Liquidity
4.88 was 3.16 in 2024
Short-term debts fell from €26,894 to €13,608.
JAAR
Lifetime
11 annual accounts with figures on one time axispeak €65,445 (2024)
-€2,419▼ €67,864
lowest -€7,681 (2022)
-€6,448▼ €48,368
peak €66,273 (2024)
€59,825▼ 9.7%
€13,608▼ 49.4%
Board1 name since 2014
1 directorJACOBS Ariel Jean Anna
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €65,445 to -€2,419Loss of €6,448Debts from €26,894 to €13,608
Key points
from the 2025 annual accountsFilings
11 annual accounts since 2015
Two of the last ten came late. The 2020 accounts came latest: 31 days after the end of the period.
Position in the sector
-€6,448
Lower net result than 83% of companies in advertising and market research. Sector median €14,755 · 8,618 companies.
Turnover not published (micro format)
Checked score
94
Excellent
Financially stronger than 55% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.3 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.6 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €6,448 (financial year 2025)
No registered site in the KBO
lowers risk
Liquidity: current ratio 4.88, cash €39,778
Equity €59,825 (81.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 88% on liquidity, 15% on profitability and 31% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as JAAR has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JAAR itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for JAAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.88 (3.16 in 2024), above the usual 1.5. Short-term debt is 18.5% and cash 54.2% of total assets. 18.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
2 days early
2023
42 days early
2022
27 days early
2021
18 days early
2020
31 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0564916518
Amendment of the articles · Legal-form change · Resignations & appointments
Reappointment: JACOBS Ariel Jean Anna (director) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 29-12-2023 · Gazette deed
Registered office moved from Diegem to Machelen
New registered office: Woluwelaan 138, 1831 Machelen · Previous registered office: Georges De Conincklaan 3, 1831 DIEGEM · General meeting of 01-01-2018 · Gazette deed
Incorporation
published on 31-10-2014 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JAAR Machelen (Brab.) | €73,433 | -€2,419 | 81.5% | - |
| FFC INTERNATIONAL Forest | €74,747 | -€10,390 | 99.2% | - |
| StratClan Consulting Sint-Gillis (bij-Brussel) | €73,481 | -€20,353 | -11.5% | - |
| B.E. Geel | €69,597 | -€63,979 | 19.2% | - |
| Ariadne’s thread consulting Mechelen | €78,583 | -€31,408 | 98.9% | - |
| PACOADVICE Gerpinnes | €67,924 | -€9,163 | 16.6% | 0 |
| BRAND SOLUTIONS Niel | €80,196 | -€30,490 | 99.4% | - |
These companies have the same main activity as JAAR: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €67,900 and €80,200, founded between 2014 and 2015.
Official details
Source: KBO- Status
- Active since 01-10-2014Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 10-02-2026
Annual accounts 2025
- €73,433▼ 21.2%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on JAAR
JAAR files the micro format. That format states no turnover. The gross margin fell from €31,925 in 2015 to -€2,419 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JAAR
- What is the company number of JAAR?
- The company number of JAAR is 0564.916.518. The VAT number is the same number with BE in front: BE 0564.916.518.
- Where is JAAR based?
- The registered office is at Woluwelaan 138, 1831 Machelen (Brab.).Company details
- What does JAAR do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of JAAR?
- JAAR is a private limited company (BV).
- When was JAAR founded?
- JAAR was founded on 01-10-2014.
- Is JAAR still active?
- Yes, JAAR is an active enterprise in the KBO register.
- What is the turnover of JAAR?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is JAAR profitable?
- In financial year 2025, JAAR made a loss of €6,448.
- Where can I find the annual accounts of JAAR?
- JAAR filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JAAR due?
- JAAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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