Summary
The computed 12-month bankruptcy probability of CORA is 2.2% (moderate). The 2021 annual accounts show equity of €8.7m and a net result of -€16.1m. The company has been active since 1921 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Axes, FY 2021
Profitability8
Solvency31
Growth-
Track record85
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2021Solvency, return and age of the figures
Solvency
5.6%
Return on assets
-10.3%
Age of the figures
57 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
35 d late
2024
41 d early
2023
47 d early
2022
48 d early
2021
53 d early
2020
50 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?"LDz Compagnie franco-belge de distribution" en abrégé "LDz" en français et "LDz frans-belgische detailhandel maatschappij" en abrégé "LDz" en néerlandais · 4 companies How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2021, full schema
Turnover
€547.7m
EBIT margin
-3.0%
Net result
-€16.1m
Working capital
€4.5m
Balance-sheet composition
Assets €155.5m
Fixed assets
€34.4m
Current assets
€121.1m
Equity and liabilities €155.5m
Equity
€8.7m
Provisions
€4.0m
Debt
€142.9m
Debt finances 91.9% of the balance-sheet total.
Key figures and ratios
EBITDA
-€8.8m
Cash flow
-€8.6m
Current ratio
1.04
Quick ratio
0.50
Debt to equity
16.43
ROE
-184.8%
ROA
-10.3%
Interest coverage
-11.05
Debt ≤ 1 year
€116.6m
Debt > 1 year
€25.0m
Income taxes
€12,733
Staff costs
€86.1m
Annual accounts
| Line | 2021 |
|---|---|
| Operating income70/76A | €602.4m |
| Turnover70 | €547.7m |
| Other operating income74 | €54.5m |
| Non-recurring operating income76A | €198,418 |
| Operating charges60/66A | €618.6m |
| Goods for resale, raw materials and consumables60 | €456.5m |
| Purchases600/8 | €456.2m |
| Change in stocks: decrease (increase)609 | €363,917 |
| Services and other goods61 | €64.1m |
| Remuneration, social security and pensions62 | €86.1m |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7.4m |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€180,209 |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€242,184 |
| Other operating charges640/8 | €4.9m |
| Non-recurring operating charges66A | €5,145 |
| Operating profit (loss)9901 | -€16.2m |
| Financial income75/76B | €2.4m |
| Recurring financial income75 | €2.4m |
| Other financial income752/9 | €2.4m |
| Financial charges65/66B | €2.3m |
| Recurring financial charges65 | €2.3m |
| Debt charges650 | €793,856 |
| Other financial charges652/9 | €1.5m |
| Profit (loss) for the period before taxes9903 | -€16.1m |
| Income taxes67/77 | €12,733 |
| Taxes670/3 | €12,733 |
| Profit (loss) for the period9904 | -€16.1m |
| Profit (loss) for the period to be appropriated9905 | -€16.1m |
| Line | 2021 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €155.5m | |
| Formation expenses20 | €19,815 | |
| Fixed assets21/28 | €34.4m | |
| Intangible fixed assets21 | €3.4m | |
| Tangible fixed assets22/27 | €31.0m | |
| Land and buildings22 | €22.1m | |
| Plant, machinery and equipment23 | €6.5m | |
| Furniture and vehicles24 | €1.6m | |
| Other tangible fixed assets26 | €323,840 | |
| Assets under construction and advance payments27 | €424,677 | |
| Financial fixed assets28 | €40,408 | |
| Other financial fixed assets284/8 | €40,408 | |
| Amounts receivable and cash guarantees285/8 | €40,408 | |
| Current assets29/58 | €121.1m | |
| Stocks and contracts in progress3 | €62.8m | |
| Stocks30/36 | €62.8m | |
| Goods purchased for resale34 | €62.5m | |
| Advance payments36 | €278,454 | |
| Amounts receivable within one year40/41 | €46.8m | |
| Trade receivables40 | €9.9m | |
| Other amounts receivable41 | €36.9m | |
| Cash at bank and in hand54/58 | €10.2m | |
| Deferred charges and accrued income490/1 | €1.3m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €155.5m | |
| Equity10/15 | €8.7m | |
| Contributions10/11 | €47.9m | |
| Capital10 | €7.4m | |
| Issued capital100 | €7.4m | |
| Outside capital11 | €40.5m | |
| Share premium1100/10 | €40.5m | |
| Reserves13 | €9.6m | |
| Non-distributable reserves130/1 | €2.8m | |
| Legal reserve130 | €2.8m | |
| Tax-exempt reserves132 | €4.4m | |
| Distributable reserves133 | €2.4m | |
| Profit (loss) carried forward14 | -€48.8m | |
| Provisions and deferred taxes16 | €4.0m | |
| Provisions for liabilities and charges160/5 | €4.0m | |
| Other liabilities and charges164/5 | €4.0m | |
| Amounts payable17/49 | €142.9m | |
| Amounts payable after more than one year17 | €25.0m | |
| Financial debts170/4 | €25.0m | |
| Other loans174 | €25.0m | |
| Amounts payable within one year42/48 | €116.6m | |
| Trade debts44 | €93.7m | |
| Suppliers440/4 | €93.7m | |
| Advances received on contracts in progress46 | €45,836 | |
| Taxes, remuneration and social security45 | €20.3m | |
| Taxes450/3 | €4.4m | |
| Remuneration and social security454/9 | €15.9m | |
| Other amounts payable47/48 | €2.6m | |
| Accrued charges and deferred income492/3 | €1.2m | |
| Line | 2021 |
|---|---|
| Profit (loss) for the period9904 | -€16.1m |
| + Depreciation and write-downs630 | €7.4m |
| Operating cash flow (approximation) | -€8.6m |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 35 days late
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
NBB filing
0 of 54 acts read
About the unread acts
We know of 54 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
54 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 11 establishment units since 1964
Ground area
35.7 ha
Building footprint
14.5 ha
Volume, LiDAR
1,166,522 m³
9 parcels, Brussels, Wallonia · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
11 establishment units
CORA
since 19642.104.345.615
CORA
since 19712.104.350.860
CORA
since 19712.104.350.761
CORA
since 19722.104.341.754
CORA
since 19742.104.340.863
CORA
since 19932.104.343.041
Show 5 more locations
CORA
since 19972.104.341.358
H2C - Heppignies Cora Center
since 20042.143.906.470
Cora Service Logistique
since 20042.143.906.866
cedicora 3
since 20042.143.907.262
Cora Services Centraux
since 20042.144.366.033
9 parcels
Wallonia
7
(77.8%)
Brussels
2
(22.2%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0355/00L010 | Wallonia | 9.3 ha | 1 · 2.6 ha | 11.1 m · 2 fl. |
| 52032B0122/00S000 | Wallonia | 7.4 ha | 1 · 11 m² | 0.1 m |
| 21307F0076/00D000 | Brussels | 5.0 ha | 1 · 5.0 ha | 17.9 m · 4 fl. |
| 53041B0729/00Z003 | Wallonia | 4.2 ha | 1 · 1.7 ha | 10.7 m · 2 fl. |
| 52502C0335/00E005 | Wallonia | 3.3 ha | 1 · 2.2 ha | 9.5 m · 2 fl. |
| 21018A0197/00H000 | Brussels | 3.1 ha | 1 · 2.2 ha | 15.4 m · 3 fl. |
| 52322A0114/00P003 | Wallonia | 2.7 ha | 1 · 4,326 m² | 10.4 m · 3 fl. |
| 25744C0070/00C000 | Wallonia | 6,243 m² | 1 · 750 m² | 17.1 m · 5 fl. |
| 62087B0259/00M002 | Wallonia | 2,262 m² | 1 · 2,158 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
9 of 9 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
"LDz Compagnie franco-belge de distribution" en abrégé "LDz" en français et "LDz frans-belgische detailhandel maatschappij" en abrégé "LDz" en néerlandais
4 companies
Group, risk and exposure
Owners and holdings
3 ownersChain of control
- "LDz Compagnie franco-belge de distribution" en abrégé "LDz" en français et "LDz frans-belgische detailhandel maatschappij" en abrégé "LDz" en néerlandais
- DELFIPAR
- CORA
Highest known parent: "LDz Compagnie franco-belge de distribution" en abrégé "LDz" en français et "LDz frans-belgische detailhandel maatschappij" en abrégé "LDz" en néerlandais. The sources do not say who stands above it.
Owners 3
- DELFIPARparentSourceaccounts DELFIPAR 2024100%
- SourceLEI registerconsolidated
-
29.24%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
213800SQN6P5HG13W394
Similar companies · same sector, comparable size
DIERICKX
BE 0449.737.134
Lebbeke · Eq €8.9m
J.V.P.
BE 0450.909.745
Namur · Eq €9.0m
RUMCO
BE 0453.259.521
Pelt · Eq €8.4m
EURO - GIJBELS
BE 0439.703.374
Geel · Eq €9.2m
DELSHOP
BE 0426.645.194
Anderlecht · Eq €10.1m
Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-09-1921
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0402537726
Also
9925:BE0402537726
Registered
04-06-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
2 convocationsOrdinary general meeting
Agenda
1. Examen du rapport de gestion du conseil d’administration et du rapport du commissaire-réviseur sur l’exercice 2010. 2. Approbation des comptes annuels arrêtés au 31 décembre 2010. 3. Affectation des résultats. 4. Décharge aux administrateurs et au commissaire-réviseur
Ordinary general meeting
Agenda
1. Examen du rapport de gestion du conseil d’administration et du rapport du commissaire-réviseur sur l’exercice 2008. 2. Approbation des comptes annuels arrêtés au 31 décembre 2008. 3. Affectation des résultats. 4. Décharge aux administateurs et au commissaire-réviseur