Skip to content

RUMCO

Active
Private limited companyfounded 1994active for 32 yearsTielenstraat 33, 3900 Pelt, BelgiumKBO/BCE: BE 0453.259.521
Summary

RUMCO has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.4m and a net result of -€427,559. Equity has been growing by about 30% per year since 2019. Its solvency ranks better than 95% of 12,812 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-08-1994 Normal situation
Registered office
23 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 5 November 2026.
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.068.431.859 3900 Pelt, since 29-12-1994
Financial year end
31 December
Peppol
Reachable since 16-02-2026

Board and ownership

Board
  • Mieke De KeyzerDirector · since 28-02-2022
  • TS 33Director · permanent representative Bart Cresens
  • TS33 BVDirector
Shareholders
  • TS 33· score 932025 annual accounts of TS 33

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€21,713
▼ 17.1%
Loss
€427,559
▲ 24×
Equity
€9.4m
▲ 11.4%
Total assets
€10.4m
▲ 10.6%
Turnover not published (abbreviated format)Net result -2,335%: merger
Score breakdownraises riskLiquidity: current ratio 1539.15, cash €723, halvedLoss of €427,559, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)lowers riskFounded in 1994Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of medium-sized companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 100=
equity 90.2% of total assets
Liquidity 50=
short-term debt 0.1% · cash 0.0%
Profitability 27-10
return on assets -4.1%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (385 companies, NACE 47, medium-sized)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €800,000 on 30-day terms is acceptable
Short-term debt is 0.1% and cash 0% of total assets. 9.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized). It does better than 96% of them on solvency, 70% on liquidity, 17% on profitability and 65% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1539.15, cash €723, halved
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €427,559, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
1 day early
2023
71 days early
2022
108 days early
2021
9 days early
2020
19 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (3 of the last 4 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€427,559 View
  • Caution: Lower net result than 95% of companies in retail tradesector median €27,541 · 12,801 companies -€427,559 View
  • Result fell in 2025merger with ARBOR ▼ 2,335% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Merger: RUMCO takes over ARBORReappointments: TS 33 (director) and Mieke De Keyzer (director) · Permanent representative: Bart Cresens · “vervanging artikel 3” (deed in Dutch)
  2. · Gazette deed Merger proposal: RUMCO takes over ARBORPermanent representative: Bart Cresens · TS 33 holds all the shares
  3. · Gazette deed 1 director appointed, 1 director resigningResignation: Bart Cresens (director) · Appointment: TS33 BV (director) · Permanent representative: Bart Cresens
All 23 events

Comparable companies

These companies have the same main activity as RUMCO: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €2.4m and €18m, founded between 1982 and 2010.

CompanyTotal assetsGross margin
RUMCO Pelt€10.4m-€0.02m
BELUVAL Koekelberg€18.1m-€0.04m
HERACHMA Tessenderlo-Ham€3.4m-€0.03m
Unidu Ostend€2.8m-€0.007m
Sweet Growth International Kapellen€2.7m-€0.05m
CRESCEIS Dilsen-Stokkem€2.4m-€0.05m
INKOOPCENTRA VAN ZON Beringen€6.5m-
Full comparison

Key facts about RUMCO

What is the company number of RUMCO?
The company number of RUMCO is 0453.259.521. The VAT number is the same number with BE in front: BE 0453.259.521.
Where is RUMCO based?
The registered office is at Tielenstraat 33, 3900 Pelt.Company details
What does RUMCO do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of RUMCO?
RUMCO is a private limited company (BV).
When was RUMCO founded?
RUMCO was founded on 18-08-1994.
Is RUMCO still active?
Yes, RUMCO is an active enterprise in the KBO register.
How many employees does RUMCO have?
RUMCO had an average of 13.4 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of RUMCO?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.
Is RUMCO profitable?
In financial year 2025, RUMCO made a loss of €427,559.
Where can I find the annual accounts of RUMCO?
RUMCO filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RUMCO due?
RUMCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.