Equity
€20,460 from €170,103 in 2021
Equity fell by 88% in 4 years.
UserZero
Lifetime
7 annual accounts with figures on one time axispeak €86,188 (2024)
€50,207▼ 41.7%
peak €60,222 (2024)
€30,879▼ 48.7%
peak €170,103 (2021)
€20,460unchanged
€99,819▼ 26.5%
Board2 names since 2019
2 directors and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €86,188 to €50,207Result from €60,222 to €30,879Dividend €30,879Debts from €135,836 to €99,819Cash from €84,240 to €54,331
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Debts
€99,819 83% of the balance sheet
Suppliers 11%Taxes and wages 34%Other 55%
Of this, €99,255 falls due within a year.
Filings
7 annual accounts 3 late
The 2025 accounts came latest: 31 days after the end of the period.
Starting capital
€18,600 100 shares
At the same address
21 companies
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,712 companies had the same profile as UserZero has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,712 companies, not a prediction for UserZero. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 20-02-2019
Manager, since 20-02-2019
- 99 sharesdeed of 22-02-2019
- 1 sharedeed of 22-02-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0720971207
Registered office moved from Anderlecht to Arquennes
New registered office: Chaussée de Nivelles 133, 7181 Arquennes · Previous registered office: Rue Henri Vieuxtemps 14, 1070 Anderlecht · Change of role: , from manager to director · General meeting of 21-09-2023 · Gazette deed
Incorporation
Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: and · Appointment: (manager) · published on 22-02-2019 · Gazette deed
First establishment
Henri Vieuxtempsstraat 14, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| UserZero Seneffe | €120,279 | €50,207 | 17.0% | - |
| PALAZZO EMPIRE Sint-Gillis (bij-Brussel) | €102,278 | €57,493 | 35.2% | - |
| Trebo Neupré | €131,499 | €56,524 | 91.4% | - |
| Polymorphose Saint-Ghislain | €85,690 | €47,467 | 32.5% | - |
| De Kasteelhoeve België Fleurus | €100,386 | €47,953 | -9.1% | 1.1 |
| Concept 104 Ecaussinnes | €110,776 | €33,389 | 14.6% | - |
| expo studio Deinze | €98,087 | €36,259 | 23.4% | - |
These companies have the same main activity as UserZero: organisation of conventions and trade shows (NACE 82300). They are comparable in size and age: total assets between €85,700 and €131,000, founded between 2016 and 2020.
Official details
Source: KBO- Status
- Active since 20-02-2019Normal situation
- Registered office
- 22 active companies are registered at this addressSource: KBO register, as of 12 November 2026.
- Activity
- Organisation of conventions and trade showsNACE 82300and 1 other
- Establishment unit
- 2.286.179.8351070 Anderlecht, since 20-02-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 04-06-2026
Insights on UserZero
UserZero files the micro format. That format states no turnover. The gross margin fell from €61,946 in 2019 to €50,207 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about UserZero
- What is the company number of UserZero?
- The company number of UserZero is 0720.971.207. The VAT number is the same number with BE in front: BE 0720.971.207.
- Where is UserZero based?
- The registered office is at Chaussée de Nivelles 133, 7181 Seneffe.Company details
- What does UserZero do?
- According to the KBO register, the main activity is organisation of conventions and trade shows (NACE 82300).
- What is the legal form of UserZero?
- UserZero is a private limited company (BV).
- When was UserZero founded?
- UserZero was founded on 20-02-2019.
- Is UserZero still active?
- Yes, UserZero is an active enterprise in the KBO register.
- What is the turnover of UserZero?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €50,207 and 36 comparable companies (NACE 82). It probably lies between €83,000 and €140,000. In financial year 2019 turnover was €130,000.Financials
- Is UserZero profitable?
- In financial year 2025, UserZero made a profit of €30,879.
- Where can I find the annual accounts of UserZero?
- UserZero filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of UserZero due?
- UserZero must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
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