Equity
€34,134 ▲ 28.2%
RENOV SPEED has made a profit in every financial year since 2022.
RENOV SPEED
Lifetime
4 annual accounts with figures on one time axispeak €17,943 (2023)
€9,141▲ 25×
peak €14,875 (2023)
€7,507▲ 837%
peak €34,134 (2025)
€34,134▲ 28.2%
€48,318▼ 49.8%
Board1 name since 2022
1 directorDE OLIVEIRA JÚNIOR Carlos Roberto
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €366 to €9,141Result from €802 to €7,507Equity from €26,626 to €34,134Debts from €96,259 to €48,318Cash from €5,259 to €328
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 39% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.4%
01-2025: 1.4%● unchanged vs 12-2024lowest value
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.4%● unchanged vs 03-2025
05-2025: 1.6%▲ +0.2 percentage points vs 04-2025
06-2025: 1.5%▼ -0.1 percentage points vs 05-2025
07-2025: 1.6%▲ +0.1 percentage points vs 06-2025
08-2025: 2.1%▲ +0.5 percentage points vs 07-2025
09-2025: 2.8%▲ +0.7 percentage points vs 08-2025highest value
10-2025: 2.8%● unchanged vs 09-2025highest value
11-2025: 2.8%● unchanged vs 10-2025highest value
12-2025: 2.3%▼ -0.5 percentage points vs 11-2025
01-2026: 2.2%▼ -0.1 percentage points vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.2%● unchanged vs 03-2026
05-2026: 2.3%▲ +0.1 percentage points vs 04-2026
06-2026: 2.4%▲ +0.1 percentage points vs 05-2026
07-2026: 2.4%● unchanged vs 06-2026
08-2026: 2.2%▼ -0.2 percentage points vs 07-2026
09-2026: 2.2%● unchanged vs 08-2026
10-2026: 2.2%● unchanged vs 09-2026
11-2026: 2.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2022
Size: total assets €82,451
Liquidity: current ratio 1.71, cash €328, halved
Sector: Specialised construction activities (NACE 43)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 44% of them on solvency, 11% on liquidity, 29% on profitability and 74% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as RENOV SPEED has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RENOV SPEED itself: 2.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for RENOV SPEED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.71 (1.28 in 2024), above the usual 1.5. Short-term debt is 58.6% and cash 0.4% of total assets. However, 58.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 day early
2024
8 days late
2023
13 days late
2022
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 11 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DE OLIVEIRA JÚNIOR Carlos Roberto 1,000 sharesdeed of 04-04-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0784305178
Incorporation
Founding capital of €1,000, 1,000 shares · Founder: DE OLIVEIRA JÚNIOR Carlos Roberto (comparant/fondateur) · Appointment: DE OLIVEIRA JÚNIOR Carlos Roberto (director) · published on 04-04-2022 · Gazette deed
First establishment
Biestebroekstraat 19, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RENOV SPEED Anderlecht | €82,451 | €9,141 | 41.4% | - |
| MEESTERWERK Bilzen-Hoeselt | €76,385 | €9,802 | 18.7% | - |
| KALIDAD CONSTRUCTION Sint-Pieters-Leeuw | €89,637 | €11,052 | 45.9% | - |
| TECK WOOD Anderlecht | €77,276 | €9,224 | 37.2% | - |
| K&S DESIGN Sint-Truiden | €66,839 | €6,989 | 3.3% | - |
| Vapracon Puurs-Sint-Amands | €80,600 | €13,005 | 6.9% | - |
| M05 Leuven | €119,142 | €7,322 | 10.5% | - |
These companies have the same main activity as RENOV SPEED: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €66,800 and €119,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 31-03-2022Normal situation
- Activity
- Other building finishing workNACE 43350and 1 other
- Establishment unit
- 2.332.493.5731070 Anderlecht, since 31-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- €82,451▼ 32.9%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on RENOV SPEED
RENOV SPEED files the micro format. That format states no turnover. The gross margin fell from €11,608 in 2022 to €9,141 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RENOV SPEED
- What is the company number of RENOV SPEED?
- The company number of RENOV SPEED is 0784.305.178. The VAT number is the same number with BE in front: BE 0784.305.178.
- Where is RENOV SPEED based?
- The registered office is at Biestebroekstraat 19, 1070 Anderlecht.Company details
- What does RENOV SPEED do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of RENOV SPEED?
- RENOV SPEED is a private limited company (BV).
- When was RENOV SPEED founded?
- RENOV SPEED was founded on 31-03-2022.
- Is RENOV SPEED still active?
- Yes, RENOV SPEED is an active enterprise in the KBO register.
- What is the turnover of RENOV SPEED?
- The turnover in financial year 2025 is ≈ €91,000. This figure is estimated from the gross margin of €9,141 and 37 comparable companies (NACE 43350). It probably lies between €53,000 and €190,000. It is a rough estimate.Financials
- Is RENOV SPEED profitable?
- In financial year 2025, RENOV SPEED made a profit of €7,507.
- Where can I find the annual accounts of RENOV SPEED?
- RENOV SPEED filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RENOV SPEED due?
- RENOV SPEED must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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