Studio Compleet
ActiveStudio Compleet has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €7k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-5
Solvency87▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.44 against 1.16 in 2024; short-term debt: 38.5% and cash: 3.7% of total assets), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
10.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
6 d early
2022
29 d early
2021
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 20.5%
2024 · €36k
2021: €11k
2022: €28k
2023: €33k
2024: €36k
2021 → 2025
Total assets
€71k▲ 26.1%
2024 · €57k
2021: €16k
2022: €35k
2023: €42k
2024: €57k
2021 → 2025
Net result
€7k▼ 8.8%
2024 · €8k
2021: €6k
2022: €18k
2023: €5k
2024: €8k
2021 → 2025
Working capital
€-15k
2024 · €3k
2021: €7k
2022: €21k
2023: €18k
2024: €3k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€28k▲ 168%€33k▲ 17.3%€36k▲ 9.5%€44k▲ 20.5%
Operating result€8k-€24k▲ 214%€7k▼ 70.7%€11k▲ 52.4%€10k▼ 3.5%
Net result€6k-€18k▲ 220%€5k▼ 72.5%€8k▲ 67.4%€7k▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€59k▲ 78.2%
Current assets
€12k▼ 48.1%
Equity and liabilities €71k
Equity
€44k▲ 20.5%
Debt
€27k▲ 36.1%
The debt ratio rises from 35.7% to 38.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €16k
Cash flow
€18k▲
2024 · €14k
Solvency
61.5%▼
2024 · 64.3%
Current ratio
0.44▼
2024 · 1.16
Quick ratio
0.44▼
2024 · 1.16
Debt / equity
0.63▲
2024 · 0.55
ROE
17.0%▼
2024 · 22.5%
ROA
10.5%▼
2024 · 14.5%
Interest coverage
166.44▲
2024 · 162.01
Debt
€27k▲
2024 · €20k
Debt ≤ 1 year
€27k▲
2024 · €20k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€71k▲
Fixed assets21/28€33k€59k▲
Tangible fixed assets22/27€28k€27k▼
Plant, machinery and equipment23€20k€22k▲
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€5k€32k▲
Current assets29/58€23k€12k▼
Amounts receivable within one year40/41€20k€9k▼
Trade receivables40€17k€8k▼
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1-€629
Equity and liabilities
Total equity and liabilities10/49€57k€71k▲
Equity10/15€36k€44k▲
Contributions10/11€5k€5k=
Reserves13€31k€39k▲
Distributable reserves133€31k€39k▲
Amounts payable17/49€20k€27k▲
Amounts payable within one year42/48€20k€27k▲
Current portion of amounts payable after more than one year42-€23k
Trade debts44€930€1k▲
Suppliers440/4€930€1k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€15k€538▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€10k▲
Other operating charges640/8€648€971▲
Non-recurring operating charges66A€127-
Gross operating margin9900€17k€21k▲
Operating profit (loss)9901€11k€10k▼
Financial income75/76B€28€161▲
Recurring financial income75€28€161▲
Financial charges65/66B€99€123▲
Recurring financial charges65€99€123▲
Profit (loss) for the period before taxes9903€11k€10k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€8k€7k▼
Profit (loss) for the period to be appropriated9905€8k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€7k▼
Transfer from equity791/2€5k-
Transfer to equity691/2€8k€7k▼
To other reserves6921€8k€7k▼
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €5k ▼72.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2021net €18k ▲220%
Operating result €24k, net result €18k, both a record.
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerikstraat(Odk) 178670 KoksijdeGround area
1,025 m²
Building footprint
131 m²
Volume, LiDAR
851 m³
Parcel 38018A1084/00_000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Studio Compleet
since 20212.314.543.526
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A1084/00_000 | Flanders | 1,025 m² | 1 · 131 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEST architecten
BE 0785.294.281
Sint-Laureins · Eq €44k
Pure Construct
BE 0755.356.123
Lier · Eq €44k
Atelier d’Architecture AC
BE 0673.808.619
Courcelles · Eq €44k
GEOFFREY PALM ARCHITECTURE
BE 0801.946.807
Herve · Eq €44k
ETIENNE FRANKART-ARCHITECTE
BE 0476.587.229
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 5,243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2021
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.