JACH Consult
ActiveJACH Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €58k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency54▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.17 in 2024; short-term debt: 70.8% and cash: 0.4% of total assets), and 70.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.2%
Return on assets
48.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
14 d early
2023
27 d late
2022
17 d late
2021
30 d late
2020
18 d late
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 29.0%
2024 · €27k
2018: €5k
2019: €8k
2020: €-18k
2021: €8k
2022: €71k
2023: €23k
2024: €27k
2018 → 2025
Total assets
€119k▼ 19.4%
2024 · €148k
2018: €5k
2019: €40k
2020: €70k
2021: €24k
2022: €122k
2023: €77k
2024: €148k
2018 → 2025
Net result
€58k▼ 31.4%
2024 · €84k
2018: €-2k
2019: €3k
2020: €-25k
2021: €26k
2022: €63k
2023: €65k
2024: €84k
2018 → 2025
Working capital
€31k▲ 49.3%
2024 · €21k
2019: €8k
2020: €-18k
2021: €4k
2022: €68k
2023: €19k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€71k▲ 753%€23k▼ 68.1%€27k▲ 18.9%€35k▲ 29.0%
Operating result€27k-€83k▲ 208%€80k▼ 4.0%€104k▲ 30.1%€75k▼ 27.9%
Net result€26k-€63k▲ 142%€65k▲ 4.3%€84k▲ 29.1%€58k▼ 31.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€4k▼ 39.4%
Current assets
€115k▼ 18.5%
Equity and liabilities €119k
Equity
€35k▲ 29.0%
Debt
€84k▼ 30.2%
The debt ratio falls from 81.7% to 70.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €106k
Cash flow
€60k▼
2024 · €86k
Solvency
29.2%▲
2024 · 18.3%
Current ratio
1.37▲
2024 · 1.17
Quick ratio
1.37▲
2024 · 1.17
Debt / equity
2.42▼
2024 · 4.48
ROE
166.3%▼
2024 · 312.7%
ROA
48.6%▼
2024 · 57.1%
Interest coverage
345.13▲
2024 · 232.63
Debt
€84k▼
2024 · €121k
Debt ≤ 1 year
€84k▼
2024 · €121k
Income taxes
€17k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€119k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Current assets29/58€141k€115k▼
Amounts receivable within one year40/41€138k€114k▼
Trade receivables40€58k€80k▲
Other amounts receivable41€80k€34k▼
Cash at bank and in hand54/58€3k€417▼
Deferred charges and accrued income490/1€0€795▲
Equity and liabilities
Total equity and liabilities10/49€148k€119k▼
Equity10/15€27k€35k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€6k€14k▲
Amounts payable17/49€121k€84k▼
Amounts payable within one year42/48€121k€84k▼
Trade debts44€984€6k▲
Suppliers440/4€984€6k▲
Taxes, remuneration and social security45€40k€29k▼
Taxes450/3€40k€29k▼
Other amounts payable47/48€80k€50k▼
Accrued charges and deferred income492/3€74€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€0-
Gross operating margin9900€106k€77k▼
Operating profit (loss)9901€104k€75k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€454€223▼
Recurring financial charges65€454€223▼
Profit (loss) for the period before taxes9903€103k€75k▼
Income taxes67/77€19k€17k▼
Profit (loss) for the period9904€84k€58k▼
Profit (loss) for the period to be appropriated9905€84k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€64k▼
Profit (loss) brought forward from the previous period14P€2k€6k▲
Profit to be distributed694/7€80k€50k▼
Return on contributions (dividend)694€80k€50k▼
Directors or managers695€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €84k ▲29.1%
Operating result €104k, net result €84k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Weakest financial yearnet €-25k ▼912%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 10841180 UkkelGround area
711 m²
Building footprint
361 m²
Volume, LiDAR
2,681 m³
2 parcels, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JACLO Consulting
since 20182.283.793.635
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614F0006/00G002 | Brussels | 525 m² | 1 · 278 m² | 10.7 m · 2 fl. |
| 21807G0211/00Y012 | Brussels | 186 m² | 1 · 83 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,572 companies in sector 82300 we hold annual accounts for 1,670. 1,222 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2018
Fiscal year end31-12
Activities, NACEBEL
82300Organisation of conventions and trade shows
73110Advertising agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.