ITUNI
ActiveThe annual accounts of ITUNI for fiscal year 2024 show a net loss of 55% of total assets and of 53% of the equity at the start of that year. The 2024 annual accounts show equity of €93k and a net result of €-107k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 36% of 20785 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-75
Solvency73▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.8 against 1.49 in 2023; short-term debt: 48% and cash: 0.8% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.9%
Return on assets
-54.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
69 d late
2022
435 d late
2021
89 d late
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€93k▼ 53.4%
2023 · €200k
2019: €53k
2020: €112k
2021: €148k
2022: €173k
2023: €200k
2019 → 2024
Total assets
€195k▼ 63.8%
2023 · €538k
2019: €151k
2020: €173k
2021: €189k
2022: €360k
2023: €538k
2019 → 2024
Net result
€-107k
2023 · €27k
2019: €99k
2020: €58k
2021: €37k
2022: €25k
2023: €27k
2019 → 2024
Working capital
€75k▼ 53.6%
2023 · €161k
2019: €49k
2020: €31k
2021: €84k
2022: €108k
2023: €161k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€112k-€148k▲ 32.7%€173k▲ 16.5%€200k▲ 15.8%€93k▼ 53.4%
Operating result€73k-€48k▼ 34.7%€34k▼ 29.2%€36k▲ 6.5%€-108k
Net result€58k-€37k▼ 37.5%€25k▼ 32.9%€27k▲ 11.7%€-107k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €108k after €36k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €195k
Fixed assets
€27k▼ 45.5%
Current assets
€168k▼ 65.7%
Equity and liabilities €195k
Equity
€93k▼ 53.4%
Debt
€101k▼ 70.0%
The debt ratio falls from 62.8% to 52.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-81k▼
2023 · €61k
Cash flow
€-80k▼
2023 · €52k
Solvency
47.9%▲
2023 · 37.2%
Current ratio
1.80▲
2023 · 1.49
Quick ratio
1.80▲
2023 · 1.49
Debt / equity
1.09▼
2023 · 1.69
ROE
-114.5%▼
2023 · 13.7%
ROA
-54.9%▼
2023 · 5.1%
Interest coverage
-15.31▼
2023 · 134.55
Debt
€101k▼
2023 · €338k
Debt ≤ 1 year
€93k▼
2023 · €329k
Income taxes
€2k▼
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€538k€195k▼
Fixed assets21/28€49k€27k▼
Tangible fixed assets22/27€49k€27k▼
Furniture and vehicles24€47k€23k▼
Other tangible fixed assets26€2k€3k▲
Current assets29/58€489k€168k▼
Amounts receivable within one year40/41€369k€166k▼
Trade receivables40€256k€31k▼
Other amounts receivable41€113k€135k▲
Cash at bank and in hand54/58€120k€2k▼
Deferred charges and accrued income490/1-€247
Equity and liabilities
Total equity and liabilities10/49€538k€195k▼
Equity10/15€200k€93k▼
Contributions10/11€6k€6k=
Reserves13€194k€87k▼
Distributable reserves133€194k€87k▼
Amounts payable17/49€338k€101k▼
Amounts payable within one year42/48€329k€93k▼
Trade debts44€265k€32k▼
Suppliers440/4€265k€32k▼
Taxes, remuneration and social security45€64k€62k▼
Taxes450/3€64k€62k▼
Accrued charges and deferred income492/3€10k€8k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€4k€6k▲
Non-recurring operating charges66A-€58
Gross operating margin9900€65k€-75k▼
Operating profit (loss)9901€36k€-108k▼
Financial income75/76B€4k€8k▲
Recurring financial income75€4k€8k▲
Financial charges65/66B€453€5k▲
Recurring financial charges65€453€5k▲
Profit (loss) for the period before taxes9903€40k€-105k▼
Income taxes67/77€13k€2k▼
Profit (loss) for the period9904€27k€-107k▼
Profit (loss) for the period to be appropriated9905€27k€-107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€-107k▼
Transfer from equity791/2-€107k
Transfer to equity691/2€27k-
To other reserves6921€27k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet €-107k ▼491%
Net result drops to €-107k, the lowest in the series.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 435 days late
2023
31-12
Financial
Equity above €200kEq €200k ▲15.8%
5 profitable years in a row build equity to €200k.
2022
31-12
Financial
Equity above €150kEq €173k ▲16.5%
4 profitable years in a row build equity to €173k.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 3.26
Current ratio from 1.54 to 3.26; short-term debt falls from €58k to €37k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €112k ▲110%
2 profitable years in a row build equity to €112k.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningslaan 1298300 Knokke-HeistGround area
736 m²
Building footprint
736 m²
Volume, LiDAR
10,202 m³
Parcel 31013A0380/00A000, Flanders · tallest building 22.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ITUNI
since 20192.287.387.286
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0380/00A000 | Flanders | 736 m² | 1 · 736 m² | 22.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROGRESS INTERNATIONAL LIER
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,586 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-03-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.