JAP CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of JAP CONSTRUCT is 3.3% (moderate). The 2025 annual accounts show equity of €67k and a net result of €58k. Its solvency ranks better than 78% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+37
Solvency95▲+57
Growth78
Track record82
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 1.15 in 2024; short-term debt: 29.5% and cash: 42.8% of total assets), and 29.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
60.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▲ 621%
2024 · €9k
2024: €9k
2025: €67k▲ +621% vs 2024
2024 → 2025
Total assets
€95k▲ 32.8%
2024 · €71k
2024: €71k
2025: €95k▲ +32.8% vs 2024
2024 → 2025
Net result
€58k▲ 691%
2024 · €7k
2024: €7k
2025: €58k▲ +691% vs 2024
2024 → 2025
Working capital
€62k▲ 572%
2024 · €9k
2024: €9k
2025: €62k▲ +572% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€9k-€67k▲ 621%
2024: €9k
2025: €67k▲ +621% vs 2024
Operating result€9k-€72k▲ 704%
2024: €9k
2025: €72k▲ +704% vs 2024
Net result€7k-€58k▲ 691%
2024: €7k
2025: €58k▲ +691% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 704% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€5k
Current assets
€90k
Equity and liabilities €95k
Equity
€67k ▲ 621%
Debt
€28k ▼ 54.9%
Debt's share of the balance-sheet total falls from 87.0% to 29.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73k
Cash flow
€59k
Current ratio
3.23▲
2024 · 1.15
Debt to equity
0.42▼
2024 · 6.70
ROE
86.1%▲
2024 · 78.4%
ROA
60.7%▲
2024 · 10.2%
Interest coverage
323.74
Debt ≤ 1 year
€28k▼
2024 · €62k
Income taxes
€15k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€95k▲
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Furniture and vehicles24-€5k
Current assets29/58€71k€90k▲
Amounts receivable within one year40/41€71k€50k▼
Trade receivables40€65k€36k▼
Other amounts receivable41€6k€13k▲
Cash at bank and in hand54/58-€41k
Equity and liabilities
Total equity and liabilities10/49€71k€95k▲
Equity10/15€9k€67k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€7k€65k▲
Amounts payable17/49€62k€28k▼
Amounts payable within one year42/48€62k€28k▼
Trade debts44€60k€8k▼
Suppliers440/4€60k€8k▼
Taxes, remuneration and social security45€2k€16k▲
Taxes450/3€2k€16k▲
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8-€947
Gross operating margin9900€9k€74k▲
Operating profit (loss)9901€9k€72k▲
Financial income75/76B€151€418▲
Recurring financial income75€151€418▲
Financial charges65/66B-€227
Recurring financial charges65-€227
Profit (loss) for the period before taxes9903€9k€72k▲
Income taxes67/77€2k€15k▲
Profit (loss) for the period9904€7k€58k▲
Profit (loss) for the period to be appropriated9905€7k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€65k▲
Profit (loss) brought forward from the previous period14P-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2k | - |
| Other operating charges640/8 | - | €947 | - |
| Gross operating margin9900 | €9k | €74k | ▲ 732% |
| Operating profit (loss)9901 | €9k | €72k | ▲ 704% |
| Financial income75/76B | €151 | €418 | ▲ 177% |
| Recurring financial income75 | €151 | €418 | ▲ 177% |
| Financial charges65/66B | - | €227 | - |
| Recurring financial charges65 | - | €227 | - |
| Profit (loss) for the period before taxes9903 | €9k | €72k | ▲ 693% |
| Income taxes67/77 | €2k | €15k | ▲ 701% |
| Profit (loss) for the period9904 | €7k | €58k | ▲ 691% |
| Profit (loss) for the period to be appropriated9905 | €7k | €58k | ▲ 691% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €71k | €95k | ▲ 32.8% |
| Fixed assets21/28 | - | €5k | - |
| Tangible fixed assets22/27 | - | €5k | - |
| Furniture and vehicles24 | - | €5k | - |
| Current assets29/58 | €71k | €90k | ▲ 26.5% |
| Amounts receivable within one year40/41 | €71k | €50k | ▼ 30.4% |
| Trade receivables40 | €65k | €36k | ▼ 44.3% |
| Other amounts receivable41 | €6k | €13k | ▲ 124% |
| Cash at bank and in hand54/58 | - | €41k | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €71k | €95k | ▲ 32.8% |
| Equity10/15 | €9k | €67k | ▲ 621% |
| Contributions10/11 | €2k | €2k | = |
| Profit (loss) carried forward14 | €7k | €65k | ▲ 791% |
| Amounts payable17/49 | €62k | €28k | ▼ 54.9% |
| Amounts payable within one year42/48 | €62k | €28k | ▼ 54.9% |
| Trade debts44 | €60k | €8k | ▼ 86.2% |
| Suppliers440/4 | €60k | €8k | ▼ 86.2% |
| Taxes, remuneration and social security45 | €2k | €16k | ▲ 801% |
| Taxes450/3 | €2k | €16k | ▲ 801% |
| Other amounts payable47/48 | - | €3k | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €58k | ▲ 691% |
| + Depreciation and write-downs630 | - | €2k | - |
| Operating cash flow (approximation) | €7k | €59k | ▲ 712% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 3.23
Current ratio from 1.15 to 3.23; short-term debt falls from €62k to €28k.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Ground area
218 m²
Building footprint
152 m²
Volume, LiDAR
1,522 m³
Parcel 21523B0939/00H097, Brussels · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JAP CONSTRUCT
since 20232.351.714.025
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00H097 | Brussels | 218 m² | 1 · 152 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
APL CONSTRUCT
BE 0691.678.195
Quaregnon · Eq €66,847
BATIWELL
BE 0870.856.694
Etterbeek · Eq €66,817
ALGEMENE BOUWONDERNEMING
BE 0457.370.737
Lier · Eq €66,802
WSW
BE 0544.379.638
Liedekerke · Eq €66,799
MIYA ALGEMEEN BOUWBEDRIJF
BE 0731.918.646
Maasmechelen · Eq €66,873
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Contact
E-mail
Agostinhojppinto@gmail.com
Phone
0473716775
Scores and ratios are computed by Checked and are not a credit decision.