JACQUES COENEN GROUP
ActiveJACQUES COENEN GROUP has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 19% of 189 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+1
Solvency36▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.14 in 2024; short-term debt: 88.8% and cash: 2.8% of total assets), and 88.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.2%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 189 sector peers (2025).
NBB · sector comparisonPosition among 189 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
39 d early
2023
24 d early
2022
36 d early
2021
35 d early
2020
27 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€128k
EBIT margin
-1.0%
Net result
€4k
2024 · €-8k
2018: €104k
2019: €-11k
2020: €14k
2021: €-8k
2022: €31k
2023: €-3k
2024: €-8k
2018 → 2025
Working capital
€-1.04M▲ 2.6%
2024 · €-1.07M
2018: €-1.20M
2019: €-1.18M
2020: €-1.18M
2021: €-1.16M
2022: €-1.10M
2023: €-1.08M
2024: €-1.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€128k
Equity€117k-€148k▲ 26.1%€144k▼ 2.3%€137k▼ 5.5%€141k▲ 2.9%
Operating result€-4k-€35k€-1k€-5k▼ 291%€4k
Net result€-8k-€31k€-3k€-8k▼ 137%€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.26M
Fixed assets
€1.18M▼ 2.0%
Current assets
€77k▼ 57.8%
Equity and liabilities €1.26M
Equity
€141k▲ 2.9%
Debt
€1.12M▼ 10.6%
The debt ratio falls from 90.2% to 88.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €19k
Cash flow
€28k▲
2024 · €16k
Solvency
11.2%▲
2024 · 9.8%
Current ratio
0.07▼
2024 · 0.14
Quick ratio
0.07▼
2024 · 0.14
Debt / equity
7.95▼
2024 · 9.16
ROE
2.8%▲
2024 · -5.8%
ROA
0.3%▲
2024 · -0.6%
Interest coverage
281.73▲
2024 · 23.78
Debt
€1.12M▼
2024 · €1.25M
Debt ≤ 1 year
€1.12M▼
2024 · €1.25M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.26M▼
Fixed assets21/28€1.21M€1.18M▼
Tangible fixed assets22/27€376k€353k▼
Land and buildings22€244k€232k▼
Other tangible fixed assets26€132k€120k▼
Financial fixed assets28€829k€829k=
Current assets29/58€181k€77k▼
Amounts receivable within one year40/41€21k€41k▲
Trade receivables40-€10k
Other amounts receivable41€21k€31k▲
Cash at bank and in hand54/58€160k€36k▼
Deferred charges and accrued income490/1€712€0▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.26M▼
Equity10/15€137k€141k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€68k€72k▲
Amounts payable17/49€1.25M€1.12M▼
Amounts payable within one year42/48€1.25M€1.12M▼
Trade debts44€16k€3k▼
Suppliers440/4€16k€3k▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€1.23M€1.11M▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€24k€33k▲
Operating profit (loss)9901€-5k€4k▲
Financial charges65/66B€794€99▼
Recurring financial charges65€794€99▼
Profit (loss) for the period before taxes9903€-6k€4k▲
Income taxes67/77€2k-
Profit (loss) for the period9904€-8k€4k▲
Profit (loss) for the period to be appropriated9905€-8k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€72k▲
Profit (loss) brought forward from the previous period14P€76k€68k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €-11k ▼111%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vermeerdreef 133090 OverijseGround area
720 m²
Building footprint
138 m²
Volume, LiDAR
706 m³
Parcel 23062N0045/00R014, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JC GROUP
since 19982.086.128.223
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0045/00R014 | Flanders | 720 m² | 1 · 138 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755005PPCWUNKQJ0E77
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Of 1,177 companies in sector 72109 we hold annual accounts for 715. 470 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-12-1997
Fiscal year end31-12
Abbreviation NL
JC GROUP
Activities, NACEBEL
72109Other research and development on natural sciences
73100
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.