BAYKALER
ActiveThe computed 12-month bankruptcy probability of BAYKALER is 5.7% (elevated). The 2025 annual accounts show equity of €20k and a net result of €1k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 13090 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+53
Solvency75▼-6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.64 against 1.55 in 2024; short-term debt: 49.7% and cash: 35.5% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
3.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
2023
50 d early
2022
45 d early
2021
27 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 7.1%
2024 · €19k
2019: €18k
2020: €13k
2021: €13k
2022: €13k
2023: €27k
2024: €19k
2019 → 2025
Total assets
€41k▲ 20.1%
2024 · €34k
2019: €22k
2020: €22k
2021: €26k
2022: €51k
2023: €56k
2024: €34k
2019 → 2025
Net result
€1k
2024 · €-8k
2019: €1k
2020: €-4k
2021: €6
2022: €122
2023: €14k
2024: €-8k
2019 → 2025
Working capital
€13k▲ 61.3%
2024 · €8k
2019: €9k
2020: €5k
2021: €2k
2022: €4k
2023: €5k
2024: €8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€13k▲ 0.9%€27k▲ 106%€19k▼ 30.1%€20k▲ 7.1%
Operating result€1k-€3k▲ 106%€15k▲ 438%€-7k€3k
Net result€6-€122▲ 2,022%€14k▲ 11,446%€-8k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€7k▼ 32.7%
Current assets
€33k▲ 45.5%
Equity and liabilities €41k
Equity
€20k▲ 7.1%
Debt
€20k▲ 36.8%
The debt ratio rises from 43.7% to 49.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €-5k
Cash flow
€4k▲
2024 · €-6k
Solvency
50.3%▼
2024 · 56.3%
Current ratio
1.64▲
2024 · 1.55
Quick ratio
1.39▲
2024 · 1.19
Debt / equity
0.99▲
2024 · 0.77
ROE
6.6%▲
2024 · -43.0%
ROA
3.3%▲
2024 · -24.3%
Interest coverage
3.64▲
2024 · -47.30
Debt
€20k▲
2024 · €15k
Debt ≤ 1 year
€20k▲
2024 · €15k
Staff costs
€27k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€41k▲
Fixed assets21/28€11k€7k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€2k€4k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€400€1k▲
Financial fixed assets28€5k-
Current assets29/58€23k€33k▲
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€1k-
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€13k€14k▲
Deferred charges and accrued income490/1€1k€9k▲
Equity and liabilities
Total equity and liabilities10/49€34k€41k▲
Equity10/15€19k€20k▲
Contributions10/11€16k€16k=
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€15k€20k▲
Amounts payable within one year42/48€15k€20k▲
Trade debts44-€14k
Suppliers440/4-€14k
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€56-
Remuneration and social security454/9€12k€6k▼
Other amounts payable47/48€3k€226▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€4k€13k▲
Gross operating margin9900€2k€46k▲
Operating profit (loss)9901€-7k€3k▲
Financial charges65/66B€106€2k▲
Recurring financial charges65€106€2k▲
Profit (loss) for the period before taxes9903€-8k€1k▲
Income taxes67/77€661-
Profit (loss) for the period9904€-8k€1k▲
Profit (loss) for the period to be appropriated9905€-8k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Profit (loss) brought forward from the previous period14P€11k€3k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-8k ▼158%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €14k ▲11446%
Operating result €15k, net result €14k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Back to profitnet €6
Net result €6 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-09-2025
Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 3351000 BrusselGround area
93 m²
Building footprint
93 m²
Volume, LiDAR
1,218 m³
Parcel 21813D0523/00L020, Brussels · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BAYKALER
since 20192.288.454.979
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813D0523/00L020 | Brussels | 93 m² | 1 · 93 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.288.454.979
Similar companies · same sector, comparable size
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BE 0568.935.781
Liège · Eq €20k
Dolce Pizza P&P
BE 0671.578.708
Charleroi · Eq €20k
Pepi & Lolo
BE 0479.759.327
Antwerpen · Eq €20k
YUSER
BE 0785.507.780
Dilbeek · Eq €20k
AYKUT
BE 0713.516.657
Liège · Eq €20k
Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 8,103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.