IT-SMC
ActiveIT-SMC has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €34k. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+11
Solvency62▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 2.64 in 2024; short-term debt: 24.3% and cash: 20.8% of total assets), but 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.1%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
29 d late
2022
7 d early
2021
31 d late
2020
29 d early
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 14.7%
2024 · €104k
2018: €15k
2019: €-10k
2020: €35k
2021: €55k
2022: €66k
2023: €99k
2024: €104k
2018 → 2025
Total assets
€321k▲ 17.8%
2024 · €273k
2018: €70k
2019: €287k
2020: €328k
2021: €319k
2022: €292k
2023: €310k
2024: €273k
2018 → 2025
Net result
€34k▲ 572%
2024 · €5k
2018: €-141
2019: €-24k
2020: €44k
2021: €20k
2022: €11k
2023: €20k
2024: €5k
2018 → 2025
Working capital
€51k▲ 8.2%
2024 · €47k
2018: €4k
2019: €-37k
2020: €-3k
2021: €17k
2022: €24k
2023: €49k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€66k▲ 20.2%€99k▲ 49.3%€104k▲ 5.1%€119k▲ 14.7%
Operating result€38k-€26k▼ 31.1%€40k▲ 50.4%€15k▼ 61.1%€49k▲ 217%
Net result€20k-€11k▼ 45.3%€20k▲ 82.0%€5k▼ 74.8%€34k▲ 572%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 217% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€192k▼ 2.4%
Current assets
€130k▲ 69.6%
Equity and liabilities €321k
Equity
€119k▲ 14.7%
Debt
€202k▲ 19.7%
The debt ratio rises from 61.9% to 62.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €25k
Cash flow
€44k▲
2024 · €15k
Solvency
37.1%▼
2024 · 38.1%
Current ratio
1.66▼
2024 · 2.64
Quick ratio
1.66▼
2024 · 2.64
Debt / equity
1.70▲
2024 · 1.63
ROE
28.7%▲
2024 · 4.9%
ROA
10.6%▲
2024 · 1.9%
Interest coverage
19.62▲
2024 · 7.05
Debt
€202k▲
2024 · €169k
Debt ≤ 1 year
€78k▲
2024 · €29k
Debt > 1 year
€122k▼
2024 · €136k
Income taxes
€19k▲
2024 · €7k
Staff costs
€818▲
2024 · €16
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€273k€321k▲
Fixed assets21/28€196k€192k▼
Tangible fixed assets22/27€196k€192k▼
Land and buildings22€187k€180k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€2k€4k▲
Other tangible fixed assets26€4k€3k▼
Current assets29/58€76k€130k▲
Amounts receivable within one year40/41€21k€40k▲
Trade receivables40€12k€40k▲
Other amounts receivable41€8k-
Current investments50/53€29k-
Cash at bank and in hand54/58€19k€67k▲
Deferred charges and accrued income490/1€7k€23k▲
Equity and liabilities
Total equity and liabilities10/49€273k€321k▲
Equity10/15€104k€119k▲
Contributions10/11€19k€2k▼
Reserves13€85k€117k▲
Distributable reserves133€85k€117k▲
Amounts payable17/49€169k€202k▲
Amounts payable after more than one year17€136k€122k▼
Financial debts170/4€136k€122k▼
Amounts payable within one year42/48€29k€78k▲
Current portion of amounts payable after more than one year42€14k€15k▲
Financial debts43-€39
Credit institutions430/8-€39
Trade debts44€5k€36k▲
Suppliers440/4€5k€36k▲
Taxes, remuneration and social security45€7k€21k▲
Taxes450/3€6k€20k▲
Remuneration and social security454/9€1k€1k▲
Other amounts payable47/48€3k€6k▲
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Non-recurring operating income76A-€21k
Remuneration, social security and pensions62€16€818▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€934€3k▲
Gross operating margin9900€26k€63k▲
Operating profit (loss)9901€15k€49k▲
Financial income75/76B€561€7k▲
Recurring financial income75€561€359▼
Non-recurring financial income76B-€7k
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€12k€53k▲
Income taxes67/77€7k€19k▲
Profit (loss) for the period9904€5k€34k▲
Profit (loss) for the period to be appropriated9905€5k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€34k▲
Transfer from equity791/2-€2k
Transfer to equity691/2€5k€34k▲
To other reserves6921€5k€34k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Equity above €100kEq €104k ▲5.1%
5 profitable years in a row build equity to €104k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijsmortelstraat 523360 BierbeekGround area
991 m²
Building footprint
169 m²
Volume, LiDAR
1,095 m³
Parcel 24065C0208/00T000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IT-SMC
since 20162.252.267.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24065C0208/00T000 | Flanders | 991 m² | 1 · 169 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900GHM5YZ217ZF745
Similar companies · same sector, comparable size
EMSEC
BE 0666.541.636
Waterloo · Eq €119k
FINPAY CONSULTING
BE 1003.649.892
Etterbeek · Eq €119k
FLOBERTUS
BE 0524.780.292
Aalst · Eq €119k
QUINTEC
BE 0831.597.727
Londerzeel · Eq €119k
Direkt-IT
BE 0801.878.313
Antwerpen · Eq €119k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fred@verhoeven.ws
Phone:+32473869218