Equity
€39,130 ▲ 32.3%
JAMILON has made a profit in every financial year since 2022.
JAMILON
Overview
Lifetime
4 annual accounts with figures on one time axispeak €33,355 (2024)
€19,336▼ 42.0%
peak €17,561 (2024)
€9,543▼ 45.7%
peak €39,130 (2025)
€39,130▲ 32.3%
€34,795▼ 16.5%
Board1 name since 2021
1 directorTHYS Thibault Laurent Jacky
Documentsfilings and deeds
23-12-202539 days before the deadline
2025micro format
Gross margin from €33,355 to €19,336Result from €17,561 to €9,543Appointment: THYS Thibault Laurent Jacky (statutory director) 29-09Equity from €29,586 to €39,130Debts from €41,682 to €34,795
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Investments
€18,332 4.2 × depreciation
Green is investment, beige is depreciation.
Checked score
95
Excellent
Financially stronger than 62% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%highest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: < 0.1%▼ -0.1 percentage points vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: 0.1%▲ +0.1 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 1.67, cash €40,544
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €39,130 (52.9% of total assets)
Size: total assets €73,925
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 51% of them on solvency, 65% on liquidity, 56% on profitability and 75% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as JAMILON has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JAMILON itself is lower: < 0.1% within 12 months. It rests on far more data about JAMILON than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for JAMILON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.67 (1.23 in 2024), above the usual 1.5. Short-term debt is 47.1% and cash 54.8% of total assets. 47.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
39 days early
2024
52 days early
2023
5 days early
2022
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 26 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 9 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0766939408
Appointment: THYS Thibault Laurent Jacky (statutory director)
“L'élaboration de plans, de cahiers de charges, de métrés; La direction de chantiers; Le management de projets…” (deed in French) · General meeting of 17-09-2025 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: THYS Thibault Laurent Jacky · Appointment: THYS Thibault Laurent Jacky (statutory director) · published on 22-04-2021 · Gazette deed
First establishment
Quai Mativa 21, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JAMILON Liège | €73,925 | €19,336 | 52.9% | - |
| STEPHANIE SCHMETZ ARCHITECTURE Dalhem | €79,901 | €21,854 | 6.3% | - |
| Architectuurstudio KA Lierde | €79,669 | €19,531 | 57.3% | - |
| Studio Compleet Koksijde | €71,310 | €21,375 | 61.5% | - |
| SOON ARCHITECTES Mons | €77,410 | €22,325 | 42.1% | - |
| MORTIER LIEZE ARCHITECTE Kortrijk | €74,230 | €21,429 | 63.9% | - |
| 22-11 Architects Ixelles | €72,551 | €17,765 | 19.5% | - |
These companies have the same main activity as JAMILON: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €71,300 and €79,900, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 20-04-2021Normal situation
- Activity
- Activities of building architectsNACE 71111and 1 other
- Establishment unit
- 2.317.935.8534020 Liège, since 20-04-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 18-11-2025
Annual accounts to 30-06-2025
- €19,336▼ 42.0%
- €9,543▼ 45.7%
- €39,130▲ 32.3%
- €73,925▲ 3.7%
- Filing
- Filed on 23-12-2025, 39 days before the end of the filing period
Insights on JAMILON
JAMILON files the micro format. That format states no turnover. The gross margin fell from €21,311 in 2022 to €19,336 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-12-2025, 39 days before the deadline€19,336
▼ 42.0%
€13,040
▼ 44.5%
€17,411
▼ 45.7%
€13,914
▼ 46.8%
52.9%
▲ 11.4 percentage points
1.67
▲ 0.43
Money flows
no detail for 2025Balance sheet
balance sheet total €73,925 on 30-06-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
52.9%
Higher than 49% of 11,794 companies in 2025.
1.67
Higher than 41% of 11,521 companies in 2025.
12.9%
Higher than 52% of 11,605 companies in 2025.
JAMILON
Middle half of the sector
80% of the sector
Micro accounts in architecture and engineering (NACE 71)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
73,925 | 71,269 | 58,630 | 49,346 | |
21/28 |
15,930 | 19,878 | 25,983 | 33,826 | |
22/27 |
15,930 | 19,878 | 25,983 | 33,826 | |
23 |
111 | 379 | 648 | 916 | |
24 |
3,862 | 3,327 | 1,310 | 1,032 | |
25 |
0 | 2,330 | 8,299 | 14,269 | |
26 |
11,958 | 13,841 | 15,725 | 17,609 | |
29/58 |
57,995 | 51,390 | 32,647 | 15,520 | |
40/41 |
15,666 | 8,975 | 17,472 | 3,326 | |
40 |
15,511 | 8,975 | 17,472 | 1,210 | |
41 |
155 | 0 | 0 | 2,116 | |
54/58 |
40,544 | 40,716 | 13,681 | 10,715 | |
490/1 |
1,785 | 1,700 | 1,494 | 1,480 | |
| Balance sheet: equity and liabilities | |||||
10/49 |
73,925 | 71,269 | 58,630 | 49,346 | |
10/15 |
39,130 | 29,586 | 12,026 | 11,897 | |
10/11 |
3,000 | 3,000 | 3,000 | 3,000 | |
13 |
8,500 | 8,500 | 8,500 | 8,500 | |
133 |
8,500 | 8,500 | 8,500 | 8,500 | |
14 |
27,630 | 18,086 | 526 | 397 | |
17/49 |
34,795 | 41,682 | 46,604 | 37,448 | |
17 |
- | 0 | 4,736 | 9,677 | |
170/4 |
- | 0 | 4,736 | 9,677 | |
42/48 |
34,795 | 41,682 | 41,868 | 27,771 | |
42 |
0 | 5,827 | 4,941 | 3,818 | |
44 |
963 | 569 | 630 | 3,390 | |
440/4 |
963 | 569 | 630 | 3,390 | |
45 |
7,148 | 8,213 | 12,193 | 4,964 | |
450/3 |
5,648 | 6,713 | 9,193 | 4,964 | |
454/9 |
1,500 | 1,500 | 3,000 | 0 | |
47/48 |
26,684 | 27,073 | 24,104 | 15,600 | |
| Income statement | |||||
70 |
- | - | - | 129,000 | |
9900 |
19,336 | 33,355 | 12,113 | 21,311 | |
60/61 |
- | - | - | 113,906 | |
62 |
508 | 137 | 587 | - | |
630 |
4,371 | 8,605 | 8,566 | 5,357 | |
640/8 |
1,417 | 1,126 | 1,101 | 1,886 | |
66A |
- | - | 165 | - | |
9901 |
13,040 | 23,486 | 1,694 | 14,068 | |
75/76B |
9 | 9 | 5 | - | |
75 |
9 | 9 | 5 | - | |
65/66B |
61 | 106 | 161 | 437 | |
65 |
61 | 106 | 161 | 437 | |
9903 |
12,987 | 23,390 | 1,538 | 13,632 | |
67/77 |
3,444 | 5,829 | 1,410 | 4,734 | |
9904 |
9,543 | 17,561 | 128 | 8,897 | |
9905 |
9,543 | 17,561 | 128 | 8,897 | |
| Appropriation of the result | |||||
9906 |
27,630 | 18,086 | 526 | 8,897 | |
14P |
18,086 | 526 | 397 | - | |
691/2 |
- | - | - | 8,500 | |
6921 |
- | - | - | 8,500 | |
| Document | |||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 23-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 17,411 | 32,091 | 10,260 | 19,425 | ||
| 13,914 | 26,165 | 8,694 | 14,254 | ||
| 18,332 | 2,500 | 723 | 39,183 | ||
| -172 | 27,035 | 2,966 | - | ||
| 23,200 | 9,708 | -9,221 | -12,251 | ||
| - | - | - | 10.9% | ||
| 52.9% | 41.5% | 20.5% | 24.1% | ||
| 1.67 | 1.23 | 0.78 | 0.56 | ||
| 0.89 | 1.41 | 3.88 | 3.15 | ||
| 24.4% | 59.4% | 1.1% | 74.8% | ||
| 12.9% | 24.6% | 0.2% | 18.0% | ||
| over 100 | over 100 | 63.93 | 44.50 | ||
| - | - | - | 3 days | ||
| - | - | - | 11 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | €18,332 | €2,500 | €723 | €39,183 |
| €4,371 | €8,605 | €8,566 | €5,357 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on JAMILON
The operating result for 2025 is 44% lower than in 2024.
Debt's share of the balance-sheet total falls from 58.5% to 47.1%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, no change since 2025Statutory director
appointed by deed of 22-04-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 23-12-2025
Mandates through the years
1 name, the dashed line is todayTHYS Thibault Laurent Jacky
Statutory director
Statutory director
Board
Mandates as a list
- THYS Thibault Laurent Jacky
- Statutory director, appointed by deed of 22-04-2021, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €391 in 2025
- Source
- deed of 22-04-2021
Articles of association
deed of 22-04-2021 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, personnes physiques habilitées à exercer la profession d'architecte et inscrites au tableau de l'Ordre des…”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Prix de la notification initiale ou à contestation prix fixé par expert, moitié cédant,moitié acquéreurs au prorata des actions acquises”
Founder
At incorporation
deed of 22-04-2021 ↗
- THYS Thibault Laurent Jacky sole founder · 100% at incorporation
Network & group
No group
JAMILON has no parent and no holdings in its annual accounts. THYS Thibault Laurent Jacky is the only director. JAMILON shares no director with another company.
At the same address
Quai Mativa 21, 4020 Liège · 2 other companies| MGTT
registered office since 22-03-2016 · founded in 2016 |
total assets €544,766 (2025) 0650.677.087 |
| Thys, Thibault (sole trader)
establishment since 01-01-2019 |
founded in 2019 0820.023.944 |
Timeline
Timeline
10 events since 2021Board
Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-01-2027
2025
Annual accounts 2025 filed PDFmicro format · 39 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0766939408
Appointment: THYS Thibault Laurent Jacky (statutory director)“L'élaboration de plans, de cahiers de charges, de métrés; La direction de chantiers; Le management de projets…” (deed in French) · General meeting of 17-09-20252 points ▸
- General meeting, 17-09-2025
- Director appointment, THYS Thibault Laurent Jacky (statutory director)
- The deed holds 4 more points.
2024
Annual accounts 2024 filed PDFmicro format · 52 days before the deadline
Highest result from 2022 to 2025 net €17,561 ▲13,574% The operating result of €23,486 and the net result of €17,561 are both a record.
Annual accounts 2023 filed PDFmicro format · 5 days before the deadline
2023
Weakest financial year net €128 ▼98.6% The net result drops to €128, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2022 filed PDFmicro format · 6 days before the deadline
2021
IncorporationFounding capital of €3,000, 100 shares · Founder: THYS Thibault Laurent Jacky · Appointment: THYS Thibault Laurent Jacky (statutory director) · published on 22-04-20213 points ▸
- Director appointment, THYS Thibault Laurent Jacky (statutory director)
- Founder, THYS Thibault Laurent Jacky
- Founding capital, €3,000, 100 shares
First establishment Quai Mativa 21, Liège
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 20 April 2021, JAMILON was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 THYS Thibault Laurent Jacky is statutory director of the company, appointed by deed of 22-04-2021.2 Total assets went from €49,346 in 2022 to €73,925 in 2025.3
Company details
Identity
- Enterprise number
- 0766.939.408
- VAT number
- BE 0766.939.408
- Peppol ID
- 0208:0766939408
- Other Peppol ID
- 9925:BE0766939408
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-04-2021
- Financial year
- ends on 30 June
- Peppol
- Reachable since 18-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JAMILON in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-04-2021 (in French)
Activities
NACEBEL 202571111
Activities of building architects main activity
Codes under NACEBEL 2008
71111
Architectural and engineering activities; technical testing and analysis main activity
70220
Business consulting
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L'élaboration de plans, de cahiers de charges, de métrés; La direction de chantiers; Le management de projets; Réalisation de maquettes ou…”deed of 29-09-2025 (in French)
26 activities
- L'élaboration de plans, de cahiers de charges, de métrés
- La direction de chantiers
- Le management de projets
- Réalisation de maquettes ou de travaux d'illustration
- Toutes celles qui ont trait aux techniques du bâtiment (étude de stabilité et techniques spéciales)
- Relevés
- Topographie
- Urbanisme
- Aménagement du territoire
- Études structurelles
- Rénovation urbaine
- Opérations de développement rural et de développement durable
- Expertises au sens large
- Architecture d'intérieur
- Architecture paysagiste
- Architecture de jardin
- Responsable et certificateur PEB (performance énergétique du bâtiment)
- Auditeur énergétique (PAE)
- Design
- Sculpture et peinture d'art intégrée à l'architecture
- La décoration
- Travaux photographiques aériens
- Les missions confiées aux coordinateurs de chantiers en vertu de la loi relative au bien-être des travailleurs lors de l'exécution de leur travail et son arrêté royal d'exécution relatif à la coordination de la sécurité et de la santé au travail sur les chantiers temporaires ou mobiles
- L'exercice de la profession d'architecte ainsi que toutes activités connexes et non incompatibles avec la profession d’architecte au sens le plus large
- La gestion en tant que gérant ou administrateur d’une société professionnelle d’architecture
- La gestion d’un patrimoine immobilier, la vente, l’échange, l’achat, l’entretien, le développement, l’embellissement, la location
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Quai Mativa 21 registered office 4020 Liège | 20-04-2021 | 2.317.935.853 |
Buildings and parcels at the address
- Ground area
- 406 m²
- Buildings
- 75 m²
- Volume, LiDAR
- 913 m³
- Tallest building
- 14.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62806C0376/02N000 | 406 m² | 1 · 75 m² | 14.4 m · 4 |