J&J
ActiveSummary
The computed 12-month bankruptcy probability of J&J is 4.7% (elevated). The 2025 annual accounts show negative equity (€-14k) and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 13417 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability85▼-8
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.34 in 2024; short-term debt: 160.2% and cash: 24.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-60.2%
Return on assets
12.7%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 13417 sector peers (2025).
NBB · sector comparisonPosition among 13417 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
149 d early
2022
196 d early
2022
6 d early
2021
94 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€245k
EBIT margin
7.6%
Net result
€3k▼ 64.6%
2024 · €8k
2021: €13khighest in 5 years
2022: €-46k▼ -453% vs 2021lowest in 5 years
2022: €-46klowest in 5 years
2024: €8k
2025: €3k▼ -64.6% vs 2024
2021 → 2025
Working capital
€-23k▲ 28.4%
2024 · €-32k
2021: €10khighest in 5 years
2022: €-38k▼ -492% vs 2021lowest in 5 years
2022: €-38klowest in 5 years
2024: €-32k
2025: €-23k▲ +28.4% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202220242025Trend
Turnover€245k-
Equity€38k-€-8k€-8k=€-17k▼ 108%€-14k▲ 17.4%
2021: €38khighest in 5 years
2022: €-8k▼ -121% vs 2021
2022: €-8k
2024: €-17klowest in 5 years
2025: €-14k▲ +17.4% vs 2024
Operating result€19k-€-44k€-44k=€10k€4k▼ 57.5%
2021: €19khighest in 5 years
2022: €-44k▼ -335% vs 2021lowest in 5 years
2022: €-44klowest in 5 years
2024: €10k
2025: €4k▼ -57.5% vs 2024
Net result€13k-€-46k€-46k=€8k€3k▼ 64.6%
2021: €13khighest in 5 years
2022: €-46k▼ -453% vs 2021lowest in 5 years
2022: €-46klowest in 5 years
2024: €8k
2025: €3k▼ -64.6% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€10k ▼ 62.3%
Current assets
€13k ▼ 22.3%
Key figures and ratios
EBITDA
€20k▼
2024 · €26k
Cash flow
€19k▼
2024 · €24k
Solvency
-60.2%▼
2024 · -39.2%
Current ratio
0.36▲
2024 · 0.34
Quick ratio
0.16▼
2024 · 0.20
Debt to equity
-2.66▲
2024 · -3.55
ROA
12.7%▼
2024 · 19.3%
Interest coverage
13.36▲
2024 · 11.98
Debt
€37k▼
2024 · €59k
Debt ≤ 1 year
€37k▼
2024 · €50k
Debt > 1 year
€0▼
2024 · €9k
Staff costs
€30k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€42k€23k▼
Fixed assets21/28€25k€10k▼
Intangible fixed assets21€24k€9k▼
Tangible fixed assets22/27€887€146▼
Plant, machinery and equipment23€555€0▼
Furniture and vehicles24€332€146▼
Current assets29/58€17k€13k▼
Stocks and contracts in progress3€7k€7k▲
Stocks30/36€7k€7k▲
Amounts receivable within one year40/41€0€331▲
Other amounts receivable41€0€331▲
Cash at bank and in hand54/58€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€42k€23k▼
Equity10/15€-17k€-14k▲
Contributions10/11€25k€25k=
Reserves13€13k€13k=
Tax-exempt reserves132€11k€11k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-54k€-52k▲
Amounts payable17/49€59k€37k▼
Amounts payable after more than one year17€9k€0▼
Financial debts170/4€9k€0▼
Amounts payable within one year42/48€50k€37k▼
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€8k€702▼
Suppliers440/4€8k€702▼
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€26k€23k▼
Income statement
Code20242025
Remuneration, social security and pensions62€24k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€53k€53k▲
Operating profit (loss)9901€10k€4k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€8k€3k▼
Income taxes67/77€0-
Profit (loss) for the period9904€8k€3k▼
Profit (loss) for the period to be appropriated9905€8k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-52k▲
Profit (loss) brought forward from the previous period14P€-63k€-54k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €245k | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €209k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €41k | €34k | €34k | €24k | €30k | ▲ 24.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €8k | €8k | €16k | €16k | ▼ 1.3% |
| Other operating charges640/8 | €3k | €3k | €3k | €2k | €3k | ▲ 41.6% |
| Gross operating margin9900 | €79k | €816 | €816 | €53k | €53k | ▲ 1.2% |
| Operating profit (loss)9901 | €19k | €-44k | €-44k | €10k | €4k | ▼ 57.5% |
| Financial income75/76B | €0 | €0 | €0 | €0 | €0 | - |
| Recurring financial income75 | €0 | €0 | €0 | €0 | €0 | - |
| Financial charges65/66B | €5k | €2k | €2k | €2k | €2k | ▼ 31.4% |
| Recurring financial charges65 | €5k | €2k | €2k | €2k | €2k | ▼ 31.4% |
| Profit (loss) for the period before taxes9903 | €14k | €-46k | €-46k | €8k | €3k | ▼ 64.6% |
| Income taxes67/77 | €1k | €0 | €0 | €0 | - | - |
| Profit (loss) for the period9904 | €13k | €-46k | €-46k | €8k | €3k | ▼ 64.6% |
| Transfer to tax-exempt reserves689 | €11k | €0 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €2k | €-46k | €-46k | €8k | €3k | ▼ 64.6% |
| Line | 2021 | 2022 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €88k | €65k | €65k | €42k | €23k | ▼ 46.2% |
| Fixed assets21/28 | €65k | €57k | €57k | €25k | €10k | ▼ 62.3% |
| Intangible fixed assets21 | €62k | €54k | €54k | €24k | €9k | ▼ 61.5% |
| Tangible fixed assets22/27 | €3k | €3k | €3k | €887 | €146 | ▼ 83.6% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €555 | €0 | ▼ 100% |
| Furniture and vehicles24 | €494 | €910 | €910 | €332 | €146 | ▼ 56.0% |
| Current assets29/58 | €23k | €7k | €7k | €17k | €13k | ▼ 22.3% |
| Stocks and contracts in progress3 | €2k | €3k | €3k | €7k | €7k | ▲ 2.1% |
| Stocks30/36 | €2k | €3k | €3k | €7k | €7k | ▲ 2.1% |
| Amounts receivable within one year40/41 | €4k | €941 | €941 | €0 | €331 | - |
| Trade receivables40 | €9 | €0 | €0 | - | - | - |
| Other amounts receivable41 | €4k | €941 | €941 | €0 | €331 | - |
| Cash at bank and in hand54/58 | €17k | €4k | €4k | €10k | €6k | ▼ 43.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €88k | €65k | €65k | €42k | €23k | ▼ 46.2% |
| Equity10/15 | €38k | €-8k | €-8k | €-17k | €-14k | ▲ 17.4% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Capital10 | €25k | - | - | - | - | - |
| Issued capital100 | €25k | - | - | - | - | - |
| Reserves13 | €13k | €13k | €13k | €13k | €13k | = |
| Tax-exempt reserves132 | €11k | €11k | €11k | €11k | €11k | = |
| Distributable reserves133 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €225 | €-46k | €-46k | €-54k | €-52k | ▲ 5.3% |
| Amounts payable17/49 | €50k | €73k | €73k | €59k | €37k | ▼ 38.1% |
| Amounts payable after more than one year17 | €37k | €27k | €27k | €9k | €0 | ▼ 100% |
| Financial debts170/4 | €37k | €27k | €27k | €9k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €13k | €46k | €46k | €50k | €37k | ▼ 26.3% |
| Current portion of amounts payable after more than one year42 | €10k | €9k | €9k | €7k | €6k | ▼ 17.9% |
| Trade debts44 | - | €16k | €16k | €8k | €702 | ▼ 91.2% |
| Suppliers440/4 | - | €16k | €16k | €8k | €702 | ▼ 91.2% |
| Taxes, remuneration and social security45 | €4k | €5k | €5k | €9k | €8k | ▼ 14.8% |
| Taxes450/3 | €1k | €3k | €3k | €5k | €6k | ▲ 23.1% |
| Remuneration and social security454/9 | €3k | €2k | €2k | €4k | €2k | ▼ 60.4% |
| Other amounts payable47/48 | - | €15k | €15k | €26k | €23k | ▼ 12.5% |
| Line | 2021 | 2022 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €-46k | €-46k | €8k | €3k | ▼ 64.6% |
| + Depreciation and write-downs630 | €16k | €8k | €8k | €16k | €16k | ▼ 1.3% |
| Operating cash flow (approximation) | €29k | €-38k | €-38k | €24k | €19k | ▼ 22.7% |
| Investment in fixed assets (approximation) | - | €-700 | - | - | €0 | - |
| Change in cash | - | €-13k | - | - | €-4k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 94 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2019
Ground area
128 m²
Building footprint
128 m²
Volume, LiDAR
944 m³
Parcel 12030B0412/00D000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
J&J
since 20192.298.248.021
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030B0412/00D000 | Flanders | 128 m² | 1 · 128 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 sitePuurs-Sint-Amands2.298.248.021
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,683 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2019
Fiscal year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
Scores and ratios are computed by Checked and are not a credit decision.