J&G Management

Active

Private limited companyfounded 20242 yrs activeOpstal 56, 2650 Edegem, BelgiumKBO/BCE: BE 1010.729.211

Summary

The computed 12-month bankruptcy probability of J&G Management is 4.3% (elevated). The 2025 annual accounts show negative equity (-€8,204) and a net result of -€10,204. Its solvency ranks better than 11% of 8127 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Risk analysisWatch Report Compare

J&G ManagementActiveChecked score 46/100

Risk analysis Report Compare

Activity

Public relations and communication consultancy

NACE 73300NACE 70210

1 site

Size

€115,927total assets 2025

Equity: -€8,204
Loss: -€10,204

Turnover not published (abridged schema)

Financial health

46 Fair Checked score 2025

Bankruptcy chance 12 m: 4.3%

Structure

Board: 1 member

Accounts 33 d early1 of 3 deeds read

Why 46- 2 changes of registered office in 24 months- Negative equity -€8,204+ Liquidity: current ratio 0.90, cash €112,034+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025

46 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 16% of its sector peers (NACE 73)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 18

equity -7.1% of total assets

Liquidity 50

short-term debt 107.1% · cash 96.6%

Profitability 8

return on assets -8.8%

Bankruptcy probability, 12 months

4.3% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,139 companies)

Last 24 months 07-2025: 1.7%lowest value 08-2025: 1.7%● 0.0% vs 07-2025lowest value 09-2025: 1.8%▲ +2.9% vs 08-2025 10-2025: 2.5%▲ +39.0% vs 09-2025 11-2025: 2.6%▲ +5.6% vs 10-2025 12-2025: 2.9%▲ +11.7% vs 11-2025 01-2026: 2.9%● 0.0% vs 12-2025 02-2026: 3.1%▲ +4.4% vs 01-2026 03-2026: 3.1%▲ +2.6% vs 02-2026 04-2026: 7.8%▲ +149% vs 03-2026 05-2026: 8.2%▲ +5.3% vs 04-2026 06-2026: 8.4%▲ +2.7% vs 05-2026highest value 07-2026: 8.4%● 0.0% vs 06-2026highest value 08-2026: 8.4%● 0.0% vs 07-2026highest value 09-2026: 8.4%▼ -0.5% vs 08-2026 10-2026: 4.3%▼ -48.7% vs 09-2026

2 changes of registered office in 24 months raises the probability
Negative equity -€8,204 raises the probability
Liquidity: current ratio 0.90, cash €112,034 lowers the probability
Sector Advertising, market research and public relations activities (NACE 73) lowers the probability

No credit on open account

Liquidity short (current ratio 0.9; short-term debt: 107.1% and cash: 96.6% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73). Better than this share of them on solvency 9%, liquidity 29%, profitability 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

2 changes of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Negative equity -€8,204

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 0.90, cash €112,034

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Advertising, market research and public relations activities (NACE 73)

In the bankruptcy model this factor lowers the probability.

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

33 d early

← before the deadline after the deadline →

Administrative warnings in the KBO publications

2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.

KBO publications

Publications

Address struckAddress strikeout annulled

28-06-26 Annual accounts filedfiscal year 2025 · micro…
05-03-26 Appointment: Noah Smal (director)Permanent representative: Iris Carsau ·…
12-09-25 Address strikeout annulledKBO administration

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€8,204 View
Caution: Among the weakest 10% on equitysector median €59,047 · 8,134 companies -€8,204 View
New directorlatest change 12-11-2025 · 1 in office 1 joined View