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ToGo

Active
Private limited companyfounded 201510 yrs activeOudstrijdersstraat 12, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0644.702.679

ToGo has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €29k. Equity is shrinking by ~49.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
40 / 100
Weak▼ -51 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0▼-66
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 1.6 in 2024), and 99.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.3%
Return on assets
8.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16922 sector peers (2025).
NBB · sector comparison
Position among 16922 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
6 d early
2023
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1k▼ 99.2%
2024 · €120k
2023: €85k 2024: €120k
2023 → 2025
Total assets
€358k▼ 0.5%
2024 · €360k
2023: €353k 2024: €360k
2023 → 2025
Net result
€29k▼ 28.1%
2024 · €41k
2023: €-6k 2024: €41k
2023 → 2025
Working capital
€-97k
2024 · €18k
2023: €-5k 2024: €18k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€85k-€120k▲ 41.2%€1k▼ 99.2%
Operating result€5k-€64k▲ 1,280%€49k▼ 23.1%
Net result€-6k-€41k€29k▼ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2023: €5k€5kNet result 2023: €-6k€-6kOperating result 2024: €64k€64kNet result 2024: €41k€41kOperating result 2025: €49k€49kNet result 2025: €29k€29k202320242025
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €358k
Fixed assets €299k▼ 4.0%
Current assets €59k▲ 21.9%
Equity and liabilities €358k
Equity €1k▼ 99.2%
Debt €357k▲ 48.8%
The debt ratio rises from 66.7% to 99.7%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€61k
2024 · €77k
Cash flow
€42k
2024 · €54k
Solvency
0.3%
2024 · 33.3%
Current ratio
0.38
2024 · 1.60
Quick ratio
0.38
2024 · 1.60
ROA
8.2%
2024 · 11.4%
Interest coverage
5.40
2024 · 6.50
Debt
€357k
2024 · €240k
Debt ≤ 1 year
€156k
2024 · €30k
Debt > 1 year
€201k
2024 · €210k
Income taxes
€8k
2024 · €11k
A ratio outside any meaningful range has been withheld (balance sheet total €358k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€360k€358k
Fixed assets21/28€311k€299k
Tangible fixed assets22/27€311k€299k
Land and buildings22€307k€297k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€2k€0
Current assets29/58€49k€59k
Amounts receivable within one year40/41€17k€17k
Trade receivables40€16k€14k
Other amounts receivable41€789€3k
Cash at bank and in hand54/58€31k€42k
Deferred charges and accrued income490/1€971€0
Equity and liabilities
Total equity and liabilities10/49€360k€358k
Equity10/15€120k€1k
Contributions10/11€1k€1k=
Profit (loss) carried forward14€119k€0
Amounts payable17/49€240k€357k
Amounts payable after more than one year17€210k€201k
Financial debts170/4€210k€201k
Amounts payable within one year42/48€30k€156k
Current portion of amounts payable after more than one year42€13k€8k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Taxes, remuneration and social security45€14k€29k
Taxes450/3€14k€29k
Other amounts payable47/48€951€117k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k
Other operating charges640/8€245€809
Gross operating margin9900€77k€62k
Operating profit (loss)9901€64k€49k
Financial income75/76B€0€43
Recurring financial income75€0€43
Financial charges65/66B€12k€11k
Recurring financial charges65€12k€11k
Profit (loss) for the period before taxes9903€52k€38k
Income taxes67/77€11k€8k
Profit (loss) for the period9904€41k€29k
Profit (loss) for the period to be appropriated9905€41k€29k
Appropriation of the result
Profit (loss) to be appropriated9906€125k€148k
Profit (loss) brought forward from the previous period14P€84k€119k
Transfer from equity791/2€0-
Profit to be distributed694/7€6k€148k
Return on contributions (dividend)694€6k€148k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €41k
Net result €41k after one loss-making year.
31-12
Financial Equity above €100kEq €120k ▲41.2%
Equity rises from €85k to €120k.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2025
Lien Ginkels
Director · since 01-12-2025
Current
01-12-2025 Appointed as Director
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oudstrijdersstraat 122280 Grobbendonk
Ground area
774 m²
Building footprint
133 m²
Parcel 13010B0174/00R000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
ToGo
Oudstrijdersstraat 12, 2280 GrobbendonkRetail trade
since 20152.249.212.442
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010B0174/00R000 Flanders 774 m² 1 · 133 m² 0.1 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 1,854 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-12-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.