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Jammo

Active
Private limited companyfounded 2021active for 5 yearsKoestraat 31, 8800 Roeselare, BelgiumKBO/BCE: BE 0761.406.151
Summary

Jammo has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,194 and a net result of €68,134. Equity is growing by about 4.4% per year across the filed financial years. Its solvency ranks better than 25% of 39,131 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€257,053total assets 2025
Equity
€59,194
Profit
€68,134
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Holdings
1
2025 accounts 66 days early1 deed in the Belgian Official Gazette
Why 92lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €257,053Liquidity: current ratio 0.33, cash €35,426Figures for financial year 2025 (filed 28-05-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Strong
Solvency 48-23
equity 23.0% of total assets
Liquidity 31-31
short-term debt 68.3% · cash 13.8%
Profitability 100=
return on assets 26.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,438 companies, NACE 70, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.1%▲ +0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.33, compared with 0.86 in 2024, below 1; short-term debt: 68.3% and cash: 13.8% of total assets), and 77% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 26% on solvency, 13% on liquidity, 84% on profitability and 13% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €257,053
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.33, cash €35,426
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 28-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
66 days early
2024
15 days early
2023
5 days early
2022
7 days early
2021
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 22 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2021 to 2025net €68,134 ▲8.8%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€59,194▼ 46.7%
2024 · €111,059
Total assets
€257,053▲ 5.8%
2024 · €242,975
Net result
€68,134▲ 8.8%
2024 · €62,625
Working capital
-€117,105▼ 833%
2024 · -€12,556
Trend over the years

2021 to 2025, 5 financial years

The operating result falls in 2025; 2025 is 36% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€54,620 2025 Net result€68,134 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€69,760-€47,781▼ 31.5%€85,525▲ 79.0%€85,591▲ 0.1%€54,620▼ 36.2%
Net result€53,751within the sector's middle half-€35,858within the sector's middle half▼ 33.3%€58,825within the sector's middle half▲ 64.1%€62,625within the sector's middle half▲ 6.5%€68,134above the sector's middle half▲ 8.8%
Equity€58,751within the sector's middle half-€94,609within the sector's middle half▲ 61.0%€153,434within the sector's middle half▲ 62.2%€111,059within the sector's middle half▼ 27.6%€59,194within the sector's middle half▼ 46.7%
Total assets€152,858within the sector's middle half-€230,197within the sector's middle half▲ 50.6%€283,688within the sector's middle half▲ 23.2%€242,975within the sector's middle half▼ 14.4%€257,053within the sector's middle half▲ 5.8%
Debt€94,106-€135,588▲ 44.1%€130,254▼ 3.9%€131,916▲ 1.3%€197,860▲ 50.0%
Working capital€57,826within the sector's middle half-€122,098within the sector's middle half▲ 111%€67,471within the sector's middle half▼ 44.7%-€12,556below the sector's middle half-€117,105below the sector's middle half▼ 833%
Solvency38.4%within the sector's middle half-41.1%within the sector's middle half▲ 2.7pp54.1%within the sector's middle half▲ 13.0pp45.7%within the sector's middle half▼ 8.4pp23.0%within the sector's middle half▼ 22.7pp
Current ratio1.61within the sector's middle half-2.14within the sector's middle half▲ 0.522.08within the sector's middle half▼ 0.060.86below the sector's middle half▼ 1.220.33below the sector's middle half▼ 0.53
Return on assets (ROA)35.2%above the sector's middle half-15.6%within the sector's middle half▼ 19.6pp20.7%within the sector's middle half▲ 5.2pp25.8%within the sector's middle half▲ 5.0pp26.5%within the sector's middle half▲ 0.7pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257,053
Fixed assets €198,676 ▲ 18.9%
Current assets €58,377 ▼ 23.1%
Equity and liabilities €257,053
Equity €59,194 ▼ 46.7%
Debt €197,860 ▲ 50.0%
Debt's share of the balance-sheet total rises from 54.3% to 77.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€59,219▼
2024 · €86,689
Cash flow
€72,733▲
2024 · €63,723
Debt to equity
3.34▲
2024 · 1.19
ROE
115.1%▲
2024 · 56.4%
Interest coverage
32.42▼
2024 · 35.32
Debt ≤ 1 year
€175,482▲
2024 · €88,434
Debt > 1 year
€22,378▼
2024 · €43,482
Income taxes
€14,895▼
2024 · €22,983
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€242,975€257,053▲
Fixed assets21/28€167,097€198,676▲
Tangible fixed assets22/27€17,097€48,676▲
Plant, machinery and equipment23€308€1,310▲
Furniture and vehicles24€737€360▼
Other tangible fixed assets26€16,052€47,006▲
Financial fixed assets28€150,000€150,000=
Current assets29/58€75,878€58,377▼
Amounts receivable within one year40/41€16,999€20,580▲
Trade receivables40€13,526€15,475▲
Other amounts receivable41€3,473€5,105▲
Current investments50/53-€1,667
Cash at bank and in hand54/58€55,776€35,426▼
Deferred charges and accrued income490/1€3,102€705▼
Equity and liabilities
Total equity and liabilities10/49€242,975€257,053▲
Equity10/15€111,059€59,194▼
Contributions10/11€5,000€5,000=
Reserves13€106,059€54,194▼
Distributable reserves133€106,059€54,194▼
Amounts payable17/49€131,916€197,860▲
Amounts payable after more than one year17€43,482€22,378▼
Financial debts170/4€43,482€22,378▼
Amounts payable within one year42/48€88,434€175,482▲
Current portion of amounts payable after more than one year42€20,998€21,104▲
Trade debts44€4,458€13,362▲
Suppliers440/4€4,458€13,362▲
Taxes, remuneration and social security45€32,978€11,120▼
Taxes450/3€32,978€11,120▼
Other amounts payable47/48€30,000€129,896▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,098€4,598▲
Other operating charges640/8€386€128▼
Gross operating margin9900€87,075€59,347▼
Operating profit (loss)9901€85,591€54,620▼
Financial income75/76B€2,472€30,236▲
Recurring financial income75€2,472€30,236▲
Financial charges65/66B€2,455€1,827▼
Recurring financial charges65€2,455€1,827▼
Profit (loss) for the period before taxes9903€85,609€83,029▼
Income taxes67/77€22,983€14,895▼
Profit (loss) for the period9904€62,625€68,134▲
Profit (loss) for the period to be appropriated9905€62,625€68,134▲
Appropriation of the result
Profit (loss) to be appropriated9906€62,625€68,134▲
Transfer from equity791/2€75,000€51,866▼
Transfer to equity691/2€32,625-
To other reserves6921€32,625-
Profit to be distributed694/7€105,000€120,000▲
Return on contributions (dividend)694€105,000€120,000▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104€206€363€1,098€4,598▲ 319%
Other operating charges640/8€190€1,291€115€386€128▼ 66.9%
Gross operating margin9900€70,054€49,278€86,003€87,075€59,347▼ 31.8%
Operating profit (loss)9901€69,760€47,781€85,525€85,591€54,620▼ 36.2%
Financial income75/76B€8-€84€2,472€30,236▲ 12×
Recurring financial income75€8-€84€2,472€30,236▲ 12×
Financial charges65/66B€580€386€4,613€2,455€1,827▼ 25.6%
Recurring financial charges65€580€386€4,613€2,455€1,827▼ 25.6%
Profit (loss) for the period before taxes9903€69,188€47,395€80,996€85,609€83,029▼ 3.0%
Income taxes67/77€15,437€11,538€22,171€22,983€14,895▼ 35.2%
Profit (loss) for the period9904€53,751€35,858€58,825€62,625€68,134▲ 8.8%
Profit (loss) for the period to be appropriated9905€53,751€35,858€58,825€62,625€68,134▲ 8.8%
Line20212022202320242025Change
Assets
Total assets20/58€152,858€230,197€283,688€242,975€257,053▲ 5.8%
Fixed assets21/28€925€719€153,539€167,097€198,676▲ 18.9%
Tangible fixed assets22/27€925€719€3,539€17,097€48,676▲ 185%
Plant, machinery and equipment23€925€719€514€308€1,310▲ 326%
Furniture and vehicles24--€1,114€737€360▼ 51.1%
Other tangible fixed assets26--€1,911€16,052€47,006▲ 193%
Financial fixed assets28--€150,000€150,000€150,000=
Current assets29/58€151,932€229,477€130,149€75,878€58,377▼ 23.1%
Amounts receivable within one year40/41€96,215€75,058€97,683€16,999€20,580▲ 21.1%
Trade receivables40€96,215€75,058€91,796€13,526€15,475▲ 14.4%
Other amounts receivable41--€5,887€3,473€5,105▲ 47.0%
Current investments50/53----€1,667-
Cash at bank and in hand54/58€55,628€143,790€31,869€55,776€35,426▼ 36.5%
Deferred charges and accrued income490/1€90€10,629€597€3,102€705▼ 77.3%
Equity and liabilities
Total equity and liabilities10/49€152,858€230,197€283,688€242,975€257,053▲ 5.8%
Equity10/15€58,751€94,609€153,434€111,059€59,194▼ 46.7%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Reserves13€53,751€89,609€148,434€106,059€54,194▼ 48.9%
Distributable reserves133€53,751€89,609€148,434€106,059€54,194▼ 48.9%
Amounts payable17/49€94,106€135,588€130,254€131,916€197,860▲ 50.0%
Amounts payable after more than one year17-€28,208€64,480€43,482€22,378▼ 48.5%
Financial debts170/4-€28,208€64,480€43,482€22,378▼ 48.5%
Amounts payable within one year42/48€94,106€107,380€62,679€88,434€175,482▲ 98.4%
Current portion of amounts payable after more than one year42-€6,792€20,894€20,998€21,104▲ 0.5%
Trade debts44€606€1,955€1,869€4,458€13,362▲ 200%
Suppliers440/4€606€1,955€1,869€4,458€13,362▲ 200%
Taxes, remuneration and social security45€17,970€32,042€39,915€32,978€11,120▼ 66.3%
Taxes450/3€17,970€32,042€39,915€32,978€11,120▼ 66.3%
Other amounts payable47/48€75,530€66,590-€30,000€129,896▲ 333%
Accrued charges and deferred income492/3--€3,096---
Line20212022202320242025Change
Profit (loss) for the period9904€53,751€35,858€58,825€62,625€68,134▲ 8.8%
+ Depreciation and write-downs630€104€206€363€1,098€4,598▲ 319%
Operating cash flow (approximation)€53,855€36,064€59,188€63,723€72,733▲ 14.1%
Investment in fixed assets (approximation)-€0-€153,183-€14,656-€36,177▼ 147%
Change in cash-€88,163-€111,921€23,906-€20,350-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 micro format 26-05-2026 2026-00123115
31-12-2024 micro format 16-07-2025 2025-00282106
31-12-2023 micro format 26-07-2024 2024-00299428
31-12-2022 micro format 24-07-2023 2023-00268295
31-12-2021 micro format 12-07-2022 2022-20186826

Similar companies · same sector, comparable size

Of the 82,448 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,254. 40,253 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2023 · 1 entry · €468 awarded · €468 paid
Schemes
1 entry · €468 · €468 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2025 annual accounts of Jammo and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1
1 location

History

Jammo was incorporated on 11 January 2021 as a private limited company.1 Total assets rose from €152,858 in 2021 to €257,053 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2021 to 2025net €68,134 ▲8.8%
Net result €68,134, the highest in the series.
16-07
NBB filing Annual accounts filed
financial year 2024 · micro format
13-05
Gazette deed Founder · Incorporation
Founding capital · Shareholding
2024
26-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Equity above €150,000equity €153,434 ▲62.2%
A profit in every financial year since 2021 builds equity to €153,434.
24-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Weakest financial yearnet €35,858 ▼33.3%
Net result drops to €35,858, the lowest in the series; recovery starts the following year.
12-07
NBB filing Annual accounts filed
financial year 2021 · micro format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded11-01-2021
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0761406151
Also 9925:BE0761406151
Registered 24-11-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 25 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits

1 application in Flanders since 2025 · 1 granted
Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging; Slopen van niet vrijstaande gebouwen of constructies
Granted on 18-06-2025submitted 03-04-2025authority: Waregemproject 2025036703

Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
645 m²
Building footprint
62 m²
Building volume
388 m³
Parcel 36302B0486/00H002, Flanders · tallest building 10.0 m. Linked by address, not a title deed.
1 establishment unit
Jammo
Koestraat 31, 8800 RoeselareActivities of holding companies
since 2021unit no. 2.312.584.423
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
36302B0486/00H002 Flanders 645 m² 1 · 62 m² 10.0 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.