J.E. Consulting
ActiveSummary
J.E. Consulting has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 8966 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability94▲+13
Solvency55▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.5 in 2023; short-term debt: 26% and cash: 6.9% of total assets), and 69.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.3%
Return on assets
20.1%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €58k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-06-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d early
2023
53 d early
2022
17 d early
2021
100 d late
2020
208 d late
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€58k▲ 83.7%
2023 · €32k
2018: €18k
2019: €22k▲ +24.3% vs 2018
2020: €-3k▼ -113% vs 2019lowest in 7 years
2021: €19k▲ +784% vs 2020
2022: €22k▲ +16.2% vs 2021
2023: €32k▲ +42.3% vs 2022
2024: €58k▲ +83.7% vs 2023highest in 7 years
2018 → 2024
Total assets
€191k▲ 4.9%
2023 · €182k
2018: €59k
2019: €85k▲ +45.1% vs 2018
2020: €57k▼ -33.0% vs 2019
2021: €34k▼ -40.5% vs 2020
2022: €33k▼ -3.6% vs 2021lowest in 7 years
2023: €182k▲ +458% vs 2022
2024: €191k▲ +4.9% vs 2023highest in 7 years
2018 → 2024
Net result
€38k▲ 109%
2023 · €18k
2018: €-7k
2019: €4k▲ +162% vs 2018
2020: €-25k▼ -676% vs 2019lowest in 7 years
2021: €22k▲ +187% vs 2020
2022: €3k▼ -85.8% vs 2021
2023: €18k▲ +493% vs 2022
2024: €38k▲ +109% vs 2023highest in 7 years
2018 → 2024
Working capital
€-14k▲ 39.1%
2023 · €-23k
2018: €-24k
2019: €-10k▲ +59.1% vs 2018
2020: €-28k▼ -184% vs 2019lowest in 7 years
2021: €7k▲ +124% vs 2020highest in 7 years
2022: €6k▼ -13.6% vs 2021
2023: €-23k▼ -504% vs 2022
2024: €-14k▲ +39.1% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€19k€22k▲ 16.2%€32k▲ 42.3%€58k▲ 83.7%
2020: €-3klowest in 5 years
2021: €19k▲ +784% vs 2020
2022: €22k▲ +16.2% vs 2021
2023: €32k▲ +42.3% vs 2022
2024: €58k▲ +83.7% vs 2023highest in 5 years
Operating result€-20k-€24k€7k▼ 69.1%€32k▲ 333%€50k▲ 57.7%
2020: €-20klowest in 5 years
2021: €24k▲ +217% vs 2020
2022: €7k▼ -69.1% vs 2021
2023: €32k▲ +333% vs 2022
2024: €50k▲ +57.7% vs 2023highest in 5 years
Net result€-25k-€22k€3k▼ 85.8%€18k▲ 493%€38k▲ 109%
2020: €-25klowest in 5 years
2021: €22k▲ +187% vs 2020
2022: €3k▼ -85.8% vs 2021
2023: €18k▲ +493% vs 2022
2024: €38k▲ +109% vs 2023highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 58% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €191k
Fixed assets
€156k ▼ 2.1%
Current assets
€36k ▲ 52.5%
Equity and liabilities €191k
Equity
€58k ▲ 83.7%
Debt
€133k ▼ 11.6%
Debt's share of the balance-sheet total falls from 82.7% to 69.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2023 · €42k
Cash flow
€49k▲
2023 · €29k
Current ratio
0.71▲
2023 · 0.50
Debt to equity
2.30▼
2023 · 4.77
ROE
66.2%▲
2023 · 58.2%
ROA
20.1%▲
2023 · 10.1%
Interest coverage
10.18▲
2023 · 9.59
Debt ≤ 1 year
€50k▲
2023 · €47k
Debt > 1 year
€83k▼
2023 · €104k
Income taxes
€16k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€182k€191k▲
Fixed assets21/28€159k€156k▼
Tangible fixed assets22/27€44k€40k▼
Furniture and vehicles24€44k€33k▼
Other tangible fixed assets26-€7k
Financial fixed assets28€116k€116k=
Current assets29/58€23k€36k▲
Amounts receivable within one year40/41€12k€22k▲
Trade receivables40€11k€21k▲
Other amounts receivable41€1k€853▼
Cash at bank and in hand54/58€11k€13k▲
Deferred charges and accrued income490/1€376€290▼
Equity and liabilities
Total equity and liabilities10/49€182k€191k▲
Equity10/15€32k€58k▲
Contributions10/11€17k€17k=
Reserves13€15k€41k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€15k€41k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€151k€133k▼
Amounts payable after more than one year17€104k€83k▼
Financial debts170/4€104k€83k▼
Amounts payable within one year42/48€47k€50k▲
Current portion of amounts payable after more than one year42€20k€21k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€10k€14k▲
Other amounts payable47/48€16k€14k▼
Accrued charges and deferred income492/3€385€428▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€720€517▼
Gross operating margin9900€43k€61k▲
Operating profit (loss)9901€32k€50k▲
Financial income75/76B€0€10k▲
Recurring financial income75€0€10k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€27k€54k▲
Income taxes67/77€9k€16k▲
Profit (loss) for the period9904€18k€38k▲
Profit (loss) for the period to be appropriated9905€18k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€38k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€9k€26k▲
To other reserves6921€9k€26k▲
Profit to be distributed694/7€9k€12k▲
Return on contributions (dividend)694€9k€12k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €3k | €758 | €10k | €11k | ▲ 6.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €2k | €0 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €-5k | €0 | - | - |
| Other operating charges640/8 | - | €3k | €2k | €720 | €517 | ▼ 28.1% |
| Non-recurring operating charges66A | - | €400 | €0 | - | - | - |
| Gross operating margin9900 | €-7k | €30k | €8k | €43k | €61k | ▲ 43.9% |
| Operating profit (loss)9901 | €-20k | €24k | €7k | €32k | €50k | ▲ 57.7% |
| Financial income75/76B | - | €600 | €29 | €0 | €10k | ▲ 33,333,233% |
| Recurring financial income75 | - | €600 | €29 | €0 | €10k | ▲ 33,333,233% |
| Financial charges65/66B | - | €10 | €437 | €4k | €6k | ▲ 36.7% |
| Recurring financial charges65 | - | €10 | €437 | €4k | €6k | ▲ 36.7% |
| Profit (loss) for the period before taxes9903 | €-20k | €24k | €7k | €27k | €54k | ▲ 97.5% |
| Income taxes67/77 | €5k | €2k | €4k | €9k | €16k | ▲ 73.7% |
| Profit (loss) for the period9904 | €-25k | €22k | €3k | €18k | €38k | ▲ 109% |
| Profit (loss) for the period to be appropriated9905 | €-25k | €22k | €3k | €18k | €38k | ▲ 109% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57k | €34k | €33k | €182k | €191k | ▲ 4.9% |
| Fixed assets21/28 | €29k | €17k | €16k | €159k | €156k | ▼ 2.1% |
| Tangible fixed assets22/27 | €14k | €2k | €908 | €44k | €40k | ▼ 7.6% |
| Furniture and vehicles24 | - | €2k | €908 | €44k | €33k | ▼ 24.6% |
| Other tangible fixed assets26 | - | - | - | - | €7k | - |
| Financial fixed assets28 | €16k | €16k | €16k | €116k | €116k | = |
| Current assets29/58 | €27k | €17k | €16k | €23k | €36k | ▲ 52.5% |
| Amounts receivable within one year40/41 | €11k | €5k | €7k | €12k | €22k | ▲ 88.9% |
| Trade receivables40 | - | €5k | €7k | €11k | €21k | ▲ 98.7% |
| Other amounts receivable41 | - | €102 | €0 | €1k | €853 | ▼ 15.4% |
| Cash at bank and in hand54/58 | €16k | €12k | €9k | €11k | €13k | ▲ 17.2% |
| Deferred charges and accrued income490/1 | - | - | - | €376 | €290 | ▼ 22.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57k | €34k | €33k | €182k | €191k | ▲ 4.9% |
| Equity10/15 | €-3k | €19k | €22k | €32k | €58k | ▲ 83.7% |
| Contributions10/11 | - | €17k | €17k | €17k | €17k | = |
| Reserves13 | €2k | €2k | €5k | €15k | €41k | ▲ 182% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | - | €3k | €15k | €41k | ▲ 182% |
| Profit (loss) carried forward14 | €-22k | €158 | €0 | €0 | €0 | - |
| Provisions and deferred taxes16 | €5k | €5k | €0 | - | - | - |
| Provisions for liabilities and charges160/5 | - | €5k | €0 | - | - | - |
| Pensions and similar obligations160 | - | €5k | €0 | - | - | - |
| Amounts payable17/49 | €55k | €10k | €10k | €151k | €133k | ▼ 11.6% |
| Amounts payable after more than one year17 | - | - | - | €104k | €83k | ▼ 19.9% |
| Financial debts170/4 | - | - | - | €104k | €83k | ▼ 19.9% |
| Amounts payable within one year42/48 | €55k | €10k | €10k | €47k | €50k | ▲ 6.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €20k | €21k | ▲ 4.9% |
| Trade debts44 | €8k | €658 | €0 | €1k | €1k | ▲ 1.5% |
| Suppliers440/4 | - | €658 | €0 | €1k | €1k | ▲ 1.5% |
| Taxes, remuneration and social security45 | - | €7k | €10k | €10k | €14k | ▲ 39.8% |
| Taxes450/3 | - | €7k | €10k | €10k | €14k | ▲ 39.8% |
| Other amounts payable47/48 | - | €2k | €220 | €16k | €14k | ▼ 11.4% |
| Accrued charges and deferred income492/3 | - | - | - | €385 | €428 | ▲ 11.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-25k | €22k | €3k | €18k | €38k | ▲ 109% |
| + Depreciation and write-downs630 | €12k | €3k | €758 | €10k | €11k | ▲ 6.0% |
| Operating cash flow (approximation) | €-13k | €25k | €4k | €29k | €49k | ▲ 72.4% |
| Investment in fixed assets (approximation) | - | €10k | €0 | €-153k | €-8k | ▲ 95.1% |
| Change in cash | - | €-4k | €-2k | €2k | €2k | ▲ 0.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €38k ▲109%
Operating result €50k, net result €38k, both a record.
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 100 days late
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 208 days late
2021
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.67
Current ratio from 0.50 to 1.67; short-term debt falls from €55k to €10k.
2020
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
Show earlier events
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2015
01-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 305 days late
2013
31-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1999
Ground area
144 m²
Building footprint
144 m²
Volume, LiDAR
934 m³
Parcel 11042B0194/00C000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vijfhoeklaan 7, 2960 Brecht
since 19992.078.972.690
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042B0194/00C000 | Flanders | 144 m² | 1 · 144 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 5,547 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-08-1996
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
47820Retail sale of motor vehicle parts and accessories
46190Agents in non-specialised wholesale trade
46720Wholesale of motor vehicle parts and accessories
70200Business and other management consultancy
78100Employment placement agencies
Scores and ratios are computed by Checked and are not a credit decision.