Skip to content

LA DER

Active
Private limited companyfounded 20215 yrs activeRuelle de l'Abbaye(FL) 251, 6220 Fleurus, BelgiumKBO/BCE: BE 0761.618.462
Summary

The computed 12-month bankruptcy probability of LA DER is 5.1% (elevated). The annual accounts of LA DER for fiscal year 2025 show a net loss of 93% of the equity at the start of that year. The 2025 annual accounts show equity of €3,733 and a net result of -€9,970. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 13617 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-62
Solvency35▼-19
Growth32=
Track record94
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 1.17 in 2024; short-term debt: 89.7% and cash: 7.8% of total assets), and 89.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.3%
Return on assets
-27.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
1 d early
2024
49 d late
2023
7 d early
2022
101 d late
2021
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LA DER was incorporated on 14 January 2021 as a Private limited company.1 Total assets rose from EUR 21,740 in 2021 to EUR 36,169 in 2025 and headcount from 1.7 full-time equivalents in 2021 to 2.7 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021, 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€3,733▼ 65.1%
2024 · €10,703
Total assets
€36,169▼ 2.5%
2024 · €37,111
Net result
-€9,970
2024 · €5,179
Working capital
-€13,533
2024 · €4,578
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€13,872--€15,260€3,826€10,386▲ 171%-€7,975
Net result€12,160within the sector's middle half--€16,877below the sector's middle half€2,411within the sector's middle half€5,179within the sector's middle half▲ 115%-€9,970below the sector's middle half
Equity€15,160within the sector's middle half--€1,717within the sector's middle half€5,524within the sector's middle half€10,703within the sector's middle half▲ 93.8%€3,733within the sector's middle half▼ 65.1%
Total assets€21,740below the sector's middle half-€22,256below the sector's middle half▲ 2.4%€21,713below the sector's middle half▼ 2.4%€37,111below the sector's middle half▲ 70.9%€36,169below the sector's middle half▼ 2.5%
Debt€6,580-€23,973▲ 264%€16,189▼ 32.5%€26,408▲ 63.1%€32,436▲ 22.8%
Working capital€11,174within the sector's middle half--€6,243within the sector's middle half-€2,782within the sector's middle half▲ 55.4%€4,578within the sector's middle half-€13,533within the sector's middle half
Solvency69.7%above the sector's middle half--7.7%below the sector's middle half▼ 77.4pp25.4%within the sector's middle half▲ 33.2pp28.8%within the sector's middle half▲ 3.4pp10.3%within the sector's middle half▼ 18.5pp
Current ratio2.70above the sector's middle half-0.74within the sector's middle half▼ 1.960.83within the sector's middle half▲ 0.091.17within the sector's middle half▲ 0.350.58within the sector's middle half▼ 0.59
Return on assets (ROA)55.9%above the sector's middle half--75.8%below the sector's middle half▼ 131.8pp11.1%within the sector's middle half▲ 86.9pp14.0%within the sector's middle half▲ 2.9pp-27.6%below the sector's middle half▼ 41.5pp
Staff (FTE)1.7-4.4▲ 159%2.7▼ 38.6%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: €13,872€13,872Net result 2021: €12,160€12,160Operating result 2022: -€15,260-€15,260Net result 2022: -€16,877-€16,877Operating result 2023: €3,826€3,826Net result 2023: €2,411€2,411Operating result 2024: €10,386€10,386Net result 2024: €5,179€5,179Operating result 2025: -€7,975-€7,975Net result 2025: -€9,970-€9,97020212022202320242025-€10,000€0€10,000Operating result 2023: €3,826€3,830Net result 2023: €2,411€2,410Operating result 2024: €10,386€10,400Net result 2024: €5,179€5,180Operating result 2025: -€7,975-€7,980Net result 2025: -€9,970-€9,970202320242025
The operating result turns negative in 2025: a loss of €7,975 after €10,386 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36,169
Fixed assets €17,266 ▲ 182%
Current assets €18,903 ▼ 39.0%
Equity and liabilities €36,169
Equity €3,733 ▼ 65.1%
Debt €32,436 ▲ 22.8%
Debt's share of the balance-sheet total rises from 71.2% to 89.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€4,314▼
2024 · €12,567
Cash flow
-€6,309▼
2024 · €7,360
Quick ratio
0.49▼
2024 · 0.84
Debt to equity
8.69▲
2024 · 2.47
ROE
-267.1%▼
2024 · 48.4%
Interest coverage
-2.05▼
2024 · 3.08
Debt ≤ 1 year
€32,436▲
2024 · €26,408
Staff costs
€50,855▼
2024 · €73,652
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,133 companies that looked in July 2024 the way this one looks now, 6.4% went bankrupt within 24 months and 86% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
6.4% went bankrupt
6.6% stopped otherwise
86% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,133 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€37,111€36,169▼
Fixed assets21/28€6,125€17,266▲
Tangible fixed assets22/27€5,856€16,997▲
Plant, machinery and equipment23€5,530€16,914▲
Other tangible fixed assets26€326€83▼
Financial fixed assets28€269€269=
Current assets29/58€30,986€18,903▼
Stocks and contracts in progress3€8,934€2,879▼
Stocks30/36€8,934€2,879▼
Amounts receivable within one year40/41€4,277-
Trade receivables40€4,277-
Cash at bank and in hand54/58€7,339€2,814▼
Deferred charges and accrued income490/1€10,436€13,210▲
Equity and liabilities
Total equity and liabilities10/49€37,111€36,169▼
Equity10/15€10,703€3,733▼
Contributions10/11€7,830€10,830▲
Profit (loss) carried forward14€2,873-€7,097▼
Amounts payable17/49€26,408€32,436▲
Amounts payable within one year42/48€26,408€32,436▲
Trade debts44-€6,694
Suppliers440/4-€6,694
Taxes, remuneration and social security45€26,408€24,842▼
Taxes450/3€17,366€21,677▲
Remuneration and social security454/9€9,042€3,165▼
Other amounts payable47/48-€900
Income statement Code20242025
Remuneration, social security and pensions62€73,652€50,855▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,181€3,661▲
Other operating charges640/8€1,093€469▼
Gross operating margin9900€87,312€47,010▼
Operating profit (loss)9901€10,386-€7,975▼
Financial income75/76B€623€111▼
Recurring financial income75€623€111▼
Financial charges65/66B€4,080€2,106▼
Recurring financial charges65€4,080€2,106▼
Profit (loss) for the period before taxes9903€6,929-€9,970▼
Income taxes67/77€1,750-
Profit (loss) for the period9904€5,179-€9,970▼
Profit (loss) for the period to be appropriated9905€5,179-€9,970▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,873-€7,097▼
Profit (loss) brought forward from the previous period14P-€2,306€2,873▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€30,543€93,267€108,685€73,652€50,855▼ 31.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,655€1,129€1,256€2,181€3,661▲ 67.9%
Other operating charges640/8€2,381€2,490€2,032€1,093€469▼ 57.1%
Gross operating margin9900€51,451€81,626€115,799€87,312€47,010▼ 46.2%
Operating profit (loss)9901€13,872-€15,260€3,826€10,386-€7,975▼ 177%
Financial income75/76B-€1-€623€111▼ 82.2%
Recurring financial income75-€1-€623€111▼ 82.2%
Financial charges65/66B€112€1,237€1,415€4,080€2,106▼ 48.4%
Recurring financial charges65€112€1,237€1,415€4,080€2,106▼ 48.4%
Profit (loss) for the period before taxes9903€13,760-€16,497€2,411€6,929-€9,970▼ 244%
Income taxes67/77€1,600€381-€1,750--
Profit (loss) for the period9904€12,160-€16,877€2,411€5,179-€9,970▼ 293%
Profit (loss) for the period to be appropriated9905€12,160-€16,877€2,411€5,179-€9,970▼ 293%
Line20212022202320242025Change
Assets
Total assets20/58€21,740€22,256€21,713€37,111€36,169▼ 2.5%
Fixed assets21/28€3,987€4,526€8,306€6,125€17,266▲ 182%
Tangible fixed assets22/27€3,987€4,257€8,037€5,856€16,997▲ 190%
Plant, machinery and equipment23€2,929€3,444€7,467€5,530€16,914▲ 206%
Other tangible fixed assets26€1,057€813€570€326€83▼ 74.5%
Financial fixed assets28-€269€269€269€269=
Current assets29/58€17,754€17,730€13,407€30,986€18,903▼ 39.0%
Stocks and contracts in progress3€1,419€4,779€1,679€8,934€2,879▼ 67.8%
Stocks30/36€1,419€4,779€1,679€8,934€2,879▼ 67.8%
Amounts receivable within one year40/41€2,783-€832€4,277--
Trade receivables40€2,240-€832€4,277--
Other amounts receivable41€544-----
Cash at bank and in hand54/58€12,794€12,862€4,807€7,339€2,814▼ 61.7%
Deferred charges and accrued income490/1€757€89€6,089€10,436€13,210▲ 26.6%
Equity and liabilities
Total equity and liabilities10/49€21,740€22,256€21,713€37,111€36,169▼ 2.5%
Equity10/15€15,160-€1,717€5,524€10,703€3,733▼ 65.1%
Contributions10/11€3,000€3,000€7,830€7,830€10,830▲ 38.3%
Profit (loss) carried forward14€12,160-€4,717-€2,306€2,873-€7,097▼ 347%
Amounts payable17/49€6,580€23,973€16,189€26,408€32,436▲ 22.8%
Amounts payable within one year42/48€6,580€23,973€16,189€26,408€32,436▲ 22.8%
Trade debts44-€1,563€1,267-€6,694-
Suppliers440/4-€1,563€1,267-€6,694-
Taxes, remuneration and social security45€6,580€21,568€14,922€26,408€24,842▼ 5.9%
Taxes450/3€1,926€13,174€7,727€17,366€21,677▲ 24.8%
Remuneration and social security454/9€4,654€8,394€7,195€9,042€3,165▼ 65.0%
Other amounts payable47/48-€842--€900-
Line20212022202320242025Change
Profit (loss) for the period9904€12,160-€16,877€2,411€5,179-€9,970▼ 293%
+ Depreciation and write-downs630€4,655€1,129€1,256€2,181€3,661▲ 67.9%
Operating cash flow (approximation)€16,815-€15,748€3,667€7,360-€6,309▼ 186%
Investment in fixed assets (approximation)--€1,669-€5,036€0-€14,802-
Change in cash-€67-€8,055€2,532-€4,525▼ 279%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
18-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €2,411
Net result €2,411 after one loss-making year.
09-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 101 days late
2022
31-12
Financial Weakest financial yearnet -€16,877
Net result drops to -€16,877, the lowest in the series; recovery starts the following year.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2021
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ruelle de l'Abbaye(FL) 2516220 Fleurus
1 establishment unit
LA DER
Ruelle de l'Abbaye(FL) 251, 6220 FleurusFull-service restaurants
since 20212.314.780.878

Recognitions · licences · registrations

Food safety, FASFC

1 site
Fleurus2.314.780.878
1 permission
Toelating · Eetgelegenheid · since 15-04-2021

Similar companies · same sector, comparable size

Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 4,247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Contact
E-mail cecile-bielande@outlook.be
Phone +32470489072
Phone 0470489072Fleurus
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.