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FACTUM

Active
Private limited companyfounded 20233 yrs activeGiezeveld 17, 9230 Wetteren, BelgiumKBO/BCE: BE 0801.330.460
Summary

FACTUM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10,376 and a net result of €5,376. Its solvency ranks better than 16% of 37965 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes
Profitability77
Solvency38
Growth-
Track record79
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99; short-term debt: 52.8% and cash: 40.8% of total assets), and 86.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
13.2%
Return on assets
6.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37965 sector peers (2024).
NBB · sector comparison
Position among 37965 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FACTUM was incorporated on 2 May 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€10,376
Total assets
€78,878
Net result
€5,376
Working capital
-€598

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €78,878
Fixed assets €37,812
Current assets €41,066
Equity and liabilities €78,878
Equity €10,376
Debt €68,502
Debt finances 86.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€21,361
Cash flow
€15,942
Current ratio
0.99
Debt to equity
6.60
ROE
51.8%
ROA
6.8%
Interest coverage
6.12
Debt ≤ 1 year
€41,664
Debt > 1 year
€26,838
Income taxes
€1,992

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet Code2024
Assets
Total assets20/58€78,878
Fixed assets21/28€37,812
Tangible fixed assets22/27€37,812
Plant, machinery and equipment23€1,667
Furniture and vehicles24€1,544
Leasing and similar rights25€34,601
Current assets29/58€41,066
Amounts receivable within one year40/41€6,745
Trade receivables40€5,712
Other amounts receivable41€1,033
Cash at bank and in hand54/58€32,184
Deferred charges and accrued income490/1€2,136
Equity and liabilities
Total equity and liabilities10/49€78,878
Equity10/15€10,376
Contributions10/11€5,000
Profit (loss) carried forward14€5,376
Amounts payable17/49€68,502
Amounts payable after more than one year17€26,838
Financial debts170/4€26,838
Amounts payable within one year42/48€41,664
Current portion of amounts payable after more than one year42€8,377
Trade debts44€8,674
Suppliers440/4€8,674
Advances received on contracts in progress46€10,000
Taxes, remuneration and social security45€1,893
Taxes450/3€1,893
Other amounts payable47/48€12,720
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,566
Other operating charges640/8€2,486
Gross operating margin9900€23,847
Operating profit (loss)9901€10,795
Financial income75/76B€65
Recurring financial income75€65
Financial charges65/66B€3,492
Recurring financial charges65€3,492
Profit (loss) for the period before taxes9903€7,368
Income taxes67/77€1,992
Profit (loss) for the period9904€5,376
Profit (loss) for the period to be appropriated9905€5,376
Appropriation of the result
Profit (loss) to be appropriated9906€5,376

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,566
Other operating charges640/8€2,486
Gross operating margin9900€23,847
Operating profit (loss)9901€10,795
Financial income75/76B€65
Recurring financial income75€65
Financial charges65/66B€3,492
Recurring financial charges65€3,492
Profit (loss) for the period before taxes9903€7,368
Income taxes67/77€1,992
Profit (loss) for the period9904€5,376
Profit (loss) for the period to be appropriated9905€5,376
Line2024
Assets
Total assets20/58€78,878
Fixed assets21/28€37,812
Tangible fixed assets22/27€37,812
Plant, machinery and equipment23€1,667
Furniture and vehicles24€1,544
Leasing and similar rights25€34,601
Current assets29/58€41,066
Amounts receivable within one year40/41€6,745
Trade receivables40€5,712
Other amounts receivable41€1,033
Cash at bank and in hand54/58€32,184
Deferred charges and accrued income490/1€2,136
Equity and liabilities
Total equity and liabilities10/49€78,878
Equity10/15€10,376
Contributions10/11€5,000
Profit (loss) carried forward14€5,376
Amounts payable17/49€68,502
Amounts payable after more than one year17€26,838
Financial debts170/4€26,838
Amounts payable within one year42/48€41,664
Current portion of amounts payable after more than one year42€8,377
Trade debts44€8,674
Suppliers440/4€8,674
Advances received on contracts in progress46€10,000
Taxes, remuneration and social security45€1,893
Taxes450/3€1,893
Other amounts payable47/48€12,720
Line2024
Profit (loss) for the period9904€5,376
+ Depreciation and write-downs630€10,566
Operating cash flow (approximation)€15,942

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
15-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
540 m²
Building footprint
111 m²
Volume, LiDAR
636 m³
Parcel 42302C0305/00V004, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FACTUM
Giezeveld 17, 9230 WetterenActivities of head offices; management consultancy activities
since 20232.344.647.178
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42302C0305/00V004 Flanders 540 m² 1 · 111 m² 11.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 23,352 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801330460
Also 9925:BE0801330460
Registered 06-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.