | |
440/4 |
8,300 | 60,293 | |
45 |
16,395 | 1,819 | |
450/3 |
16,395 | 1,819 | |
47/48 |
3,300 | - | |
| Income statement | |||
9900 |
74,391 | 8,943 | |
630 |
1,500 | - | |
640/8 |
947 | - | |
9901 |
71,944 | 8,943 | |
75/76B |
418 | 151 | |
75 |
418 | 151 | |
65/66B |
227 | - | |
65 |
227 | - | |
9903 |
72,135 | 9,094 | |
67/77 |
14,576 | 1,819 | |
9904 |
57,559 | 7,275 | |
9905 |
57,559 | 7,275 | |
| Appropriation of the result | |||
9906 |
64,834 | 7,275 | |
14P |
7,275 | - | |
| Social balance sheet | |||
Hours worked1013 |
- | 0 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00494766.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 73,444 | - | ||
| 59,059 | - | ||
| 6,000 | - | ||
| 62,334 | 9,275 | ||
| 70.5% | 13.0% | ||
| 3.23 | 1.15 | ||
| 0.42 | 6.70 | ||
| 86.1% | 78.4% | ||
| 60.7% | 10.2% | ||
| over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €6,000 | - |
| €1,500 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on JAP CONSTRUCT
The operating result for 2025 is over 8 times that of 2024.
Debt's share of the balance-sheet total falls from 87.0% to 29.5%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationMandates through the years
1 name, the dashed line is todayPEREIRA PINTO José Agostinho
Director
Director
Board
Mandates as a list
- PEREIRA PINTO José Agostinho
- Director, appointed by deed of 26-10-2023, still in office
Control
Founders
PEREIRA PINTO José Agostinho, VILELA Marcilene
This company
JAP CONSTRUCT
Equity €66,834
Profit €57,559 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €668 in 2025
- Source
- deed of 26-10-2023
Articles of association
deed of 26-10-2023 (in French)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00
Shareholders
At incorporation
deed of 26-10-2023 ↗
- PEREIRA PINTO José Agostinho 70 shares (70%) · €1,400 in cash
- VILELA Marcilene 30 shares (30%) · €600 in cash
Network & group
No group
JAP CONSTRUCT has no parent and no holdings in its annual accounts. PEREIRA PINTO José Agostinho is the only director. JAP CONSTRUCT shares no director with another company.
At the same address
De Bonnestraat 71, 1080 Molenbeek-Saint-Jean · 1 other company| Ioanin, Florin (sole trader)
establishment since 01-07-2007 |
founded in 2007 0890.393.484 |
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 28 days late
2025
Liquidity more than doubled current ratio 3.23 The current ratio rises from 1.15 to 3.23. Short-term debt falls from €62,112 to €27,995.
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001554197
Annual accounts 2024 filed PDFmicro format · 49 days late
2023
IncorporationFounding capital of €2,000, 100 shares · Founders: PEREIRA PINTO José Agostinho and VILELA Marcilene · Appointment: PEREIRA PINTO José Agostinho (director) · published on 26-10-20234 points ▸
- Founder, PEREIRA PINTO José Agostinho
- Founder, VILELA Marcilene
- Founding capital, €2,000, 100 shares
- Director appointment, PEREIRA PINTO José Agostinho
- The deed holds 4 more points.
First establishment De Bonnestraat 71, Molenbeek-Saint-Jean
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
JAP CONSTRUCT was incorporated on 24 October 2023 as a private limited company by two natural persons, with a starting capital of €2,000.12 PEREIRA PINTO José Agostinho is director of the company, appointed by deed of 26-10-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1001.554.197
- VAT number
- BE 1001.554.197
- Peppol ID
- 0208:1001554197
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 24-10-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 18:00deed of 26-10-2023 (in French)
- Peppol
- Reachable since 14-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JAP CONSTRUCT in French
- Entity type
- Legal entity
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
41202
Construction of residential and non-residential buildings
41203
Construction of residential and non-residential buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes opérations d'entreprise en bâtiment et toutes opérations techniques quelconques se rapportant à la construction, la rénovation et…”deed of 26-10-2023 (in French)
5 activities
- Toutes opérations d'entreprise en bâtiment et toutes opérations techniques quelconques se rapportant à la construction, la rénovation et l’achèvement en matière immobilière : la transformation, l'aménagement de tout immeuble et notamment les travaux d'entreprise de menuiserie, de tapisserie, de pose de revêtements de murs et de sols, de cimenterie, de plafonnage, de peinture, de maçonnerie et béton, de taillerie de pierres et marbrerie, de vitrage, zinguerie, couvertures métalliques et non métalliques, et travaux de démolition, de même que l'installation de chauffage central, de chauffage au gaz par appareils individuels, de tout matériel électrique, de sanitaire et de plomberie.
- Tous travaux d'aménagement de plaines de jeux, de sport, de parcs, y compris les plantations et la pose de câbles et de canalisations diverses.
- L’installation des échafaudages et de nettoyage de façades, les entreprises d'isolation thermique et acoustique, des travaux d'assèchement de constructions autrement que par l'asphalte ; la construction de pavillons démontables et de baraquements non métalliques, le placement de clôtures, la pose de parquets, de cloisons et de faux-plafonds en bois, le placement de volets, de matériel P.V.C., la menuiserie.
- Placement d'installations de ventilation et d'aération, de chauffage à air chaud, de conditionnement d'air et de tuyauterie industrielle.
- Le nettoyage, l'aménagement, l'embellissement, l'entretien, la désinfection de tous locaux, espaces et immeubles généralement quelconques, industriels, commerciaux, publics ou privés, ainsi que le nettoyage de façades et de vitres, fenêtres, glaces et tous ornements tant intérieurs qu'extérieurs, ainsi que le commerce sous toutes ses formes et notamment la vente, l'achat, la location, de tous produits ou matériels quelconques nécessaires ou utiles à la réalisation de ces travaux, ou relatifs à ceux-ci.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| De Bonnestraat 71 registered office 1080 Molenbeek-Saint-Jean | 24-10-2023 | 2.351.714.025 |
Buildings and parcels at the address
- Ground area
- 218 m²
- Buildings
- 152 m²
- Volume, LiDAR
- 1,522 m³
- Tallest building
- 12.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21523B0939/00H097 | 218 m² | 1 · 152 m² | 12.9 m · 4 |
Contact
E-mail
Agostinhojppinto@gmail.com
Phone
+32 473 71 67 75
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1001.554.197