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JAMILON

Active
Private limited companyfounded 20215 yrs activeQuai Mativa 21, 4020 Liège, BelgiumKBO/BCE: BE 0766.939.408
Summary

JAMILON has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,130 and a net result of €9,543. Equity is growing by ~44.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 9511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability85▼-15
Solvency78▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.23 in 2024; short-term debt: 47.1% and cash: 54.8% of total assets), and 47.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
39 d early
2024
52 d early
2023
5 d early
2022
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 April 2021, JAMILON was incorporated as a Private limited company.1 Total assets went from EUR 49,346 in 2022 to EUR 73,925 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€129,000
EBIT margin
10.9%
Net result
€9,543▼ 45.7%
2024 · €17,561
Working capital
€23,200▲ 139%
2024 · €9,708
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Turnover€129,000-
Operating result€14,068-€1,694▼ 88.0%€23,486▲ 1,286%€13,040▼ 44.5%
Net result€8,897-€128▼ 98.6%€17,561▲ 13,574%€9,543▼ 45.7%
EBIT margin10.9%-
Equity€11,897-€12,026▲ 1.1%€29,586▲ 146%€39,130▲ 32.3%
Total assets€49,346-€58,630▲ 18.8%€71,269▲ 21.6%€73,925▲ 3.7%
Debt€37,448-€46,604▲ 24.4%€41,682▼ 10.6%€34,795▼ 16.5%
Working capital-€12,251--€9,221▲ 24.7%€9,708€23,200▲ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2022: €14,068€14,068Net result 2022: €8,897€8,897Operating result 2023: €1,694€1,694Net result 2023: €128€128Operating result 2024: €23,486€23,486Net result 2024: €17,561€17,561Operating result 2025: €13,040€13,040Net result 2025: €9,543€9,5432022202320242025€0€10,000€20,000Operating result 2023: €1,694€1,690Net result 2023: €128€128Operating result 2024: €23,486€23,500Net result 2024: €17,561€17,600Operating result 2025: €13,040€13,000Net result 2025: €9,543€9,540202320242025
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73,925
Fixed assets €15,930 ▼ 19.9%
Current assets €57,995 ▲ 12.9%
Equity and liabilities €73,925
Equity €39,130 ▲ 32.3%
Debt €34,795 ▼ 16.5%
Debt's share of the balance-sheet total falls from 58.5% to 47.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,411▼
2024 · €32,091
Cash flow
€13,914▼
2024 · €26,165
Current ratio
1.67▲
2024 · 1.23
Debt to equity
0.89▼
2024 · 1.41
ROE
24.4%▼
2024 · 59.4%
ROA
12.9%▼
2024 · 24.6%
Interest coverage
285.00▼
2024 · 303.41
Debt ≤ 1 year
€34,795▼
2024 · €41,682
Income taxes
€3,444▼
2024 · €5,829
Staff costs
€508▲
2024 · €137
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€71,269€73,925▲
Fixed assets21/28€19,878€15,930▼
Tangible fixed assets22/27€19,878€15,930▼
Plant, machinery and equipment23€379€111▼
Furniture and vehicles24€3,327€3,862▲
Leasing and similar rights25€2,330€0▼
Other tangible fixed assets26€13,841€11,958▼
Current assets29/58€51,390€57,995▲
Amounts receivable within one year40/41€8,975€15,666▲
Trade receivables40€8,975€15,511▲
Other amounts receivable41€0€155▲
Cash at bank and in hand54/58€40,716€40,544▼
Deferred charges and accrued income490/1€1,700€1,785▲
Equity and liabilities
Total equity and liabilities10/49€71,269€73,925▲
Equity10/15€29,586€39,130▲
Contributions10/11€3,000€3,000=
Reserves13€8,500€8,500=
Distributable reserves133€8,500€8,500=
Profit (loss) carried forward14€18,086€27,630▲
Amounts payable17/49€41,682€34,795▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€41,682€34,795▼
Current portion of amounts payable after more than one year42€5,827€0▼
Trade debts44€569€963▲
Suppliers440/4€569€963▲
Taxes, remuneration and social security45€8,213€7,148▼
Taxes450/3€6,713€5,648▼
Remuneration and social security454/9€1,500€1,500=
Other amounts payable47/48€27,073€26,684▼
Income statement Code20242025
Remuneration, social security and pensions62€137€508▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,605€4,371▼
Other operating charges640/8€1,126€1,417▲
Gross operating margin9900€33,355€19,336▼
Operating profit (loss)9901€23,486€13,040▼
Financial income75/76B€9€9▼
Recurring financial income75€9€9▼
Financial charges65/66B€106€61▼
Recurring financial charges65€106€61▼
Profit (loss) for the period before taxes9903€23,390€12,987▼
Income taxes67/77€5,829€3,444▼
Profit (loss) for the period9904€17,561€9,543▼
Profit (loss) for the period to be appropriated9905€17,561€9,543▼
Appropriation of the result
Profit (loss) to be appropriated9906€18,086€27,630▲
Profit (loss) brought forward from the previous period14P€526€18,086▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Turnover70€129,000----
Goods, raw materials, services and sundry goods60/61€113,906----
Remuneration, social security and pensions62-€587€137€508▲ 270%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,357€8,566€8,605€4,371▼ 49.2%
Other operating charges640/8€1,886€1,101€1,126€1,417▲ 25.9%
Non-recurring operating charges66A-€165---
Gross operating margin9900€21,311€12,113€33,355€19,336▼ 42.0%
Operating profit (loss)9901€14,068€1,694€23,486€13,040▼ 44.5%
Financial income75/76B-€5€9€9▼ 3.6%
Recurring financial income75-€5€9€9▼ 3.6%
Financial charges65/66B€437€161€106€61▼ 42.2%
Recurring financial charges65€437€161€106€61▼ 42.2%
Profit (loss) for the period before taxes9903€13,632€1,538€23,390€12,987▼ 44.5%
Income taxes67/77€4,734€1,410€5,829€3,444▼ 40.9%
Profit (loss) for the period9904€8,897€128€17,561€9,543▼ 45.7%
Profit (loss) for the period to be appropriated9905€8,897€128€17,561€9,543▼ 45.7%
Line2022202320242025Change
Assets
Total assets20/58€49,346€58,630€71,269€73,925▲ 3.7%
Fixed assets21/28€33,826€25,983€19,878€15,930▼ 19.9%
Tangible fixed assets22/27€33,826€25,983€19,878€15,930▼ 19.9%
Plant, machinery and equipment23€916€648€379€111▼ 70.8%
Furniture and vehicles24€1,032€1,310€3,327€3,862▲ 16.1%
Leasing and similar rights25€14,269€8,299€2,330€0▼ 100%
Other tangible fixed assets26€17,609€15,725€13,841€11,958▼ 13.6%
Current assets29/58€15,520€32,647€51,390€57,995▲ 12.9%
Amounts receivable within one year40/41€3,326€17,472€8,975€15,666▲ 74.6%
Trade receivables40€1,210€17,472€8,975€15,511▲ 72.8%
Other amounts receivable41€2,116€0€0€155-
Cash at bank and in hand54/58€10,715€13,681€40,716€40,544▼ 0.4%
Deferred charges and accrued income490/1€1,480€1,494€1,700€1,785▲ 5.0%
Equity and liabilities
Total equity and liabilities10/49€49,346€58,630€71,269€73,925▲ 3.7%
Equity10/15€11,897€12,026€29,586€39,130▲ 32.3%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13€8,500€8,500€8,500€8,500=
Distributable reserves133€8,500€8,500€8,500€8,500=
Profit (loss) carried forward14€397€526€18,086€27,630▲ 52.8%
Amounts payable17/49€37,448€46,604€41,682€34,795▼ 16.5%
Amounts payable after more than one year17€9,677€4,736€0--
Financial debts170/4€9,677€4,736€0--
Amounts payable within one year42/48€27,771€41,868€41,682€34,795▼ 16.5%
Current portion of amounts payable after more than one year42€3,818€4,941€5,827€0▼ 100%
Trade debts44€3,390€630€569€963▲ 69.3%
Suppliers440/4€3,390€630€569€963▲ 69.3%
Taxes, remuneration and social security45€4,964€12,193€8,213€7,148▼ 13.0%
Taxes450/3€4,964€9,193€6,713€5,648▼ 15.9%
Remuneration and social security454/9€0€3,000€1,500€1,500=
Other amounts payable47/48€15,600€24,104€27,073€26,684▼ 1.4%
Line2022202320242025Change
Profit (loss) for the period9904€8,897€128€17,561€9,543▼ 45.7%
+ Depreciation and write-downs630€5,357€8,566€8,605€4,371▼ 49.2%
Operating cash flow (approximation)€14,254€8,694€26,165€13,914▼ 46.8%
Investment in fixed assets (approximation)--€723-€2,500-€423▲ 83.1%
Change in cash-€2,966€27,035-€172▼ 101%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
10-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Highest result since 2022net €17,561 ▲13,574%
Operating result €23,486, net result €17,561, both a record.
26-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Weakest financial yearnet €128 ▼98.6%
Net result drops to €128, the lowest in the series; recovery starts the following year.
25-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
406 m²
Building footprint
75 m²
Volume, LiDAR
913 m³
Parcel 62806C0376/02N000, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
JAMILON
Quai Mativa 21, 4020 LiègeRenting and operating of own or leased residential real estate, excluding social housing
since 20212.317.935.853
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62806C0376/02N000 Wallonia 406 m² 1 · 75 m² 14.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,249 companies in sector 71111 we hold annual accounts for 6,320. 5,155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-04-2021
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.