Jammo
ActiveSummary
Jammo has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,194 and a net result of €68,134. Equity is growing by about 4.4% per year across the filed financial years. Its solvency ranks better than 25% of 38,895 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · financial year 2025, micro format
Equity
€59,194▼ 46.7%
2024 · €111,059
Total assets
€257,053▲ 5.8%
2024 · €242,975
Net result
€68,134▲ 8.8%
2024 · €62,625
Working capital
-€117,105▼ 833%
2024 · -€12,556
Trend over the years
2021 to 2025, 5 financial years
The operating result falls in 2025; 2025 is 36% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€54,620
2025
Net result€68,134
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€257,053
2025
Equity€59,194
2025
Debt€197,860
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€117,105
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)26.5%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency23.0%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.33
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20212022202320242025
Operating result€69,760-€47,781▼ 31.5%€85,525▲ 79.0%€85,591▲ 0.1%€54,620▼ 36.2%
Net result€53,751within the sector's middle half-€35,858within the sector's middle half▼ 33.3%€58,825within the sector's middle half▲ 64.1%€62,625within the sector's middle half▲ 6.5%€68,134above the sector's middle half▲ 8.8%
Equity€58,751within the sector's middle half-€94,609within the sector's middle half▲ 61.0%€153,434within the sector's middle half▲ 62.2%€111,059within the sector's middle half▼ 27.6%€59,194within the sector's middle half▼ 46.7%
Total assets€152,858within the sector's middle half-€230,197within the sector's middle half▲ 50.6%€283,688within the sector's middle half▲ 23.2%€242,975within the sector's middle half▼ 14.4%€257,053within the sector's middle half▲ 5.8%
Debt€94,106-€135,588▲ 44.1%€130,254▼ 3.9%€131,916▲ 1.3%€197,860▲ 50.0%
Working capital€57,826within the sector's middle half-€122,098within the sector's middle half▲ 111%€67,471within the sector's middle half▼ 44.7%-€12,556below the sector's middle half-€117,105below the sector's middle half▼ 833%
Solvency38.4%within the sector's middle half-41.1%within the sector's middle half▲ 2.7pp54.1%within the sector's middle half▲ 13.0pp45.7%within the sector's middle half▼ 8.4pp23.0%within the sector's middle half▼ 22.7pp
Current ratio1.61within the sector's middle half-2.14within the sector's middle half▲ 0.522.08within the sector's middle half▼ 0.060.86below the sector's middle half▼ 1.220.33below the sector's middle half▼ 0.53
Return on assets (ROA)35.2%above the sector's middle half-15.6%within the sector's middle half▼ 19.6pp20.7%within the sector's middle half▲ 5.2pp25.8%within the sector's middle half▲ 5.0pp26.5%within the sector's middle half▲ 0.7pp
above
within
below
the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257,053
Fixed assets
€198,676 ▲ 18.9%
Current assets
€58,377 ▼ 23.1%
Equity and liabilities €257,053
Equity
€59,194 ▼ 46.7%
Debt
€197,860 ▲ 50.0%
Debt's share of the balance-sheet total rises from 54.3% to 77.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59,219▼
2024 · €86,689
Cash flow
€72,733▲
2024 · €63,723
Debt to equity
3.34▲
2024 · 1.19
ROE
115.1%▲
2024 · 56.4%
Interest coverage
32.42▼
2024 · 35.32
Debt ≤ 1 year
€175,482▲
2024 · €88,434
Debt > 1 year
€22,378▼
2024 · €43,482
Income taxes
€14,895▼
2024 · €22,983
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €104 | €206 | €363 | €1,098 | €4,598 | ▲ 319% |
| Other operating charges640/8 | €190 | €1,291 | €115 | €386 | €128 | ▼ 66.9% |
| Gross operating margin9900 | €70,054 | €49,278 | €86,003 | €87,075 | €59,347 | ▼ 31.8% |
| Operating profit (loss)9901 | €69,760 | €47,781 | €85,525 | €85,591 | €54,620 | ▼ 36.2% |
| Financial income75/76B | €8 | - | €84 | €2,472 | €30,236 | ▲ 1,123% |
| Recurring financial income75 | €8 | - | €84 | €2,472 | €30,236 | ▲ 1,123% |
| Financial charges65/66B | €580 | €386 | €4,613 | €2,455 | €1,827 | ▼ 25.6% |
| Recurring financial charges65 | €580 | €386 | €4,613 | €2,455 | €1,827 | ▼ 25.6% |
| Profit (loss) for the period before taxes9903 | €69,188 | €47,395 | €80,996 | €85,609 | €83,029 | ▼ 3.0% |
| Income taxes67/77 | €15,437 | €11,538 | €22,171 | €22,983 | €14,895 | ▼ 35.2% |
| Profit (loss) for the period9904 | €53,751 | €35,858 | €58,825 | €62,625 | €68,134 | ▲ 8.8% |
| Profit (loss) for the period to be appropriated9905 | €53,751 | €35,858 | €58,825 | €62,625 | €68,134 | ▲ 8.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €152,858 | €230,197 | €283,688 | €242,975 | €257,053 | ▲ 5.8% |
| Fixed assets21/28 | €925 | €719 | €153,539 | €167,097 | €198,676 | ▲ 18.9% |
| Tangible fixed assets22/27 | €925 | €719 | €3,539 | €17,097 | €48,676 | ▲ 185% |
| Plant, machinery and equipment23 | €925 | €719 | €514 | €308 | €1,310 | ▲ 326% |
| Furniture and vehicles24 | - | - | €1,114 | €737 | €360 | ▼ 51.1% |
| Other tangible fixed assets26 | - | - | €1,911 | €16,052 | €47,006 | ▲ 193% |
| Financial fixed assets28 | - | - | €150,000 | €150,000 | €150,000 | = |
| Current assets29/58 | €151,932 | €229,477 | €130,149 | €75,878 | €58,377 | ▼ 23.1% |
| Amounts receivable within one year40/41 | €96,215 | €75,058 | €97,683 | €16,999 | €20,580 | ▲ 21.1% |
| Trade receivables40 | €96,215 | €75,058 | €91,796 | €13,526 | €15,475 | ▲ 14.4% |
| Other amounts receivable41 | - | - | €5,887 | €3,473 | €5,105 | ▲ 47.0% |
| Current investments50/53 | - | - | - | - | €1,667 | - |
| Cash at bank and in hand54/58 | €55,628 | €143,790 | €31,869 | €55,776 | €35,426 | ▼ 36.5% |
| Deferred charges and accrued income490/1 | €90 | €10,629 | €597 | €3,102 | €705 | ▼ 77.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €152,858 | €230,197 | €283,688 | €242,975 | €257,053 | ▲ 5.8% |
| Equity10/15 | €58,751 | €94,609 | €153,434 | €111,059 | €59,194 | ▼ 46.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €53,751 | €89,609 | €148,434 | €106,059 | €54,194 | ▼ 48.9% |
| Distributable reserves133 | €53,751 | €89,609 | €148,434 | €106,059 | €54,194 | ▼ 48.9% |
| Amounts payable17/49 | €94,106 | €135,588 | €130,254 | €131,916 | €197,860 | ▲ 50.0% |
| Amounts payable after more than one year17 | - | €28,208 | €64,480 | €43,482 | €22,378 | ▼ 48.5% |
| Financial debts170/4 | - | €28,208 | €64,480 | €43,482 | €22,378 | ▼ 48.5% |
| Amounts payable within one year42/48 | €94,106 | €107,380 | €62,679 | €88,434 | €175,482 | ▲ 98.4% |
| Current portion of amounts payable after more than one year42 | - | €6,792 | €20,894 | €20,998 | €21,104 | ▲ 0.5% |
| Trade debts44 | €606 | €1,955 | €1,869 | €4,458 | €13,362 | ▲ 200% |
| Suppliers440/4 | €606 | €1,955 | €1,869 | €4,458 | €13,362 | ▲ 200% |
| Taxes, remuneration and social security45 | €17,970 | €32,042 | €39,915 | €32,978 | €11,120 | ▼ 66.3% |
| Taxes450/3 | €17,970 | €32,042 | €39,915 | €32,978 | €11,120 | ▼ 66.3% |
| Other amounts payable47/48 | €75,530 | €66,590 | - | €30,000 | €129,896 | ▲ 333% |
| Accrued charges and deferred income492/3 | - | - | €3,096 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €53,751 | €35,858 | €58,825 | €62,625 | €68,134 | ▲ 8.8% |
| + Depreciation and write-downs630 | €104 | €206 | €363 | €1,098 | €4,598 | ▲ 319% |
| Operating cash flow (approximation) | €53,855 | €36,064 | €59,188 | €63,723 | €72,733 | ▲ 14.1% |
| Investment in fixed assets (approximation) | - | €0 | -€153,183 | -€14,656 | -€36,177 | ▼ 147% |
| Change in cash | - | €88,163 | -€111,921 | €23,906 | -€20,350 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 26-05-2026 | 2026-00123115 |
| 31-12-2024 | micro format | 16-07-2025 | 2025-00282106 |
| 31-12-2023 | micro format | 26-07-2024 | 2024-00299428 |
| 31-12-2022 | micro format | 24-07-2023 | 2023-00268295 |
| 31-12-2021 | micro format | 12-07-2022 | 2022-20186826 |
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Of the 82,290 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,868. 39,988 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2023 · 1 entry · €468 awarded · €468 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.