FACTUM
ActiveSummary
FACTUM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €5k. Its solvency ranks better than 16% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes
Profitability77
Solvency38
Growth-
Track record79
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99; short-term debt: 52.8% and cash: 40.8% of total assets), and 86.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.2%
Return on assets
6.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37953 sector peers (2024).
NBB · sector comparisonPosition among 37953 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2025, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€10k
Total assets
€79k
Net result
€5k
Working capital
€-598
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €79k
Fixed assets
€38k
Current assets
€41k
Equity and liabilities €79k
Equity
€10k
Debt
€69k
Debt finances 86.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k
Cash flow
€16k
Current ratio
0.99
Debt to equity
6.60
ROE
51.8%
ROA
6.8%
Interest coverage
6.12
Debt ≤ 1 year
€42k
Debt > 1 year
€27k
Income taxes
€2k
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet
Code2024
Assets
Total assets20/58€79k
Fixed assets21/28€38k
Tangible fixed assets22/27€38k
Plant, machinery and equipment23€2k
Furniture and vehicles24€2k
Leasing and similar rights25€35k
Current assets29/58€41k
Amounts receivable within one year40/41€7k
Trade receivables40€6k
Other amounts receivable41€1k
Cash at bank and in hand54/58€32k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€79k
Equity10/15€10k
Contributions10/11€5k
Profit (loss) carried forward14€5k
Amounts payable17/49€69k
Amounts payable after more than one year17€27k
Financial debts170/4€27k
Amounts payable within one year42/48€42k
Current portion of amounts payable after more than one year42€8k
Trade debts44€9k
Suppliers440/4€9k
Advances received on contracts in progress46€10k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€13k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€2k
Gross operating margin9900€24k
Operating profit (loss)9901€11k
Financial income75/76B€65
Recurring financial income75€65
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€7k
Income taxes67/77€2k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €24k |
| Operating profit (loss)9901 | €11k |
| Financial income75/76B | €65 |
| Recurring financial income75 | €65 |
| Financial charges65/66B | €3k |
| Recurring financial charges65 | €3k |
| Profit (loss) for the period before taxes9903 | €7k |
| Income taxes67/77 | €2k |
| Profit (loss) for the period9904 | €5k |
| Profit (loss) for the period to be appropriated9905 | €5k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €79k | |
| Fixed assets21/28 | €38k | |
| Tangible fixed assets22/27 | €38k | |
| Plant, machinery and equipment23 | €2k | |
| Furniture and vehicles24 | €2k | |
| Leasing and similar rights25 | €35k | |
| Current assets29/58 | €41k | |
| Amounts receivable within one year40/41 | €7k | |
| Trade receivables40 | €6k | |
| Other amounts receivable41 | €1k | |
| Cash at bank and in hand54/58 | €32k | |
| Deferred charges and accrued income490/1 | €2k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €79k | |
| Equity10/15 | €10k | |
| Contributions10/11 | €5k | |
| Profit (loss) carried forward14 | €5k | |
| Amounts payable17/49 | €69k | |
| Amounts payable after more than one year17 | €27k | |
| Financial debts170/4 | €27k | |
| Amounts payable within one year42/48 | €42k | |
| Current portion of amounts payable after more than one year42 | €8k | |
| Trade debts44 | €9k | |
| Suppliers440/4 | €9k | |
| Advances received on contracts in progress46 | €10k | |
| Taxes, remuneration and social security45 | €2k | |
| Taxes450/3 | €2k | |
| Other amounts payable47/48 | €13k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €5k |
| + Depreciation and write-downs630 | €11k |
| Operating cash flow (approximation) | €16k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2023
Ground area
540 m²
Building footprint
111 m²
Volume, LiDAR
636 m³
Parcel 42302C0305/00V004, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FACTUM
since 20232.344.647.178
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302C0305/00V004 | Flanders | 540 m² | 1 · 111 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AGRI@FUTURE
BE 0550.548.442
Aalter · Eq €10,378
Robbe Keirse
BE 0777.587.929
Lievegem · Eq €10,379
EXPL'OSE
BE 1006.435.574
Namur · Eq €10,380
THE PRESLEYS
BE 0666.856.786
Brugge · Eq €10,381
DECOTECHNICS
BE 0438.811.370
Bilzen-Hoeselt · Eq €10,382
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 23,338 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.