Shareholders
- VDARDENNE10%
J.V.P.
ActiveSummary
J.V.P. has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.0m and a net result of €2.8m. Equity has been growing by about 9.8% per year since 2018. Its solvency ranks better than 55% of 5,040 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 25-08-1993 Normal situation
- Registered office
- 44 active companies are registered at this address Source: KBO register, as of 4 November 2026.
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 3 others
- Establishment unit
- 2.063.771.901 5000 Namur, since 04-10-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Board and ownership
Board
- DATAMManaging director · permanent representative Daniel TAMIGNAU
- ELICAMManaging director · permanent representative Philippe Clinet
- GDELHAYEManaging director · permanent representative Guillaume DELHAYE
- Auditor
- BDO Réviseurs d'Entreprises
Shareholders
- PHILIPPE CLINET30.8%annual accounts 2025
- VINCENT DARDENNE30.8%annual accounts 2025
- DATAM12.7%· score 95annual accounts 2025
- Holdings
- Shares in 32 companies including DVJ and HAFO
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Turnover
- €16.5m
- ▲ 24.1%
- Profit
- €2.8m
- ▲ 36.2%
- Equity
- €9.0m
- ▲ 17.4%
- Total assets
- €22.2m
- ▲ 12.1%
Standalone figures, without subsidiaries
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskSize: turnover €16.5m, total assets €22.2m, files consolidated accountsFounded in 1993Figures for financial year 2025 (filed on 28-07-2026)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of medium-sized companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency
65+1
equity 40.4% of total assets
Liquidity
51+6
short-term debt 30.1% · cash 11.2%
Profitability
90+2
return on assets 12.7%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €850,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.61 (1.65 in 2024), above the usual 1.5. Short-term debt is 30.1% and cash 11.2% of total assets. However, 59.6% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized). It does better than 66% of them on solvency, 75% on liquidity, 95% on profitability and 82% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 days early
2024
1 day early
2023
1 day late
2022
6 days early
2021
33 days early
2020
1 day early
2019
19 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Higher net result than 95% of companies in retail tradesector median €39,955 · 5,039 companies €2.8m View
- Heads a groupcompanies controlled · known shareholders 100% 31 View
- Positive: 8 profitable years in a rowprofit 2025: €2.8m 8 years View
- Positive: Result rose in 2025from €2.1m to €2.8m ▲ 36.2% View
Recent changes
- · Gazette deed Merger: J.V.P. takes over IMThe company holds all the shares of IM
- · Gazette deed Merger proposal: J.V.P. takes over I.M.The company holds all the shares of I.M.
- · Gazette deed Appointment: BDO Réviseurs d'entreprises (statutory auditor)Permanent representative: Christophe COLSON
Companies linked to J.V.P.
Comparable companies
These companies have the same main activity as J.V.P.: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €9.2m and €15m, founded between 1983 and 2004.
| Company | Total assets | Turnover |
|---|---|---|
| J.V.P. Namur | €22.2m | €16.5m |
| DISCOUNT V.D.H. Oudenaarde | €14.8m | €21.7m |
| JODOCO Tienen | €10.9m | €19.1m |
| MARVAN Soumagne | €9.5m | €14.8m |
| VAN ECCELPOEL Herentals | €9.2m | €14.4m |
| Delvith Sankt Vith | €11.4m | €28.7m |
| YPRA-SPAR Ieper | €10.2m | €20.2m |
Key facts about J.V.P.
- What is the company number of J.V.P.?
- The company number of J.V.P. is 0450.909.745. The VAT number is the same number with BE in front: BE 0450.909.745.
- Where is J.V.P. based?
- The registered office is at Avenue Albert 1er 97, 5000 Namur.Company details
- What does J.V.P. do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of J.V.P.?
- The legal form of J.V.P. is Public limited company (NV).
- When was J.V.P. founded?
- J.V.P. was founded on 25-08-1993.
- Is J.V.P. still active?
- Yes, J.V.P. is an active enterprise in the KBO register.
- What is the turnover of J.V.P.?
- The turnover of J.V.P. was €16.5m in financial year 2025, according to the filed annual accounts.Financials
- Is J.V.P. profitable?
- In financial year 2025, J.V.P. made a profit of €2.8m.
- Where can I find the annual accounts of J.V.P.?
- J.V.P. filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of J.V.P. due?
- J.V.P. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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