J.O.S.

Active

Private limited companyfounded 2025active for 1 yearDwarsstraat 2, 9320 Aalst, BelgiumKBO/BCE: BE 1027.870.891

Summary

The computed 12-month bankruptcy probability of J.O.S. is 1.8% (moderate). The 2025 annual accounts show equity of €18,100 and a net result of €8,100. Its solvency ranks better than 30% of 3,179 sector peers (NACE 95, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

J.O.S.ActiveChecked score 55/100

Risk analysis Report Compare

Activity

Repair and maintenance of other personal and household goods

NACE 95290Investigation and security activities NACE 80090

1 site

Size

€100,809total assets 2025

Equity: €18,100
Profit: €8,100

Turnover not published (micro format)

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.8%

Structure

ALLO Stephan Patrice PierreDirector
HENDRICKX Jimmy Urbain MariaDirector

Accounts filed 67 days late

Why 55raises riskLatest accounts 67 days late; 1 of the last 3 lateFounded in 2025Size: total assets €100,809lowers riskLiquidity: current ratio 1.35, cash €31,608Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 53% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 43

equity 18.0% of total assets

Liquidity 70

short-term debt 41.0% · cash 31.4%

Profitability 79

return on assets 8.0%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,116 companies, NACE 95, micro)

Credit of up to €500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.35, below the usual 1.5; short-term debt: 41% and cash: 31.4% of total assets), and 82% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 29% on solvency, 71% on liquidity and 60% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Latest accounts 67 days late; 1 of the last 3 late

NBB · filings

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.35, cash €31,608

NBB · annual accounts

Size: total assets €100,809

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-10-2026, 67 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

67 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage