J&S CONSULTING
ActiveThe computed 12-month bankruptcy probability of J&S CONSULTING is 1.6% (moderate). The 2025 annual accounts show negative equity (€-27k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7002 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-27k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
27 d early
2024
15 d early
2023
14 d early
2022
12 d early
2021
11 d early
2020
17 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-27k▼ 29.4%
2024 · €-21k
2019: €15k
2020: €16k
2021: €-16k
2022: €-42k
2023: €-28k
2024: €-21k
2019 → 2025
Total assets
€1k▲ 9.9%
2024 · €1k
2019: €37k
2020: €36k
2021: €13k
2022: €9k
2023: €15k
2024: €1k
2019 → 2025
Net result
€-6k
2024 · €8k
2019: €9k
2020: €865
2021: €-32k
2022: €-26k
2023: €14k
2024: €8k
2019 → 2025
Working capital
€-27k▼ 25.6%
2024 · €-22k
2019: €4k
2020: €3k
2021: €-27k
2022: €-47k
2023: €-31k
2024: €-22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-16k-€-42k▼ 159%€-28k▲ 32.9%€-21k▲ 26.9%€-27k▼ 29.4%
Operating result€-31k-€-25k▲ 19.5%€15k€8k▼ 44.0%€-6k
Net result€-32k-€-26k▲ 19.0%€14k€8k▼ 45.1%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1k
Fixed assets
€623▼ 44.0%
Current assets
€647▲ 1,454%
Key figures and ratios
EBITDA
€-5k▼
2024 · €9k
Cash flow
€-6k▼
2024 · €9k
Interest coverage
-18.39▼
2024 · 25.16
Debt
€28k▲
2024 · €22k
Debt ≤ 1 year
€28k▲
2024 · €22k
Income taxes
€0▼
2024 · €206
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1k€1k▲
Fixed assets21/28€1k€623▼
Tangible fixed assets22/27€1k€623▼
Plant, machinery and equipment23€1k€623▼
Financial fixed assets28€0-
Current assets29/58€42€647▲
Amounts receivable within one year40/41-€629
Other amounts receivable41-€629
Cash at bank and in hand54/58€42€18▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1k€1k▲
Equity10/15€-21k€-27k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-27k€-33k▼
Amounts payable17/49€22k€28k▲
Amounts payable within one year42/48€22k€28k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€2k€206▼
Taxes450/3€2k€206▼
Other amounts payable47/48€19k€25k▲
Income statement
Code20242025
Non-recurring operating income76A€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€947€491▼
Other operating charges640/8€784€895▲
Gross operating margin9900€10k€-4k▼
Operating profit (loss)9901€8k€-6k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€362€288▼
Recurring financial charges65€362€288▼
Profit (loss) for the period before taxes9903€8k€-6k▼
Income taxes67/77€206€0▼
Profit (loss) for the period9904€8k€-6k▼
Profit (loss) for the period to be appropriated9905€8k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-33k▼
Profit (loss) brought forward from the previous period14P€-35k€-27k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-32k ▼3795%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eksterdreef 122980 ZoerselGround area
5,572 m²
Building footprint
521 m²
Volume, LiDAR
2,925 m³
2 parcels, Flanders · tallest building 17.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J&S CONSULTING
since 20182.278.267.308
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0582/00T000 | Flanders | 3,559 m² | 1 · 259 m² | 9.3 m · 2 fl. |
| 11017A0015/00E000 | Flanders | 2,013 m² | 1 · 261 m² | 17.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 4,381 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
46861Wholesale of diamonds and other precious stones
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.