J&J PROJECT
ActiveThe computed 12-month bankruptcy probability of J&J PROJECT is 2.0% (moderate). The 2025 annual accounts show equity of €227k and a net result of €104k. Equity is growing by ~81.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 7452 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▲+19
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.22 in 2024; short-term debt: 40.3% and cash: 21.4% of total assets), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
26.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
26 d early
2024
1 d early
2023
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€227k▲ 81.9%
2024 · €125k
2023: €24k
2024: €125k
2023 → 2025
Total assets
€388k▲ 22.9%
2024 · €316k
2023: €166k
2024: €316k
2023 → 2025
Net result
€104k▲ 1.3%
2024 · €103k
2023: €23k
2024: €103k
2023 → 2025
Working capital
€163k▲ 283%
2024 · €43k
2023: €-62k
2024: €43k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€125k▲ 422%€227k▲ 81.9%
Operating result€28k-€146k▲ 430%€158k▲ 8.2%
Net result€23k-€103k▲ 351%€104k▲ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €388k
Fixed assets
€68k▼ 18.1%
Current assets
€320k▲ 37.7%
Equity and liabilities €388k
Equity
€227k▲ 81.9%
Debt
€161k▼ 15.5%
The debt ratio falls from 60.5% to 41.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€182k▲
2024 · €167k
Cash flow
€128k▲
2024 · €124k
Solvency
58.4%▲
2024 · 39.5%
Current ratio
2.04▲
2024 · 1.22
Quick ratio
1.17▲
2024 · 0.52
Debt / equity
0.71▼
2024 · 1.53
ROE
45.9%▼
2024 · 82.4%
ROA
26.8%▼
2024 · 32.5%
Interest coverage
30.08▼
2024 · 51.54
Debt
€161k▼
2024 · €191k
Debt ≤ 1 year
€156k▼
2024 · €190k
Income taxes
€48k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€316k€388k▲
Fixed assets21/28€84k€68k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€81k€66k▼
Plant, machinery and equipment23€36k€33k▼
Furniture and vehicles24€45k€33k▼
Financial fixed assets28€1k€1k=
Current assets29/58€232k€320k▲
Stocks and contracts in progress3€133k€136k▲
Stocks30/36€133k€136k▲
Amounts receivable within one year40/41€44k€96k▲
Trade receivables40€35k€86k▲
Other amounts receivable41€9k€9k▲
Cash at bank and in hand54/58€51k€83k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€316k€388k▲
Equity10/15€125k€227k▲
Contributions10/11€3k€3k=
Reserves13€122k€224k▲
Distributable reserves133€122k€224k▲
Amounts payable17/49€191k€161k▼
Amounts payable within one year42/48€190k€156k▼
Trade debts44€26k€23k▼
Suppliers440/4€26k€23k▼
Advances received on contracts in progress46€286€251▼
Taxes, remuneration and social security45€41k€31k▼
Taxes450/3€41k€31k▼
Other amounts payable47/48€122k€102k▼
Accrued charges and deferred income492/3€2k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€24k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€169k€183k▲
Operating profit (loss)9901€146k€158k▲
Financial income75/76B€439€233▼
Recurring financial income75€439€233▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€144k€152k▲
Income taxes67/77€41k€48k▲
Profit (loss) for the period9904€103k€104k▲
Profit (loss) for the period to be appropriated9905€103k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€104k▲
Transfer to equity691/2€101k€102k▲
To other reserves6921€101k€102k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2023net €104k ▲1.3%
Operating result €158k, net result €104k, both a record.
30-06
Financial
Equity above €200kEq €227k ▲81.9%
3 profitable years in a row build equity to €227k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.57 to 1.22.
30-06
Financial
Equity above €100kEq €125k ▲422%
2 profitable years in a row build equity to €125k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsestraat 278890 MoorsledeGround area
362 m²
Building footprint
92 m²
Parcel 36012A1762/00M003, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
J&J PROJECT
since 20222.339.776.392
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012A1762/00M003 | Flanders | 362 m² | 1 · 92 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,290 EUR awarded · 1,080 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 720 EUR | 510 EUR |
| 2023 | 1 | 570 EUR | 570 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
BRYSSE
BE 0437.472.077
Torhout · Eq €227k
KVG KARWEIWERKEN
BE 0831.708.781
Malle · Eq €227k
COCQUYT C. en S.
BE 0416.963.408
Aalter · Eq €227k
DEMET
BE 0880.812.557
Antwerpen · Eq €227k
ENTREPRISES GENERALES DE TRAVAUX DODEMONT
BE 0457.621.155
Oupeye · Eq €227k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 11,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2022
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.