JACQUELINE
ActiveSummary
JACQUELINE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.53M and a net result of €474k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+26
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 22.13 against 1.4 in 2024; short-term debt: 0.6% and cash: 12.9% of total assets), and 0.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
18.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.53M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
1 d early
2023
30 d late
2022
18 d late
2021
30 d late
2020
18 d late
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.53M▲ 23.1%
2024 · €2.05M
2018: €1.96M
2019: €1.87M▼ -4.8% vs 2018
2020: €1.79M▼ -4.2% vs 2019
2021: €1.79M▼ -0.2% vs 2020
2022: €1.73M▼ -3.1% vs 2021lowest in 8 years
2023: €2.09M▲ +20.9% vs 2022
2024: €2.05M▼ -1.8% vs 2023
2025: €2.53M▲ +23.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€2.54M▲ 21.4%
2024 · €2.09M
2018: €2.00M
2019: €1.91M▼ -4.5% vs 2018
2020: €1.83M▼ -3.8% vs 2019
2021: €1.83M● +0.0% vs 2020
2022: €1.78M▼ -2.9% vs 2021lowest in 8 years
2023: €2.17M▲ +21.7% vs 2022
2024: €2.09M▼ -3.3% vs 2023
2025: €2.54M▲ +21.4% vs 2024highest in 8 years
2018 → 2025
Net result
€474k
2024 · €-38k
2018: €299k
2019: €-83k▼ -128% vs 2018lowest in 8 years
2020: €-67k▲ +19.0% vs 2019
2021: €7k▲ +111% vs 2020
2022: €-43k▼ -696% vs 2021
2023: €374k▲ +968% vs 2022
2024: €-38k▼ -110% vs 2023
2025: €474k▲ +1334% vs 2024highest in 8 years
2018 → 2025
Working capital
€322k▲ 1,865%
2024 · €16k
2018: €759khighest in 8 years
2019: €344k▼ -54.7% vs 2018
2020: €116k▼ -66.2% vs 2019
2021: €144k▲ +23.5% vs 2020
2022: €72k▼ -49.7% vs 2021
2023: €162k▲ +124% vs 2022
2024: €16k▼ -89.9% vs 2023lowest in 8 years
2025: €322k▲ +1865% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.79M-€1.73M▼ 3.1%€2.09M▲ 20.9%€2.05M▼ 1.8%€2.53M▲ 23.1%
2021: €1.79M
2022: €1.73M▼ -3.1% vs 2021lowest in 5 years
2023: €2.09M▲ +20.9% vs 2022
2024: €2.05M▼ -1.8% vs 2023
2025: €2.53M▲ +23.1% vs 2024highest in 5 years
Operating result€-2k-€-53k▼ 2,607%€397k€-39k€474k
2021: €-2k
2022: €-53k▼ -2607% vs 2021lowest in 5 years
2023: €397k▲ +855% vs 2022
2024: €-39k▼ -110% vs 2023
2025: €474k▲ +1320% vs 2024highest in 5 years
Net result€7k-€-43k€374k€-38k€474k
2021: €7k
2022: €-43k▼ -696% vs 2021lowest in 5 years
2023: €374k▲ +968% vs 2022
2024: €-38k▼ -110% vs 2023
2025: €474k▲ +1334% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €474k after a loss of €39k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.54M
Fixed assets
€2.21M ▲ 8.3%
Current assets
€337k ▲ 492%
Equity and liabilities €2.54M
Equity
€2.53M ▲ 23.1%
Debt
€15k ▼ 62.5%
Debt's share of the balance-sheet total falls from 1.9% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€775k▲
2024 · €56k
Cash flow
€775k▲
2024 · €56k
Current ratio
22.13▲
2024 · 1.40
Debt to equity
0.01▼
2024 · 0.02
ROE
18.7%▲
2024 · -1.9%
ROA
18.6%▲
2024 · -1.8%
Interest coverage
1021.91▲
2024 · 46.12
Debt ≤ 1 year
€15k▼
2024 · €41k
Income taxes
€292▼
2024 · €334
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€2.54M▲
Fixed assets21/28€2.04M€2.21M▲
Tangible fixed assets22/27€2.04M€2.21M▲
Land and buildings22€2.00M€2.19M▲
Furniture and vehicles24€34k€16k▼
Current assets29/58€57k€337k▲
Amounts receivable within one year40/41€18k€1k▼
Trade receivables40€18k-
Other amounts receivable41€290€1k▲
Current investments50/53€4k€8k▲
Cash at bank and in hand54/58€34k€328k▲
Equity and liabilities
Total equity and liabilities10/49€2.09M€2.54M▲
Equity10/15€2.05M€2.53M▲
Contributions10/11€560k€616k▲
Capital10€560k-
Issued capital100€560k-
Reserves13€584k€1.02M▲
Non-distributable reserves130/1€56k-
Legal reserve130€56k-
Tax-exempt reserves132€147k€643k▲
Distributable reserves133€381k€381k=
Profit (loss) carried forward14€910k€888k▼
Amounts payable17/49€41k€15k▼
Amounts payable within one year42/48€41k€15k▼
Trade debts44€14k€381▼
Suppliers440/4€14k€381▼
Taxes, remuneration and social security45€565€935▲
Taxes450/3€565€935▲
Other amounts payable47/48€26k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€301k▲
Other operating charges640/8€10k€11k▲
Gross operating margin9900€66k€786k▲
Operating profit (loss)9901€-39k€474k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€1k€758▼
Recurring financial charges65€1k€758▼
Profit (loss) for the period before taxes9903€-38k€474k▲
Income taxes67/77€334€292▼
Profit (loss) for the period9904€-38k€474k▲
Transfer from tax-exempt reserves789€12k€18k▲
Transfer to tax-exempt reserves689-€514k
Profit (loss) for the period to be appropriated9905€-27k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€910k€888k▼
Profit (loss) brought forward from the previous period14P€937k€910k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €341k | €94k | €245k | €95k | €301k | ▲ 217% |
| Other operating charges640/8 | €12k | €10k | €12k | €10k | €11k | ▲ 12.7% |
| Gross operating margin9900 | €351k | €52k | €654k | €66k | €786k | ▲ 1,093% |
| Operating profit (loss)9901 | €-2k | €-53k | €397k | €-39k | €474k | ▲ 1,320% |
| Financial income75/76B | €10 | - | €5k | €2k | €1k | ▼ 40.8% |
| Recurring financial income75 | €10 | - | €5k | €2k | €1k | ▼ 40.8% |
| Financial charges65/66B | €2k | €2k | €2k | €1k | €758 | ▼ 37.5% |
| Recurring financial charges65 | €2k | €2k | €2k | €1k | €758 | ▼ 37.5% |
| Profit (loss) for the period before taxes9903 | €-4k | €-54k | €399k | €-38k | €474k | ▲ 1,346% |
| Transfer from deferred taxes780 | €12k | €12k | €12k | - | - | - |
| Income taxes67/77 | €846 | €453 | €38k | €334 | €292 | ▼ 12.6% |
| Profit (loss) for the period9904 | €7k | €-43k | €374k | €-38k | €474k | ▲ 1,334% |
| Transfer from tax-exempt reserves789 | - | - | - | €12k | €18k | ▲ 54.4% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €514k | - |
| Profit (loss) for the period to be appropriated9905 | €7k | €-43k | €374k | €-27k | €-22k | ▲ 17.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.83M | €1.78M | €2.17M | €2.09M | €2.54M | ▲ 21.4% |
| Fixed assets21/28 | €1.64M | €1.66M | €1.93M | €2.04M | €2.21M | ▲ 8.3% |
| Tangible fixed assets22/27 | €1.64M | €1.66M | €1.93M | €2.04M | €2.21M | ▲ 8.3% |
| Land and buildings22 | €1.61M | €1.59M | €1.88M | €2.00M | €2.19M | ▲ 9.3% |
| Furniture and vehicles24 | €36k | €71k | €53k | €34k | €16k | ▼ 51.5% |
| Current assets29/58 | €191k | €121k | €236k | €57k | €337k | ▲ 492% |
| Stocks and contracts in progress3 | - | €25k | - | - | - | - |
| Contracts in progress37 | - | €25k | - | - | - | - |
| Amounts receivable within one year40/41 | €3k | - | - | €18k | €1k | ▼ 92.0% |
| Trade receivables40 | €3k | - | - | €18k | - | - |
| Other amounts receivable41 | - | - | - | €290 | €1k | ▲ 398% |
| Current investments50/53 | €184k | €90k | €181k | €4k | €8k | ▲ 72.7% |
| Cash at bank and in hand54/58 | €4k | €6k | €54k | €34k | €328k | ▲ 854% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.83M | €1.78M | €2.17M | €2.09M | €2.54M | ▲ 21.4% |
| Equity10/15 | €1.79M | €1.73M | €2.09M | €2.05M | €2.53M | ▲ 23.1% |
| Contributions10/11 | €560k | €560k | €560k | €560k | €616k | ▲ 10.0% |
| Capital10 | €560k | €560k | €560k | €560k | - | - |
| Issued capital100 | €560k | €560k | €560k | €560k | - | - |
| Reserves13 | €246k | €234k | €596k | €584k | €1.02M | ▲ 75.3% |
| Non-distributable reserves130/1 | €56k | €56k | €56k | €56k | - | - |
| Legal reserve130 | €56k | €56k | €56k | €56k | - | - |
| Tax-exempt reserves132 | €182k | €171k | €159k | €147k | €643k | ▲ 337% |
| Distributable reserves133 | €7k | €7k | €381k | €381k | €381k | = |
| Profit (loss) carried forward14 | €980k | €937k | €937k | €910k | €888k | ▼ 2.4% |
| Amounts payable17/49 | €47k | €49k | €74k | €41k | €15k | ▼ 62.5% |
| Amounts payable within one year42/48 | €47k | €49k | €74k | €41k | €15k | ▼ 62.5% |
| Trade debts44 | €163 | €129 | €276 | €14k | €381 | ▼ 97.3% |
| Suppliers440/4 | €163 | €129 | €276 | €14k | €381 | ▼ 97.3% |
| Taxes, remuneration and social security45 | €4k | €681 | €39k | €565 | €935 | ▲ 65.5% |
| Taxes450/3 | €4k | €681 | €39k | €565 | €935 | ▲ 65.5% |
| Other amounts payable47/48 | €43k | €48k | €35k | €26k | €14k | ▼ 46.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €-43k | €374k | €-38k | €474k | ▲ 1,334% |
| + Depreciation and write-downs630 | €341k | €94k | €245k | €95k | €301k | ▲ 217% |
| Operating cash flow (approximation) | €348k | €51k | €618k | €56k | €775k | ▲ 1,274% |
| Investment in fixed assets (approximation) | - | €-111k | €-517k | €-202k | €-470k | ▼ 133% |
| Change in cash | - | €3k | €48k | €-20k | €293k | ▲ 1,571% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €474k
Net result €474k after one loss-making year.
31-12
Financial
Liquidity times 16current ratio 22.13
Current ratio from 1.40 to 22.13; short-term debt falls from €41k to €15k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €374k
Net result €374k after one loss-making year.
31-12
Financial
Equity above €2MEq €2.09M ▲20.9%
Equity rises from €1.73M to €2.09M.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 34 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1990
Ground area
12.1 ha
Building footprint
6,968 m²
Volume, LiDAR
71,187 m³
2 parcels, Brussels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JACQUELINE
since 19902.048.618.521
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813E0110/00G002 | Brussels | 12.0 ha | 1 · 6,817 m² | 11.7 m · 3 fl. |
| 23544D0095/00D003 | Flanders | 1,603 m² | 1 · 151 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 3,378 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-06-1990
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
Scores and ratios are computed by Checked and are not a credit decision.