PRODING PACT
ActiveThe computed 12-month bankruptcy probability of PRODING PACT is 1.5% (moderate). The 2025 annual accounts show equity of €40k and a net result of €-20k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 372 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-74
Solvency76▼-24
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 2.74 in 2024), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
-26.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
14 d late
2022
31 d late
2021
30 d late
2020
10 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-20k
2024 · €10k
2021: €-8k
2022: €4k
2023: €19k
2024: €10k
2021 → 2025
Working capital
€5k▼ 84.7%
2024 · €34k
2021: €4k
2022: €7k
2023: €22k
2024: €34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€41k▲ 6.3%€60k▲ 45.3%€70k▲ 17.3%€40k▼ 43.4%
Operating result€-6k-€6k€27k▲ 355%€16k▼ 42.7%€-20k
Net result€-8k-€4k€19k▲ 359%€10k▼ 44.4%€-20k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €16k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€34k▼ 7.8%
Current assets
€43k▼ 19.3%
Equity and liabilities €77k
Equity
€40k▼ 43.4%
Debt
€38k▲ 83.7%
The debt ratio rises from 22.7% to 48.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-16k▼
2024 · €20k
Cash flow
€-16k▼
2024 · €14k
Solvency
51.3%▼
2024 · 77.3%
Current ratio
1.14▼
2024 · 2.74
Quick ratio
1.14▼
2024 · 2.74
Debt / equity
0.95▲
2024 · 0.29
ROE
-51.3%▼
2024 · 14.8%
ROA
-26.3%▼
2024 · 11.4%
Interest coverage
-13.41▼
2024 · 21.24
Debt
€38k▲
2024 · €20k
Debt ≤ 1 year
€38k▲
2024 · €19k
Debt > 1 year
€0▼
2024 · €434
Income taxes
€-711▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€90k€77k▼
Fixed assets
21/28€37k€34k▼
Tangible fixed assets
22/27€12k€9k▼
Financial fixed assets
28€25k€25k=
Current assets
29/58€53k€43k▼
Amounts receivable within one year
40/41€53k€19k▼
Cash & bank
54/58€251€13k▲
Total equity & liabilities
10/49€90k€77k▼
Equity
10/15€70k€40k▼
Contributions / capital
10/11€6k€6k=
Reserves
13€29k€19k▼
Accumulated profits (losses)
14€35k€14k▼
Amounts payable
17/49€20k€38k▲
Amounts payable after one year
17€434€0▼
Amounts payable within one year
42/48€19k€38k▲
Trade debts payable within one year
44€767€6k▲
Income statement
Code20242025
Gross operating margin
9900€20k€64k▲
Operating result
9901€16k€-20k▼
Financial income
75€0€19▲
Financial charges
65€920€1k▲
Result before taxes
9903€15k€-21k▼
Income taxes
67/77€4k€-711▼
Net result for the period
9904€10k€-20k▼
Result to be appropriated
9905€10k€-20k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-20k ▼297%
Net result drops to €-20k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
2023
31-12
Financial
Highest result since 2021net €19k ▲359%
Operating result €27k, net result €19k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
DEMAIN MATIN
BE 0762.998.337
Namur · Eq €40k
NON PEUT-ÊTRE PRODUCTIONS
BE 0640.880.879
Braine-l'Alleud · Eq €40k
BLUE YUZU
BE 0747.519.909
Watermaal-Bosvoorde · Eq €39k
PITCH BLACK
BE 0803.287.880
Elsene · Eq €40k
ORAMA PRODUCTION
BE 1022.696.536
Elsene · Eq €40k
Of 1,324 companies in sector 59111 we hold annual accounts for 645. 499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2018
Fiscal year end31-12
Activities, NACEBEL
59111Production of cinema films
82300Organisation of conventions and trade shows
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
74991Agents and managers of artists, athletes and other public figures
85599Other education
90202Performing arts by artistic ensembles
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 07-08-2026. Scores and ratios are computed by Checked and are not a credit decision.