BINNEMANS SRL
ActiveBINNEMANS SRL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €904k and a net result of €147k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 2138 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency71▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.65 in 2024), but 62.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.3%
Return on assets
6.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
12 d early
2022
17 d early
2021
2 d early
2020
3 d early
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€147k▼ 18.3%
2024 · €180k
2018: €17k
2019: €65k
2020: €115k
2021: €167k
2022: €213k
2023: €190k
2024: €180k
2018 → 2025
Working capital
€311k▲ 13.9%
2024 · €273k
2018: €-1k
2019: €43k
2020: €54k
2021: €204k
2022: €290k
2023: €336k
2024: €273k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€411k-€535k▲ 30.2%€694k▲ 29.6%€841k▲ 21.3%€904k▲ 7.4%
Operating result€249k-€302k▲ 21.0%€301k▼ 0.2%€273k▼ 9.5%€236k▼ 13.5%
Net result€167k-€213k▲ 26.9%€190k▼ 10.4%€180k▼ 5.7%€147k▼ 18.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 14% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.42M
Fixed assets
€1.58M▼ 2.0%
Current assets
€843k▲ 21.8%
Equity and liabilities €2.42M
Equity
€904k▲ 7.4%
Debt
€1.52M▲ 3.9%
The debt ratio falls from 63.4% to 62.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€459k▼
2024 · €534k
Cash flow
€370k▼
2024 · €441k
Solvency
37.3%▲
2024 · 36.6%
Current ratio
1.58▼
2024 · 1.65
Quick ratio
1.32▼
2024 · 1.38
Debt / equity
1.68▼
2024 · 1.73
ROE
16.2%▼
2024 · 21.3%
ROA
6.1%▼
2024 · 7.8%
Interest coverage
10.35▼
2024 · 18.54
Debt
€1.52M▲
2024 · €1.46M
Debt ≤ 1 year
€532k▲
2024 · €419k
Debt > 1 year
€983k▲
2024 · €949k
Income taxes
€56k▼
2024 · €72k
Staff costs
€348k▼
2024 · €352k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.30M€2.42M▲
Fixed assets21/28€1.61M€1.58M▼
Intangible fixed assets21€29k€23k▼
Tangible fixed assets22/27€1.58M€1.55M▼
Land and buildings22€1.02M€987k▼
Plant, machinery and equipment23€109k€238k▲
Furniture and vehicles24€374k€274k▼
Leasing and similar rights25€77k€54k▼
Financial fixed assets28€662€662=
Current assets29/58€692k€843k▲
Amounts receivable after more than one year29€121k€63k▼
Other amounts receivable291€121k€63k▼
Stocks and contracts in progress3€114k€139k▲
Stocks30/36€114k€139k▲
Amounts receivable within one year40/41€217k€159k▼
Trade receivables40€128k€124k▼
Other amounts receivable41€90k€34k▼
Cash at bank and in hand54/58€223k€454k▲
Deferred charges and accrued income490/1€18k€29k▲
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.42M▲
Equity10/15€841k€904k▲
Contributions10/11€19k€19k=
Reserves13€796k€860k▲
Distributable reserves133€796k€860k▲
Profit (loss) carried forward14€188€254▲
Investment grants15€27k€25k▼
Amounts payable17/49€1.46M€1.52M▲
Amounts payable after more than one year17€949k€983k▲
Financial debts170/4€949k€983k▲
Amounts payable within one year42/48€419k€532k▲
Current portion of amounts payable after more than one year42€144k€145k▲
Financial debts43-€44k
Credit institutions430/8-€44k
Trade debts44€188k€272k▲
Suppliers440/4€188k€272k▲
Taxes, remuneration and social security45€55k€71k▲
Taxes450/3€33k€47k▲
Remuneration and social security454/9€21k€24k▲
Other amounts payable47/48€33k€1k▼
Accrued charges and deferred income492/3€91k€928▼
Income statement
Code20242025
Remuneration, social security and pensions62€352k€348k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€262k€223k▼
Other operating charges640/8€13k€14k▲
Gross operating margin9900€899k€821k▼
Operating profit (loss)9901€273k€236k▼
Financial income75/76B€8k€11k▲
Recurring financial income75€7k€9k▲
Non-recurring financial income76B€670€3k▲
Financial charges65/66B€29k€44k▲
Recurring financial charges65€29k€44k▲
Profit (loss) for the period before taxes9903€251k€202k▼
Income taxes67/77€72k€56k▼
Profit (loss) for the period9904€180k€147k▼
Profit (loss) for the period to be appropriated9905€180k€147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€147k▼
Profit (loss) brought forward from the previous period14P€119€188▲
Transfer from equity791/2-€83k
Transfer to equity691/2€150k€147k▼
To other reserves6921€150k€147k▼
Profit to be distributed694/7€30k€83k▲
Return on contributions (dividend)694€30k€83k▲
Social balance
Average headcount (FTE)90876.87.2▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €213k ▲26.9%
Operating result €302k, net result €213k, both a record.
31-12
Financial
Equity above €500kEq €535k ▲30.2%
5 profitable years in a row build equity to €535k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Equity above €200kEq €229k ▲33.5%
2 profitable years in a row build equity to €229k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 2 establishment units since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ardennes 22 B7090 Braine-le-ComteGround area
5,342 m²
Building footprint
1,084 m²
3 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
BINNEMANS SPRL
since 19912.050.927.121
Rue des Postes 167, 7090 Braine-le-Comte
since 20172.269.791.882
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004F0739/00E000 | Wallonia | 4,217 m² | 1 · 861 m² | - |
| 55016B0035/00R000 | Wallonia | 622 m² | 1 · 165 m² | - |
| 55016B0085/00R000 | Wallonia | 502 m² | 1 · 57 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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POLLENTIA
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 6,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1990
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.