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Janek.S

Active
Private limited companyfounded 201412 years activeWijmenstraat 18, 9030 Gent, BelgiumKBO/BCE: BE 0545.877.594
Summary

The computed 12-month bankruptcy probability of Janek.S is 1.9% (moderate). The 2025 annual accounts show equity of €117,065 and a net result of -€78,622. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 2,716 sector peers (NACE 41, fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€962,600total assets 2025
Staff
10.5 FTE
Equity
€117,065
Loss
-€78,622
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy probability, 12 months
1.9%
Structure
Accounts 23 days early0 of 2 deeds read
Why 52- Loss of €78,622 (FY 2025)- Equity €117,065 (12.2% of total assets)- Sector Construction of residential and non-residential buildings (NACE 41)- Size: 10.5 FTE, total assets €962,600Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (NACE 41, small)
Financial strength · tick = 2024
Weak
Solvency 37-8
equity 12.2% of total assets
Liquidity 23-16
short-term debt 71.2% · cash 9.2%
Profitability 19-59
return on assets -8.2%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (909 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.4%▼ -0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025lowest value 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▲ +0.7 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.1%▼ -0.1 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.0%▼ -0.1 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.9%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.9%● unchanged vs 08-2026highest value 10-2026: 1.9%● unchanged vs 09-2026highest value
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.37 in 2024; short-term debt: 71.2% and cash: 9.2% of total assets), and 87.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 21% on solvency, 23% on liquidity, 11% on profitability and 8% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Loss of €78,622 (FY 2025)
NBB · annual accounts
raises risk · Equity €117,065 (12.2% of total assets)
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: 10.5 FTE, total assets €962,600
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2716 sector peers (2025).
NBB · sector comparison
Position among 2716 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
22 days early
2023
14 days early
2022
129 days late
2021
141 days late
2020
30 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 142 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€78,622
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €69,792 in 2024 -€78,622 View
  • Caution: Among the weakest 7% on net resultsector median €19,390 · 2,710 companies -€78,622 View
  • Total assets 20256 fiscal years filed €962,600 View

By topic

Financials

Fiscal year
2025
Total assets
€962,600
Loss
-€78,622
Solvency
12.2%
Total assets▼ 2.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 17-07-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 07-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
30-01-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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