PD-Consult
ActiveSummary
The annual accounts of PD-Consult for fiscal year 2025 show a net loss of 69% of the equity at the start of that year. The 2025 annual accounts show equity of €41k and a net result of €-91k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 17090 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-82
Solvency44▼-34
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.15 against 1.77 in 2024; short-term debt: 53.4% and cash: 1% of total assets), and 80.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.3%
Return on assets
-43.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
41 d early
2022
19 d early
2021
3 d early
2020
52 d early
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€41k▼ 69.2%
2024 · €132k
Total assets
€211k▼ 14.8%
2024 · €248k
Net result
€-91k
2024 · €27k
Working capital
€17k▼ 76.6%
2024 · €73k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€47k▲ 281%€27k▼ 43.7%€34k▲ 28.4%€39k▲ 14.7%€-118k
Net result€34k▲ 362%€17k▼ 48.7%€28k▲ 63.8%€27k▼ 4.1%€-91k
Equity€60k▲ 129%€77k▲ 28.9%€105k▲ 36.7%€132k▲ 25.7%€41k▼ 69.2%
Total assets€131k▲ 39.9%€187k▲ 42.7%€211k▲ 12.6%€248k▲ 17.7%€211k▼ 14.8%
Debt€71k▲ 5.6%€110k▲ 54.3%€105k▼ 4.2%€116k▲ 9.7%€170k▲ 47.2%
Working capital€12k€40k▲ 222%€53k▲ 34.6%€73k▲ 36.7%€17k▼ 76.6%
Staff (FTE)2=2=2=2=1.7▼ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €118k after €39k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€81k ▲ 1.1%
Current assets
€130k ▼ 22.5%
Equity and liabilities €211k
Equity
€41k ▼ 69.2%
Debt
€170k ▲ 47.2%
Debt's share of the balance-sheet total rises from 46.7% to 80.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-98k▼
2024 · €64k
Cash flow
€-71k▼
2024 · €51k
Current ratio
1.15▼
2024 · 1.77
Debt to equity
4.18▲
2024 · 0.88
ROE
-224.3%▼
2024 · 20.5%
ROA
-43.3%▼
2024 · 10.9%
Interest coverage
-21.97▼
2024 · 23.70
Debt ≤ 1 year
€113k▲
2024 · €94k
Debt > 1 year
€20k▲
2024 · €0
Income taxes
€691▼
2024 · €11k
Staff costs
€105k▼
2024 · €121k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €108k | €108k | €131k | €121k | €105k | ▼ 13.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15k | €15k | €19k | €24k | €20k | ▼ 17.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €2k | €0 | - | €968 | €0 | ▼ 100% |
| Other operating charges640/8 | €3k | €582 | €1k | €1k | €2k | ▲ 106% |
| Gross operating margin9900 | €175k | €150k | €186k | €187k | €9k | ▼ 95.1% |
| Operating profit (loss)9901 | €47k | €27k | €34k | €39k | €-118k | ▼ 400% |
| Financial income75/76B | €54 | €1k | €8k | €2k | €32k | ▲ 1,758% |
| Recurring financial income75 | €54 | €13 | €1 | €2k | €50 | ▼ 97.1% |
| Non-recurring financial income76B | - | €1k | €8k | €0 | €32k | - |
| Financial charges65/66B | €2k | €2k | €3k | €3k | €4k | ▲ 65.6% |
| Recurring financial charges65 | €2k | €2k | €3k | €3k | €4k | ▲ 65.6% |
| Profit (loss) for the period before taxes9903 | €46k | €26k | €39k | €38k | €-91k | ▼ 336% |
| Income taxes67/77 | €12k | €9k | €11k | €11k | €691 | ▼ 93.9% |
| Profit (loss) for the period9904 | €34k | €17k | €28k | €27k | €-91k | ▼ 438% |
| Profit (loss) for the period to be appropriated9905 | €34k | €17k | €28k | €27k | €-91k | ▼ 438% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €131k | €187k | €211k | €248k | €211k | ▼ 14.8% |
| Fixed assets21/28 | €47k | €57k | €60k | €80k | €81k | ▲ 1.1% |
| Intangible fixed assets21 | €45k | €53k | €58k | €67k | €77k | ▲ 15.3% |
| Tangible fixed assets22/27 | €2k | €4k | €2k | €14k | €4k | ▼ 68.7% |
| Plant, machinery and equipment23 | - | - | - | - | €2k | - |
| Furniture and vehicles24 | €2k | €4k | €2k | €14k | €2k | ▼ 84.7% |
| Financial fixed assets28 | €200 | €200 | €200 | €200 | €200 | = |
| Current assets29/58 | €84k | €130k | €151k | €167k | €130k | ▼ 22.5% |
| Amounts receivable within one year40/41 | €49k | €98k | €86k | €116k | €122k | ▲ 4.8% |
| Trade receivables40 | €49k | €98k | €86k | €116k | €114k | ▼ 1.6% |
| Other amounts receivable41 | - | - | - | €495 | €8k | ▲ 1,496% |
| Current investments50/53 | €19k | €17k | €45k | €11k | €3k | ▼ 73.1% |
| Cash at bank and in hand54/58 | €12k | €13k | €18k | €35k | €2k | ▼ 93.8% |
| Deferred charges and accrued income490/1 | €4k | €2k | €2k | €5k | €3k | ▼ 46.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €131k | €187k | €211k | €248k | €211k | ▼ 14.8% |
| Equity10/15 | €60k | €77k | €105k | €132k | €41k | ▼ 69.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €41k | €58k | €86k | €113k | €22k | ▼ 80.5% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €39k | €56k | €85k | €112k | €20k | ▼ 81.8% |
| Amounts payable17/49 | €71k | €110k | €105k | €116k | €170k | ▲ 47.2% |
| Amounts payable after more than one year17 | €0 | €20k | €8k | €0 | €20k | - |
| Financial debts170/4 | €0 | €20k | €8k | €0 | €20k | - |
| Amounts payable within one year42/48 | €71k | €90k | €97k | €94k | €113k | ▲ 19.2% |
| Current portion of amounts payable after more than one year42 | €572 | €11k | €12k | €8k | €11k | ▲ 39.3% |
| Financial debts43 | €8k | €12k | €8k | €8k | €61k | ▲ 664% |
| Credit institutions430/8 | €1k | €12k | €8k | €8k | €61k | ▲ 664% |
| Other loans439 | €7k | - | - | - | - | - |
| Trade debts44 | €18k | €26k | €19k | €23k | €12k | ▼ 47.5% |
| Suppliers440/4 | €18k | €26k | €19k | €23k | €12k | ▼ 47.5% |
| Taxes, remuneration and social security45 | €35k | €37k | €55k | €55k | €26k | ▼ 52.1% |
| Taxes450/3 | €22k | €15k | €24k | €29k | €14k | ▼ 52.4% |
| Remuneration and social security454/9 | €12k | €22k | €31k | €26k | €12k | ▼ 51.8% |
| Other amounts payable47/48 | €10k | €4k | €4k | €271 | €2k | ▲ 507% |
| Accrued charges and deferred income492/3 | - | - | - | €21k | €38k | ▲ 77.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34k | €17k | €28k | €27k | €-91k | ▼ 438% |
| + Depreciation and write-downs630 | €15k | €15k | €19k | €24k | €20k | ▼ 17.2% |
| Operating cash flow (approximation) | €48k | €32k | €47k | €51k | €-71k | ▼ 238% |
| Investment in fixed assets (approximation) | - | €-25k | €-22k | €-45k | €-21k | ▲ 53.1% |
| Change in cash | - | €916 | €5k | €17k | €-32k | ▼ 295% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-91k
Net result drops to €-91k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €105k ▲36.7%
4 profitable years in a row build equity to €105k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €34k ▲362%
Operating result €47k, net result €34k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2017
Ground area
1.3 ha
Building footprint
2,870 m²
Volume, LiDAR
21,697 m³
Parcel 11024B0123/00E000, Flanders · tallest building 14.6 m, ±2 floors. Linked by address, not a title deed.
24
companies at this address
See who is registered here
1 establishment unit
PD-Consult
since 20172.270.104.460
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0123/00E000 | Flanders | 1.3 ha | 1 · 2,870 m² | 14.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 9,222 EUR awarded · 8,623 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,785 EUR | 2,988 EUR |
| 2024 | 2 | 4,185 EUR | 3,383 EUR |
| 2023 | 1 | 759 EUR | 759 EUR |
| 2022 | 1 | 1,493 EUR | 1,493 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Werkbaarheidscheque (stopgezet)
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 14,997 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
62100Computer programming
74140Other specialised design activities
Scores and ratios are computed by Checked and are not a credit decision.