JAJOLI
ActiveSummary
JAJOLI has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €431,820 and a net result of -€224,014. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 1556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
What they do
Renting and leasing of other personal and household goods
NACE 77229NACE 71408NACE 77299
#6 company by total assets in Bonheiden, Administrative and support services sector1 site
How big
€1.2mtotal assets 2025
- Equity
- €431,820
- Loss
- -€224,014
Turnover not published (abridged schema)
Who decides
Accounts filed 37 d late2 of 7 deeds read
Why 50- Higher-failure-rate sector- Annual accounts: weaker financial profile- Persistent losses+ Long track record+ Lower-risk legal formFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-2
Solvency60▼-20
Growth22=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 8.65 against 23.53 in 2024; short-term debt: 10.3% and cash: 0.4% of total assets), but 65.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
-18.1%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€224,014
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-03-2026, 37 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
37 d late
2024
59 d late
2023
43 d late
2022
288 d late
2021
57 d late
2020
85 d late
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 74 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Algemene Vergadering - BoekjaarStatutes amendment · Power of…
- Resignation: van Gaal Jade (director)State Gazette act
- Annual accounts filedfiscal year 2025 · micro…
Financials
Fiscal year 2025Total assets €1.2mLoss -€224,014Solvency 34.9%Liquidity 8.65
Turnover
€81,593▼ 27.7%
2019 - 2021
Net result
-€224,014▼ 37.8%
2019 - 2025
Equity
€431,820▼ 34.2%
2019 - 2025
Solvency
34.9%▼ 20.5pp
2019 - 2025
Financials · fiscal year 2025, micro schema
In the rankings
#6 company by total assets in Bonheiden, Administrative and support services sector#6 company by equity in Bonheiden, Administrative and support services sector#7 oldest company in Bonheiden, Administrative and support services sector
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€0.08m▼ 27.7%
Operating result-€0.08m▼ 50.1%€0.1m-€0.1m-€0.2m▼ 25.6%-€0.2m▼ 37.5%
Net result-€0.07mbelow the sector's middle half▲ 6.0%-€0.1mbelow the sector's middle half▼ 68.8%-€0.1mbelow the sector's middle half▼ 16.0%-€0.2mbelow the sector's middle half▼ 25.2%-€0.2mbelow the sector's middle half▼ 37.8%
EBIT margin-93.2%▼ 48.3pp
Equity€1.1mwithin the sector's middle half▼ 5.9%€0.9mwithin the sector's middle half▼ 10.6%€0.8mabove the sector's middle half▼ 13.7%€0.7mabove the sector's middle half▼ 19.9%€0.4mabove the sector's middle half▼ 34.2%
Total assets€2.4mwithin the sector's middle half▼ 13.1%€1.5mwithin the sector's middle half▼ 37.7%€1.4mabove the sector's middle half▼ 6.9%€1.2mabove the sector's middle half▼ 14.6%€1.2mabove the sector's middle half▲ 4.6%
Debt€1.3m▼ 18.1%€0.5m▼ 59.3%€0.6m▲ 4.9%€0.5m▼ 6.9%€0.8m▲ 52.7%
Working capital€0.1mwithin the sector's middle half€1.4mabove the sector's middle half▲ 942%€1.3mabove the sector's middle half▼ 9.0%€1.1mabove the sector's middle half▼ 12.6%€1.0mabove the sector's middle half▼ 13.3%
Solvency44.4%within the sector's middle half▲ 3.4pp63.7%above the sector's middle half▲ 19.3pp59.1%within the sector's middle half▼ 4.6pp55.4%within the sector's middle half▼ 3.7pp34.9%within the sector's middle half▼ 20.5pp
Current ratio2.76above the sector's middle half▲ 1.9423.56above the sector's middle half▲ 20.8015.46above the sector's middle half▼ 8.1023.53above the sector's middle half▲ 8.068.65above the sector's middle half▼ 14.88
Return on assets (ROA)-2.8%below the sector's middle half▼ 0.2pp-7.5%below the sector's middle half▼ 4.7pp-9.4%below the sector's middle half▼ 1.9pp-13.7%below the sector's middle half▼ 4.4pp-18.1%below the sector's middle half▼ 4.4pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €222,846 in 2025 against €162,121 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€130,987 ▲ 3,398%
Current assets
€1.1m ▼ 6.2%
Equity and liabilities €1.2m
Equity
€431,820 ▼ 34.2%
Debt
€806,622 ▲ 52.7%
Debt's share of the balance-sheet total rises from 44.6% to 65.1%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
-€221,589▼
2024 · -€159,542
Cash flow
-€222,757▼
2024 · -€160,024
Debt to equity
1.87▲
2024 · 0.81
ROE
-51.9%▼
2024 · -24.8%
Interest coverage
-185.41▲
2024 · -322.52
Debt ≤ 1 year
€128,059▲
2024 · €50,166
Debt > 1 year
€678,564▲
2024 · €478,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 928 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.1%
went bankrupt
8.8%
stopped otherwise
90%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 928 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €81,593 | - | - | - | - | - |
| Non-recurring operating income76A | - | €370,290 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €119,646 | €3,501 | €2,786 | €2,579 | €1,257 | ▼ 51.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €194,490 | - | - |
| Other operating charges640/8 | - | €13,502 | €3,885 | €2,973 | €8,786 | ▲ 196% |
| Gross operating margin9900 | €48,341 | €116,785 | -€122,391 | €37,921 | -€212,804 | ▼ 661% |
| Operating profit (loss)9901 | -€76,008 | €99,782 | -€129,061 | -€162,121 | -€222,846 | ▼ 37.5% |
| Financial income75/76B | - | €600 | €276 | €13 | €28 | ▲ 110% |
| Recurring financial income75 | €0 | €600 | €276 | €13 | €28 | ▲ 110% |
| Non-recurring financial income76B | - | €600 | - | - | - | - |
| Financial charges65/66B | - | €212,096 | €1,088 | €495 | €1,195 | ▲ 142% |
| Recurring financial charges65 | €5,774 | €212,096 | €1,088 | €495 | €1,195 | ▲ 142% |
| Profit (loss) for the period before taxes9903 | -€66,343 | -€111,715 | -€129,874 | -€162,603 | -€224,014 | ▼ 37.8% |
| Income taxes67/77 | - | €241 | - | - | - | - |
| Profit (loss) for the period9904 | -€66,343 | -€111,955 | -€129,874 | -€162,603 | -€224,014 | ▼ 37.8% |
| Profit (loss) for the period to be appropriated9905 | -€66,343 | -€111,955 | -€129,874 | -€162,603 | -€224,014 | ▼ 37.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €1.5m | €1.4m | €1.2m | €1.2m | ▲ 4.6% |
| Fixed assets21/28 | €2.2m | €0.004m | €0.003m | €0.004m | €0.1m | ▲ 3,398% |
| Tangible fixed assets22/27 | €2.2m | €0.004m | €0.001m | €0.002m | €0.001m | ▼ 56.0% |
| Plant, machinery and equipment23 | - | €0.001m | €0.001m | - | - | - |
| Furniture and vehicles24 | - | €0.003m | €0.001m | €0.002m | €0.001m | ▼ 56.0% |
| Financial fixed assets28 | - | - | €0.002m | €0.002m | €0.1m | ▲ 8,567% |
| Current assets29/58 | €0.2m | €1.5m | €1.4m | €1.2m | €1.1m | ▼ 6.2% |
| Amounts receivable within one year40/41 | €0.2m | €1.3m | €1.4m | €1.2m | €1.1m | ▼ 6.4% |
| Trade receivables40 | - | €0.02m | €0.02m | €0.002m | €0.02m | ▲ 1,020% |
| Other amounts receivable41 | - | €1.2m | €1.4m | €1.2m | €1.1m | ▼ 7.9% |
| Cash at bank and in hand54/58 | €189 | €0.2m | €198 | €0.002m | €0.004m | ▲ 154% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €1.5m | €1.4m | €1.2m | €1.2m | ▲ 4.6% |
| Equity10/15 | €1.1m | €0.9m | €0.8m | €0.7m | €0.4m | ▼ 34.2% |
| Contributions10/11 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Capital10 | - | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Issued capital100 | - | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Reserves13 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Non-distributable reserves130/1 | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Legal reserve130 | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Tax-exempt reserves132 | - | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Profit (loss) carried forward14 | -€0.4m | -€0.5m | -€0.7m | -€0.8m | -€1.1m | ▼ 26.9% |
| Amounts payable17/49 | €1.3m | €0.5m | €0.6m | €0.5m | €0.8m | ▲ 52.7% |
| Amounts payable after more than one year17 | €1.3m | €0.5m | €0.5m | €0.5m | €0.7m | ▲ 42.0% |
| Financial debts170/4 | - | €0.5m | €0.5m | €0.5m | €0.7m | ▲ 42.0% |
| Amounts payable within one year42/48 | €0.08m | €0.06m | €0.09m | €0.05m | €0.1m | ▲ 155% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €0.07m | - |
| Financial debts43 | - | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Credit institutions430/8 | - | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Trade debts44 | €0.006m | €0.01m | €0.03m | €0.02m | €0.03m | ▲ 27.2% |
| Suppliers440/4 | - | €0.01m | €0.03m | €0.02m | €0.03m | ▲ 27.2% |
| Taxes, remuneration and social security45 | - | €0.001m | €0.001m | €63 | €0.002m | ▲ 2,779% |
| Taxes450/3 | - | €0.001m | €0.001m | €63 | €0.002m | ▲ 2,779% |
| Other amounts payable47/48 | - | €0.02m | €0.04m | €0.001m | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.07m | -€0.1m | -€0.1m | -€0.2m | -€0.2m | ▼ 37.8% |
| + Depreciation and write-downs630 | €0.1m | €0.004m | €0.003m | €0.003m | €0.001m | ▼ 51.3% |
| Operating cash flow (approximation) | €0.05m | -€0.1m | -€0.1m | -€0.2m | -€0.2m | ▼ 39.2% |
| Investment in fixed assets (approximation) | - | €2.2m | -€0.002m | -€0.004m | -€0.1m | ▼ 3,570% |
| Change in cash | - | €0.2m | -€0.2m | €0.002m | €0.003m | ▲ 73.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 880 companies in this sector we hold annual accounts for 319. 223 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Board & ownership
Directors
Directors
no sitting director read yet, last change in 2025
No directors read yet: 2 of 7 Gazette acts processed. See the function holders in the CBE →
Mandate history
1 person since 2025, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| van Gaal Jade |
|
Timeline
15 eventsLatest 08-07-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
State Gazette act
Algemene Vergadering - BoekjaarStatutes amendment · Power of attorney5 facts ▸
State Gazette act
Algemene Vergadering - Boekjaar
Statutes amendment · Power of attorney5 facts ▸
- General meeting, 29-06-2026
- Statutes amendment, 24
- Statutes amendment, 32
- Power of attorney
- Other statement, verdere volmachten, ZESDE BESLISSING
05-05
State Gazette act
Resignation: van Gaal Jade (director)1 fact ▸
State Gazette act
Resignation: van Gaal Jade (director)
1 fact ▸
- Director resignation, van Gaal Jade (director)
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 37 days late
2025
30-06
Financial
Weakest financial yearnet -€224,014
Net result drops to -€224,014, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 288 days late
2022
30-06
Financial
Liquidity times 9current ratio 23.56
Current ratio from 2.76 to 23.56; short-term debt falls from €77,641 to €63,039.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 57 days late
2021
30-06
Financial
Liquidity triplescurrent ratio 2.76
Current ratio from 0.82 to 2.76; short-term debt falls from €588,448 to €77,641.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 85 days late
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
09-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 282 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 2 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Company details
Public limited company · founded 16-04-1999Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPublic limited company
Founded16-04-1999
Fiscal year end30-06
Activities, NACEBEL 2025
77229Renting and leasing of other personal and household goods
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0465906440
Also
9925:BE0465906440
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Articles of association
Annual meeting
Last Friday of June at 20:00
Sites & property
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 1999
Ground area
1,299 m²
Building footprint
289 m²
Volume, LiDAR
32 m³
Parcel 12031A0310/00A000, Flanders · tallest building 1.5 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Weynesbaan 97, 2820 Bonheiden
since 1999unit no. 2.091.177.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031A0310/00A000 | Flanders | 1,299 m² | 1 · 289 m² | 1.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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