Equity
-€26,784
Debts exceed assets in financial year 2025.
J&S CONSULTING
Lifetime
7 annual accounts with figures on one time axispeak €26,321 (2019)
-€4,407▼ €14,308
lowest -€31,980 (2021)
-€6,081▼ €13,683
peak €15,729 (2020)
-€26,784▼ €6,081
€28,055▲ 28.3%
Board4 names since 2021
1 directorPyck Anne Marie
Documentsfilings and deeds
04-07-202627 days before the deadline
2025micro format
Gross margin from €9,901 to -€4,407Loss of €6,081Equity from -€20,703 to -€26,784Debts from €21,859 to €28,055Cash from €42 to €18
Key points
from the 2025 annual accountsFilings
7 annual accounts 1 late
The 2019 accounts came 27 days late. The other six were filed on time.
Position in the sector
-2107.9%
Lower solvency than 95% of companies in advertising and market research. Sector median 53.3% · 8,600 companies.
Turnover not published (abbreviated or micro format)
Checked score
52
Fair
Financially stronger than 9% of micro companies in advertising and market research (NACE 73)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,229 companies (NACE 73, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025lowest value
03-2025: 0.5%▲ +0.1 percentage points vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025
09-2025: 0.8%● unchanged vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.7%▼ -0.1 percentage points vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.7%▼ -0.1 percentage points vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.2%▲ +0.4 percentage points vs 07-2026
09-2026: 1.1%▼ -0.1 percentage points vs 08-2026
10-2026: 1.8%▲ +0.7 percentage points vs 09-2026highest value
11-2026: 1.8%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Loss of €6,081 (financial year 2025)
Negative equity -€26,784
1 change of registered office in 24 months
lowers risk
Size: total assets €1,271
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 5% of them on solvency, 3% on liquidity, 6% on profitability and 20% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as J&S CONSULTING has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of J&S CONSULTING itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for J&S CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€26,784
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
27 days early
2024
15 days early
2023
14 days early
2022
12 days early
2021
11 days early
2020
17 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Destelbergen to Zoersel
New registered office: Eksterdreef 12, 2980 Zoersel · Previous registered office: Laarnebaan 81 bus D, 9070 Destelbergen · General meeting of 27-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0700559140
Resignation: SofieHendrickx (director)
Appointment: AnnePyck (director) · Director discharge: SofieHendrickx · General meeting of 09-04-2024 · Gazette deed
New director
HENDRICKX Sofie appointed, STABAU resigned · “Het adviseren,ontwikkelen,uitwerken,opzetten,beheren,commercialiseren,controleren en begeleiden van projecten…” (deed in Dutch) · Director discharge: STABAU · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| J&S CONSULTING Zoersel | €1,271 | -€4,407 | -2107.9% | - |
| VIRGULES Neupré | €1,400 | -€3,571 | -870.5% | - |
| Mentoor Maldegem | €1,522 | -€3,258 | -160.8% | - |
| VALVECO Olen | €1,244 | -€601 | -157.6% | - |
| FUNKY DUCK Machelen (Brab.) | €1,692 | -€27,719 | -1297.5% | - |
| LVMS Co Denderleeuw | €1,215 | €415 | -434.4% | - |
| EASTERN BRIDGE Brussels | €798 | -€26,889 | -2806.9% | - |
These companies have the same main activity as J&S CONSULTING: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €798 and €1,690, founded between 2015 and 2020.
Official details
Source: KBO- Status
- Active since 01-08-2018Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 2 others
- Establishment unit
- 2.278.267.3089070 Destelbergen, since 01-08-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- €1,271▲ 9.9%
- Filing
- Filed on 04-07-2026, 27 days before the end of the filing period
Insights on J&S CONSULTING
J&S CONSULTING files the micro format. That format states no turnover. The gross margin fell from €26,321 in 2019 to -€4,407 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about J&S CONSULTING
- What is the company number of J&S CONSULTING?
- The company number of J&S CONSULTING is 0700.559.140. The VAT number is the same number with BE in front: BE 0700.559.140.
- Where is J&S CONSULTING based?
- The registered office is at Eksterdreef 12, 2980 Zoersel.Company details
- What does J&S CONSULTING do?
- According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
- What is the legal form of J&S CONSULTING?
- J&S CONSULTING is a private limited company (BV).
- When was J&S CONSULTING founded?
- J&S CONSULTING was founded on 01-08-2018.
- Is J&S CONSULTING still active?
- Yes, J&S CONSULTING is an active enterprise in the KBO register.
- What is the turnover of J&S CONSULTING?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is J&S CONSULTING profitable?
- In financial year 2025, J&S CONSULTING made a loss of €6,081.
- Where can I find the annual accounts of J&S CONSULTING?
- J&S CONSULTING filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of J&S CONSULTING due?
- J&S CONSULTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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