JAAR
ActiveSummary
JAAR has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €-6k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-92
Solvency100▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.88 against 3.16 in 2024; short-term debt: 18.5% and cash: 54.2% of total assets), and 18.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
-8.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
2 d early
2023
42 d early
2022
27 d early
2021
18 d early
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 9.7%
2024 · €66k
2018: €46k
2019: €51k▲ +11.1% vs 2018
2020: €47k▼ -7.8% vs 2019
2021: €52k▲ +9.9% vs 2020
2022: €17k▼ -66.7% vs 2021lowest in 8 years
2023: €29k▲ +68.7% vs 2022
2024: €66k▲ +127% vs 2023highest in 8 years
2025: €60k▼ -9.7% vs 2024
2018 → 2025
Total assets
€73k▼ 21.2%
2024 · €93k
2018: €63k
2019: €65k▲ +3.7% vs 2018
2020: €63k▼ -3.4% vs 2019
2021: €67k▲ +7.4% vs 2020
2022: €66k▼ -2.1% vs 2021
2023: €58k▼ -12.7% vs 2022lowest in 8 years
2024: €93k▲ +61.5% vs 2023highest in 8 years
2025: €73k▼ -21.2% vs 2024
2018 → 2025
Net result
€-6k
2024 · €42k
2018: €5k
2019: €5k▼ -2.7% vs 2018
2020: €-4k▼ -178% vs 2019
2021: €5k▲ +217% vs 2020
2022: €-8k▼ -263% vs 2021lowest in 8 years
2023: €17k▲ +320% vs 2022
2024: €42k▲ +148% vs 2023highest in 8 years
2025: €-6k▼ -115% vs 2024
2018 → 2025
Working capital
€53k▼ 9.2%
2024 · €58k
2018: €39k
2019: €46k▲ +15.8% vs 2018
2020: €43k▼ -6.5% vs 2019
2021: €47k▲ +11.1% vs 2020
2022: €13k▼ -73.1% vs 2021lowest in 8 years
2023: €22k▲ +73.0% vs 2022
2024: €58k▲ +164% vs 2023highest in 8 years
2025: €53k▼ -9.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€17k▼ 66.7%€29k▲ 68.7%€66k▲ 127%€60k▼ 9.7%
2021: €52k
2022: €17k▼ -66.7% vs 2021lowest in 5 years
2023: €29k▲ +68.7% vs 2022
2024: €66k▲ +127% vs 2023highest in 5 years
2025: €60k▼ -9.7% vs 2024
Operating result€6k-€-7k€24k€64k▲ 169%€-4k
2021: €6k
2022: €-7k▼ -222% vs 2021lowest in 5 years
2023: €24k▲ +420% vs 2022
2024: €64k▲ +169% vs 2023highest in 5 years
2025: €-4k▼ -106% vs 2024
Net result€5k-€-8k€17k€42k▲ 148%€-6k
2021: €5k
2022: €-8k▼ -263% vs 2021lowest in 5 years
2023: €17k▲ +320% vs 2022
2024: €42k▲ +148% vs 2023highest in 5 years
2025: €-6k▼ -115% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €64k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€7k ▼ 13.2%
Current assets
€66k ▼ 21.9%
Equity and liabilities €73k
Equity
€60k ▼ 9.7%
Debt
€14k ▼ 49.4%
Debt's share of the balance-sheet total falls from 28.9% to 18.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €65k
Cash flow
€-5k▼
2024 · €43k
Current ratio
4.88▲
2024 · 3.16
Debt to equity
0.23▼
2024 · 0.41
ROE
-10.8%▼
2024 · 63.3%
ROA
-8.8%▼
2024 · 45.0%
Interest coverage
-1.23▼
2024 · 22.16
Debt ≤ 1 year
€14k▼
2024 · €27k
Income taxes
€160▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€93k€73k▼
Fixed assets21/28€8k€7k▼
Tangible fixed assets22/27€8k€7k▼
Furniture and vehicles24€8k€7k▼
Current assets29/58€85k€66k▼
Amounts receivable within one year40/41€28k€25k▼
Trade receivables40€8k€0▼
Other amounts receivable41€20k€25k▲
Cash at bank and in hand54/58€55k€40k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€93k€73k▼
Equity10/15€66k€60k▼
Contributions10/11€12k€12k=
Reserves13€54k€54k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€0€-6k▼
Amounts payable17/49€27k€14k▼
Amounts payable within one year42/48€27k€14k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€10k€500▼
Taxes450/3€10k€500▼
Other amounts payable47/48€14k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€614€1k▲
Other operating charges640/8€523€461▼
Gross operating margin9900€65k€-2k▼
Operating profit (loss)9901€64k€-4k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€61k€-6k▼
Income taxes67/77€19k€160▼
Profit (loss) for the period9904€42k€-6k▼
Profit (loss) for the period to be appropriated9905€42k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€-6k▼
Profit (loss) brought forward from the previous period14P€-8k€0▲
Transfer from equity791/2€5k€0▼
Transfer to equity691/2€34k€0▼
To other reserves6921€34k€0▼
Profit to be distributed694/7€5k€0▼
Return on contributions (dividend)694€5k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54 | - | €216 | €614 | €1k | ▲ 74.5% |
| Other operating charges640/8 | €326 | €348 | €409 | €523 | €461 | ▼ 12.0% |
| Gross operating margin9900 | €6k | €-7k | €25k | €65k | €-2k | ▼ 104% |
| Operating profit (loss)9901 | €6k | €-7k | €24k | €64k | €-4k | ▼ 106% |
| Financial income75/76B | €0 | - | - | - | - | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | €150 | €211 | €1k | €3k | €2k | ▼ 20.3% |
| Recurring financial charges65 | €150 | €211 | €1k | €3k | €2k | ▼ 20.3% |
| Profit (loss) for the period before taxes9903 | €6k | €-8k | €23k | €61k | €-6k | ▼ 110% |
| Income taxes67/77 | €1k | - | €6k | €19k | €160 | ▼ 99.2% |
| Profit (loss) for the period9904 | €5k | €-8k | €17k | €42k | €-6k | ▼ 115% |
| Profit (loss) for the period to be appropriated9905 | €5k | €-8k | €17k | €42k | €-6k | ▼ 115% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €67k | €66k | €58k | €93k | €73k | ▼ 21.2% |
| Fixed assets21/28 | €5k | €5k | €7k | €8k | €7k | ▼ 13.2% |
| Tangible fixed assets22/27 | €5k | €5k | €7k | €8k | €7k | ▼ 13.2% |
| Furniture and vehicles24 | €5k | €5k | €7k | €8k | €7k | ▼ 13.2% |
| Current assets29/58 | €63k | €61k | €51k | €85k | €66k | ▼ 21.9% |
| Amounts receivable within one year40/41 | €13k | €8k | €30k | €28k | €25k | ▼ 10.4% |
| Trade receivables40 | €13k | €8k | €25k | €8k | €0 | ▼ 100% |
| Other amounts receivable41 | €58 | - | €6k | €20k | €25k | ▲ 27.7% |
| Cash at bank and in hand54/58 | €49k | €54k | €19k | €55k | €40k | ▼ 28.2% |
| Deferred charges and accrued income490/1 | €640 | €87 | €1k | €1k | €1k | ▼ 4.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €67k | €66k | €58k | €93k | €73k | ▼ 21.2% |
| Equity10/15 | €52k | €17k | €29k | €66k | €60k | ▼ 9.7% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €40k | €13k | €25k | €54k | €54k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €0 | - | - |
| Distributable reserves133 | €38k | €11k | €22k | €54k | €54k | = |
| Profit (loss) carried forward14 | - | €-8k | €-8k | €0 | €-6k | - |
| Amounts payable17/49 | €15k | €49k | €28k | €27k | €14k | ▼ 49.4% |
| Amounts payable within one year42/48 | €15k | €49k | €28k | €27k | €14k | ▼ 49.4% |
| Trade debts44 | €1k | €3k | €991 | €2k | €1k | ▼ 44.1% |
| Suppliers440/4 | €1k | €3k | €991 | €2k | €1k | ▼ 44.1% |
| Taxes, remuneration and social security45 | €6k | €8k | €7k | €10k | €500 | ▼ 95.2% |
| Taxes450/3 | €6k | €8k | €7k | €10k | €500 | ▼ 95.2% |
| Other amounts payable47/48 | €7k | €39k | €21k | €14k | €12k | ▼ 16.9% |
| Accrued charges and deferred income492/3 | - | €23 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €-8k | €17k | €42k | €-6k | ▼ 115% |
| + Depreciation and write-downs630 | €54 | - | €216 | €614 | €1k | ▲ 74.5% |
| Operating cash flow (approximation) | €5k | €-8k | €17k | €43k | €-5k | ▼ 113% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €5k | €-34k | €36k | €-16k | ▼ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €42k ▲148%
Operating result €64k, net result €42k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.)
Ground area
842 m²
Building footprint
176 m²
Volume, LiDAR
768 m³
Parcel 23015B0221/00Y007, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0221/00Y007 | Flanders | 842 m² | 1 · 176 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 5,553 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.