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IMAGINER ET CONSTRUIRE

Active
Private limited companyfounded 2011active for 14 yearsChaussée de Marche 78, 5330 Assesse, BelgiumKBO/BCE: BE 0842.284.157
Summary

The computed 12-month bankruptcy probability of IMAGINER ET CONSTRUIRE is 1.8% (moderate). The 2026 annual accounts show equity of €123,177 and a net result of €14,014. Equity has been growing by about 10% per year since 2019. Its solvency ranks better than 19% of 99 sector peers (NACE 41, financial year 2026). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-12-2011 Normal situation
Activity
General construction of residential buildings NACE 41001
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 31-03-2023
Establishment unit
2.206.962.410 5330 Assesse, since 25-01-2012
Financial year end
31 March
Peppol
Reachable since 08-10-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts to 31-03-2026
Gross margin
€660,251
▲ 14.5%
Turnover
≈ €1.4m
estimated
Profit
€14,014
▲ 314%
Equity
€123,177
▼ 3.6%
Total assets
€856,805
▼ 10.5%
Employees on 31-03-2026
10
▲ 11.1%
Score breakdownraises riskEquity €123,177 (14.4% of total assets)Size: 9.9 FTE, total assets €856,805Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskFounded in 2011Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 30% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2025
Average
Solvency 39+1
equity 14.4% of total assets
Liquidity 37+5
short-term debt 37.0% · cash 3.3%
Profitability 61+10
return on assets 1.6%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 2.0% 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 1.9%▼ -0.1 percentage points vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 2.4%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 1.9%▼ -0.5 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.8%▼ -0.1 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026lowest value 11-2026: 1.8%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.85 (0.96 in 2025), below 1. Short-term debt is 37% and cash 3.3% of total assets. 85.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 21% of them on solvency, 33% on liquidity, 34% on profitability and 30% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €123,177 (14.4% of total assets)
NBB · annual accounts
raises risk · Size: 9.9 FTE, total assets €856,805
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 99 sector peers (2026).
NBB · sector comparison
Position among 99 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-09-2026, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
33 days early
2025
24 days early
2024
22 days early
2023
5 days early
2022
7 days early
2021
2 days early
2020
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 9 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 81% of companies in construction of buildingssector median 45.5% · 99 companies 14.4% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2026: €14,014 8 years View

Recent changes

  1. · Gazette deed 2 directors resigning, 2 reappointedResignations: Bertrand HAINE (director) and Geoffroy DEBARSY (director) · Reappointments: Bertrand HAINE (director) and Geoffroy DEBARSY (director)
  2. · Gazette deed Registered office moved from Jambes. to AssesseNew seat: Chaussée de Marche 78 5330 Assesse · Previous seat: Avenue du Luxembourg 154. 5100 Jambes. Belgique
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as IMAGINER ET CONSTRUIRE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €700,000 and €1.1m, founded between 2011 and 2014.

CompanyTotal assetsGross margin
IMAGINER ET CONSTRUIRE Assesse€0.9m€0.7m
SRL DUBOIS Profondeville€1.0m€0.6m
DELVA BOUWBEDRIJF Veurne€0.9m€0.6m
Janek.S Gent€1.0m€0.7m
BOUWWERKEN LEFEBVRE Pittem€0.7m€0.7m
TERRACAP Fleurus€0.8m€0.6m
BELGA TOITURE Braine-l'Alleud€1.1m€0.7m
Full comparison

Key facts about IMAGINER ET CONSTRUIRE

What is the company number of IMAGINER ET CONSTRUIRE?
The company number of IMAGINER ET CONSTRUIRE is 0842.284.157. The VAT number is the same number with BE in front: BE 0842.284.157.
Where is IMAGINER ET CONSTRUIRE based?
The registered office is at Chaussée de Marche 78, 5330 Assesse.Company details
What does IMAGINER ET CONSTRUIRE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of IMAGINER ET CONSTRUIRE?
The legal form of IMAGINER ET CONSTRUIRE is Private limited company (BV).
When was IMAGINER ET CONSTRUIRE founded?
IMAGINER ET CONSTRUIRE was founded on 30-12-2011.
Is IMAGINER ET CONSTRUIRE still active?
Yes, IMAGINER ET CONSTRUIRE is an active enterprise in the KBO register.
How many employees does IMAGINER ET CONSTRUIRE have?
IMAGINER ET CONSTRUIRE had an average of 9.9 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does IMAGINER ET CONSTRUIRE fall under?
In its 31-03-2023 annual accounts, IMAGINER ET CONSTRUIRE states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of IMAGINER ET CONSTRUIRE?
The turnover in financial year 2026 is ≈ €1.4m. This figure is estimated from the gross margin of €660,251 and 30 comparable companies (NACE 41001). It probably lies between €1.1m and €2.1m.
Is IMAGINER ET CONSTRUIRE profitable?
In financial year 2026, IMAGINER ET CONSTRUIRE made a profit of €14,014.
Where can I find the annual accounts of IMAGINER ET CONSTRUIRE?
IMAGINER ET CONSTRUIRE filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of IMAGINER ET CONSTRUIRE due?
IMAGINER ET CONSTRUIRE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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