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MoJa

Active
Private limited companyfounded 20197 yrs activeTorenveldstraat 31, 3580 Beringen, BelgiumKBO/BCE: BE 0734.480.040
Summary

MoJa has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€33,642) and a net result of -€10,651. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability23▲+17
Solvency0▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.16 in 2024; short-term debt: 63.9% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-24.6%
Return on assets
-7.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year -€33,642
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
21 d late
2024
125 d late
2023
104 d late
2022
30 d late
2021
92 d late
2020
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 67 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 September 2019, MoJa was incorporated as a Private limited company.1 Total assets went from EUR 190,346 in 2020 to EUR 136,913 in 2025 and headcount from 0.2 full-time equivalents in 2020 to 1 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020, 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€33,642▼ 46.3%
2024 · -€22,991
Total assets
€136,913▼ 9.6%
2024 · €151,422
Net result
-€10,651▲ 37.7%
2024 · -€17,104
Working capital
-€74,907▼ 3.8%
2024 · -€72,167
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€7,874€262▼ 96.7%€952▲ 264%-€16,559-€6,964▲ 57.9%
Net result€4,712-€3,965-€2,621▲ 33.9%-€17,104▼ 553%-€10,651▲ 37.7%
Equity€698-€3,267-€5,887▼ 80.2%-€22,991▼ 291%-€33,642▼ 46.3%
Total assets€197,386▲ 3.7%€222,387▲ 12.7%€181,226▼ 18.5%€151,422▼ 16.4%€136,913▼ 9.6%
Debt€196,689▲ 1.2%€225,653▲ 14.7%€187,113▼ 17.1%€174,413▼ 6.8%€170,554▼ 2.2%
Working capital-€42,742▲ 18.4%-€41,266▲ 3.5%-€63,963▼ 55.0%-€72,167▼ 12.8%-€74,907▼ 3.8%
Staff (FTE)0.9▲ 350%1▲ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000Operating result 2021: €7,874€7,874Net result 2021: €4,712€4,712Operating result 2022: €262€262Net result 2022: -€3,965-€3,965Operating result 2023: €952€952Net result 2023: -€2,621-€2,621Operating result 2024: -€16,559-€16,559Net result 2024: -€17,104-€17,104Operating result 2025: -€6,964-€6,964Net result 2025: -€10,651-€10,65120212022202320242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: €952€952Net result 2023: -€2,621-€2,620Operating result 2024: -€16,559-€16,600Net result 2024: -€17,104-€17,100Operating result 2025: -€6,964-€6,960Net result 2025: -€10,651-€10,700202320242025
The operating result stays negative: a loss of €6,964 in 2025 against €16,559 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136,913
Fixed assets €124,275 ▼ 9.7%
Current assets €12,638 ▼ 8.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,386▲
2024 · €202
Cash flow
€2,699▲
2024 · -€343
Solvency
-24.6%▼
2024 · -15.2%
Current ratio
0.14▼
2024 · 0.16
Quick ratio
0.12▼
2024 · 0.13
Debt to equity
-5.07▲
2024 · -7.59
ROA
-7.8%▲
2024 · -11.3%
Interest coverage
1.73▲
2024 · 0.19
Debt ≤ 1 year
€87,544▲
2024 · €85,964
Debt > 1 year
€83,010▼
2024 · €88,449
Staff costs
€322▼
2024 · €565
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€151,422€136,913▼
Fixed assets21/28€137,625€124,275▼
Tangible fixed assets22/27€137,625€124,275▼
Land and buildings22€89,985€83,398▼
Plant, machinery and equipment23€937€552▼
Furniture and vehicles24€2,827€919▼
Other tangible fixed assets26€43,876€39,406▼
Current assets29/58€13,797€12,638▼
Stocks and contracts in progress3€2,361€1,979▼
Stocks30/36€2,361€1,979▼
Amounts receivable within one year40/41€7,969€9,034▲
Trade receivables40€7,900€9,034▲
Other amounts receivable41€69-
Cash at bank and in hand54/58€1,291-
Deferred charges and accrued income490/1€2,177€1,625▼
Equity and liabilities
Total equity and liabilities10/49€151,422€136,913▼
Equity10/15-€22,991-€33,642▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€24,991-€35,642▼
Amounts payable17/49€174,413€170,554▼
Amounts payable after more than one year17€88,449€83,010▼
Financial debts170/4€88,449€83,010▼
Amounts payable within one year42/48€85,964€87,544▲
Current portion of amounts payable after more than one year42€5,307€5,439▲
Financial debts43-€15,682
Credit institutions430/8-€15,682
Trade debts44€5,058€3,892▼
Suppliers440/4€5,058€3,892▼
Taxes, remuneration and social security45€2,738€2,920▲
Taxes450/3€2,738€2,920▲
Other amounts payable47/48€72,861€59,612▼
Income statement Code20242025
Remuneration, social security and pensions62€565€322▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,761€13,350▼
Other operating charges640/8€1,316€1,213▼
Gross operating margin9900€2,082€7,921▲
Operating profit (loss)9901-€16,559-€6,964▲
Financial income75/76B€518€12▼
Recurring financial income75€518€12▼
Financial charges65/66B€1,063€3,699▲
Recurring financial charges65€1,063€3,699▲
Profit (loss) for the period before taxes9903-€17,104-€10,651▲
Profit (loss) for the period9904-€17,104-€10,651▲
Profit (loss) for the period to be appropriated9905-€17,104-€10,651▲
Appropriation of the result
Profit (loss) to be appropriated9906-€24,991-€35,642▼
Profit (loss) brought forward from the previous period14P-€7,887-€24,991▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€14,513€6,138€600€565€322▼ 43.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,900€13,501€14,463€16,761€13,350▼ 20.4%
Other operating charges640/8€1,340€1,145€1,293€1,316€1,213▼ 7.8%
Gross operating margin9900€36,627€21,046€17,308€2,082€7,921▲ 280%
Operating profit (loss)9901€7,874€262€952-€16,559-€6,964▲ 57.9%
Financial income75/76B€278€12€38€518€12▼ 97.6%
Recurring financial income75€13€12€38€518€12▼ 97.6%
Non-recurring financial income76B€264-----
Financial charges65/66B€3,440€4,239€3,610€1,063€3,699▲ 248%
Recurring financial charges65€3,440€4,239€3,610€1,063€3,699▲ 248%
Profit (loss) for the period before taxes9903€4,712-€3,965-€2,621-€17,104-€10,651▲ 37.7%
Profit (loss) for the period9904€4,712-€3,965-€2,621-€17,104-€10,651▲ 37.7%
Profit (loss) for the period to be appropriated9905€4,712-€3,965-€2,621-€17,104-€10,651▲ 37.7%
Line20212022202320242025Change
Assets
Total assets20/58€197,386€222,387€181,226€151,422€136,913▼ 9.6%
Fixed assets21/28€164,716€154,222€151,832€137,625€124,275▼ 9.7%
Tangible fixed assets22/27€164,716€154,222€151,832€137,625€124,275▼ 9.7%
Land and buildings22€105,790€99,830€96,571€89,985€83,398▼ 7.3%
Plant, machinery and equipment23-€1,194€618€937€552▼ 41.1%
Furniture and vehicles24€13,430€9,298€6,207€2,827€919▼ 67.5%
Other tangible fixed assets26€45,496€43,900€48,435€43,876€39,406▼ 10.2%
Current assets29/58€32,670€68,165€29,394€13,797€12,638▼ 8.4%
Stocks and contracts in progress3€4,025€1,803€3,911€2,361€1,979▼ 16.2%
Stocks30/36€4,025€1,803€3,911€2,361€1,979▼ 16.2%
Amounts receivable within one year40/41€26,986€6,075€1,460€7,969€9,034▲ 13.4%
Trade receivables40€26,986€6,075€1,460€7,900€9,034▲ 14.4%
Other amounts receivable41---€69--
Cash at bank and in hand54/58-€59,226€22,951€1,291--
Deferred charges and accrued income490/1€1,660€1,061€1,071€2,177€1,625▼ 25.4%
Equity and liabilities
Total equity and liabilities10/49€197,386€222,387€181,226€151,422€136,913▼ 9.6%
Equity10/15€698-€3,267-€5,887-€22,991-€33,642▼ 46.3%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€1,302-€5,267-€7,887-€24,991-€35,642▼ 42.6%
Amounts payable17/49€196,689€225,653€187,113€174,413€170,554▼ 2.2%
Amounts payable after more than one year17€121,277€116,223€93,756€88,449€83,010▼ 6.1%
Financial debts170/4€121,277€116,223€93,756€88,449€83,010▼ 6.1%
Amounts payable within one year42/48€75,412€109,431€93,357€85,964€87,544▲ 1.8%
Current portion of amounts payable after more than one year42€4,932€5,054€5,179€5,307€5,439▲ 2.5%
Financial debts43€1,856---€15,682-
Credit institutions430/8€1,856---€15,682-
Trade debts44€3,095€21,416€1,465€5,058€3,892▼ 23.0%
Suppliers440/4€3,095€21,416€1,465€5,058€3,892▼ 23.0%
Taxes, remuneration and social security45€7,421€8,525€1,143€2,738€2,920▲ 6.6%
Taxes450/3€6,601€8,525€1,143€2,738€2,920▲ 6.6%
Remuneration and social security454/9€820-----
Other amounts payable47/48€58,108€74,436€85,571€72,861€59,612▼ 18.2%
Line20212022202320242025Change
Profit (loss) for the period9904€4,712-€3,965-€2,621-€17,104-€10,651▲ 37.7%
+ Depreciation and write-downs630€12,900€13,501€14,463€16,761€13,350▼ 20.4%
Operating cash flow (approximation)€17,612€9,536€11,842-€343€2,699▲ 887%
Investment in fixed assets (approximation)--€3,006-€12,073-€2,554€0▲ 100%
Change in cash---€36,275-€21,661--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
03-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 125 days late
2024
31-12
Financial Weakest financial yearnet -€17,104
Net result drops to -€17,104, the lowest in the series; recovery starts the following year.
12-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-12
Financial Back to profitnet €4,712
Net result €4,712 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
967 m²
Building footprint
82 m²
Volume, LiDAR
589 m³
Parcel 71004B0553/00L005, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOJA
Torenveldstraat 31, 3580 BeringenComputer programming
since 20192.293.257.865
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004B0553/00L005 Flanders 967 m² 1 · 82 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 1,475 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
68110Buying and selling of own real estate

Scores and ratios are computed by Checked and are not a credit decision.