RUMCO
ActiveRUMCO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8.40M and a net result of €-18k. Equity is growing by ~38.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability37▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 52.16 against 8.06 in 2023; short-term debt: 1.9% and cash: 0% of total assets), and 10.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
71 d early
2022
108 d early
2021
9 d early
2020
19 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2024, abbreviated schema
Equity
€8.40M▼ 0.2%
2023 · €8.42M
2019: €1.96M
2020: €2.28M
2021: €2.87M
2022: €8.68M
2023: €8.42M
2019 → 2024
Total assets
€9.37M▼ 9.9%
2023 · €10.40M
2019: €3.24M
2020: €3.50M
2021: €3.86M
2022: €10.44M
2023: €10.40M
2019 → 2024
Net result
€-18k▲ 93.4%
2023 · €-264k
2019: €249k
2020: €320k
2021: €592k
2022: €5.81M
2023: €-264k
2019 → 2024
Working capital
€9.19M▲ 11.2%
2023 · €8.26M
2019: €822k
2020: €1.11M
2021: €1.48M
2022: €8.49M
2023: €8.26M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.28M-€2.87M▲ 26.0%€8.68M▲ 202%€8.42M▼ 3.0%€8.40M▼ 0.2%
Operating result€498k-€812k▲ 63.2%€7.62M▲ 839%€-92k€-22k▲ 75.7%
Net result€320k-€592k▲ 84.8%€5.81M▲ 882%€-264k€-18k▲ 93.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2024 against €92k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €9.37M
Equity
€8.40M▼ 0.2%
Provisions
€787k▼ 3.5%
Debt
€181k▼ 84.5%
The debt ratio falls from 11.2% to 1.9%. Equity and debt are lower.
Key figures and ratios
Solvency
89.7%▲
2023 · 80.9%
Current ratio
52.16▲
2023 · 8.06
Quick ratio
52.16▲
2023 · 8.06
Debt / equity
0.02▼
2023 · 0.14
ROE
-0.2%▲
2023 · -3.1%
ROA
-0.2%▲
2023 · -2.5%
Debt
€181k▼
2023 · €1.17M
Debt ≤ 1 year
€180k▼
2023 · €1.17M
Income taxes
€0▼
2023 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10.40M€9.37M▼
Fixed assets21/28€973k€0▼
Financial fixed assets28€973k€0▼
Current assets29/58€9.43M€9.37M▼
Amounts receivable after more than one year29€8.00M€9.36M▲
Other amounts receivable291€8.00M€9.36M▲
Amounts receivable within one year40/41€1.43M€0▼
Trade receivables40€2k€0▼
Other amounts receivable41€1.43M€0▼
Cash at bank and in hand54/58€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€10.40M€9.37M▼
Equity10/15€8.42M€8.40M▼
Contributions10/11€33k€33k=
Reserves13€5.28M€5.20M▼
Tax-exempt reserves132€2.50M€2.42M▼
Distributable reserves133€2.78M€2.78M=
Profit (loss) carried forward14€3.10M€3.17M▲
Provisions and deferred taxes16€816k€787k▼
Deferred taxes168€816k€787k▼
Amounts payable17/49€1.17M€181k▼
Amounts payable within one year42/48€1.17M€180k▼
Trade debts44€130k€4k▼
Suppliers440/4€130k€4k▼
Taxes, remuneration and social security45€976k€176k▼
Taxes450/3€976k€176k▼
Other amounts payable47/48€64k€0▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-89k€-19k▲
Operating profit (loss)9901€-92k€-22k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€278€24k▲
Recurring financial charges65€278€24k▲
Profit (loss) for the period before taxes9903€-92k€-46k▲
Transfer from deferred taxes780-€29k
Transfer to deferred taxes680€0-
Income taxes67/77€172k€0▼
Profit (loss) for the period9904€-264k€-18k▲
Transfer from tax-exempt reserves789-€86k
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-264k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.10M€3.17M▲
Profit (loss) brought forward from the previous period14P€3.36M€3.10M▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 6current ratio 52.16
Current ratio from 8.06 to 52.16; short-term debt falls from €1.17M to €180k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-264k ▼105%
Net result drops to €-264k, the lowest in the series; recovery starts the following year.
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €5.81M ▲882%
Operating result €7.62M, net result €5.81M, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.04
Current ratio from 3.15 to 10.04.
31-12
Financial
Equity above €5MEq €8.68M ▲202%
4 profitable years in a row build equity to €8.68M.
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
31-03
Financial
Equity above €2MEq €2.28M ▲16.4%
2 profitable years in a row build equity to €2.28M.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
13-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tielenstraat 333900 PeltGround area
1,858 m²
Building footprint
226 m²
Volume, LiDAR
1,106 m³
Parcel 72029C0124/00G000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RUMCO BVBA
since 19942.068.431.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029C0124/00G000 | Flanders | 1,858 m² | 1 · 226 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300GSOHO32NV5K998
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CORA
BE 0402.537.726
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BE 0449.737.134
Lebbeke · Eq €8.87M
J.V.P.
BE 0450.909.745
Namur · Eq €8.97M
EURO - GIJBELS
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VENFRESH BRASSCHAAT
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Stabroek · Eq €7.15M
Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-1994
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.